"World of DaaS"

Charlie Youakim: The Real Economics of Buy-Now-Pay-Later

May 3, 2022

46:22

Highlights

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Episode notes

Is It Worth It or Not?

02:03

Is There a Market Leader in Financial Services?

01:58

Is Layaway a Good Way to Pay?

03:01

Introduction

2min

Is Layaway a Good Way to Pay?

3min

Low Interest Rates Help in This Environment

2min

Sesil - What's Next?

2min

Fintek - Is There a Mega-Murger?

2min

Is There a Market Leader in Financial Services?

2min

Is It Worth It or Not?

2min

Is There a High Probability of Fraud?

2min

Is There Any Way to Block the Fraud Rings?

2min

10.

Credit Reporting Systems - What's Really Important?

2min

11.

How to Ensure a Good Customer Experience With Your Merchants

3min

12.

Are You Pulling in From Other Bureaus?

2min

13.

How Do You Get Your Customers to Shop With You?

3min

14.

Are You Using the Fact That I Purchased This Cool Sweater to Help Guide Me?

2min

15.

By Now Pay Later

2min

16.

Building a 100 by Mespi Company, Is That a Good Idea?

3min

17.

Are These Key Indicators Really Important?

2min

18.

Are You Listening for Hard Work and Lack of Ent Entitlement?

2min

19.

Macroeconomics

2min

20.

Coal

2min

21.

What Are the Drawbacks of Going on Australia?

2min

22.

Product Market Fit

3min

Charlie is co-founder and CEO of Sezzle, a $1.2 billion market cap alternative payment platform.

Charlie and Auren dive into the unit economics of Buy-Now-Pay-Later (BNPL) businesses, why the “creditization of debit” is the hottest trend, and how underwriting BNPL loans differs from traditional consumer lending.

They also explore data’s role in BNPL and how most fintech companies are on the path of becoming neobanks.

You can find Auren Hoffman (CEO of SafeGraph) on Twitter at @auren and Charlie Youakim at @CharlieYouakim

World of DaaS is brought to you by SafeGraph. For more episodes, visit safegraph.com/podcasts

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"World of DaaS"

Charlie Youakim: The Real Economics of Buy-Now-Pay-Later

Is It Worth It or Not?

Is There a Market Leader in Financial Services?

Is Layaway a Good Way to Pay?

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Discoverhighlights

Save anymoment

Share& Export

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