8min chapter

Excess Returns  cover image

A Safety First Retirement | The 4% Rule and Managing Sequence of Returns Risk with Wade Pfau

Excess Returns

CHAPTER

Navigating Retirement with Bonds and Flexibility

This chapter analyzes bond investment strategies within retirement planning, emphasizing the 4% rule and associated risks. It explores variable withdrawal methods and the need for flexibility in financial planning to adapt to changing market conditions and personal circumstances.

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