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John Toohig & Nate Stovall: Bank Loan Market Is “Very Frozen”

Forward Guidance

CHAPTER

Impacts of Reserve Methodology and Predicted Trends

A discussion on the changes in reserve methodology and the banking industry, highlighting the over reservation in 2020 and the expected headwinds and boost in earnings in the coming years. The chapter also explores the state of the economy, consumer spending, higher interest rates, excess savings, and the potential effects of student loan debt repayments.

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