Excess Returns  cover image

A Safety First Retirement | The 4% Rule and Managing Sequence of Returns Risk with Wade Pfau

Excess Returns

CHAPTER

Understanding Sequence of Returns Risk in Retirement Planning

This chapter explores the impact of market return timing on retirement portfolio sustainability, critiquing traditional withdrawal strategies like the 4% rule. It emphasizes the need for flexible spending approaches to better manage psychological biases and mitigate risks during market fluctuations.

00:00
Transcript
Play full episode

Remember Everything You Learn from Podcasts

Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
App store bannerPlay store banner