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John Toohig & Nate Stovall: Bank Loan Market Is “Very Frozen”

Forward Guidance

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Challenges and Impact on the Mortgage Industry

This chapter explores the challenges faced by the mortgage industry, including funding and origination. It discusses the decrease in origination volumes and the stable performance of mortgages themselves. The impact of commercial real estate on regional banks is also examined, highlighting credit and interest rate risks associated with these loans.

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