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John Toohig & Nate Stovall: Bank Loan Market Is “Very Frozen”

Forward Guidance

CHAPTER

Held to Maturity Portfolios in the Banking Industry

This chapter discusses the usage and impact of held to maturity (HTM) portfolios in the banking industry. It explores the reasons behind banks' preference for HTM portfolios, the upcoming regulatory changes, and the potential implications on liquidity ratings and regulatory capital.

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