Excess Returns  cover image

A Safety First Retirement | The 4% Rule and Managing Sequence of Returns Risk with Wade Pfau

Excess Returns

CHAPTER

Exploring the 4% Rule's Global Relevance

This chapter examines the effectiveness of the 4% rule for retirement income in various countries outside the U.S. Despite its strong performance in America, the rule has proven successful only about two-thirds of the time internationally due to differing economic conditions and historical market events.

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