Excess Returns A Safety First Retirement | The 4% Rule and Managing Sequence of Returns Risk with Wade Pfau
Aug 1, 2024
Wade Pfau, a retirement planning expert, dives deep into retirement strategies, focusing on the 4% rule and the evolving challenges retirees face. He elaborates on his 'safety first' approach, advocating for reliable income sources like annuities and Social Security. Discussion points include managing sequence of returns risk, the importance of flexibility in withdrawal strategies, and the impact of personal life changes on financial planning. Pfau also emphasizes the need for regular reassessment and effective communication when navigating retirement income.
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7 8
Intro
00:00 • 5min
Understanding Sequence of Returns Risk in Retirement Planning
05:05 • 3min
Exploring the 4% Rule's Global Relevance
07:41 • 3min
Impact of Starting Conditions on Portfolio Management
10:53 • 2min
Navigating Retirement with Bonds and Flexibility
13:06 • 8min
Adapting Financial Plans to Life Changes
21:02 • 2min
Safety First Retirement Planning
22:47 • 23min
Navigating Retirement Income Strategies
46:14 • 17min