Moody's Talks - Inside Economics

Systemic Threats, Supervisory Shortfalls

Mar 17, 2023
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Episode notes
1
Introduction
00:00 • 2min
2
Silicon Valley Bank and Signature Closed on a Friday Night
02:27 • 2min
3
The First Year in American History Without a Bank Failure
04:14 • 2min
4
The Right Number of Bank Failures
05:50 • 2min
5
The Importance of Small Bank Failures
07:24 • 2min
6
The Decline of Banks
09:22 • 2min
7
The Rise of Computing Power Changed the Economics of Banking
11:35 • 2min
8
The Failure of Silicon Valley Bank
13:41 • 4min
9
The Importance of Good Risk Management
17:25 • 3min
10
The Average Deposit at a Regional Bank
20:09 • 2min
11
The Impact of Interest Rate Risk on Your Balance Sheet
21:45 • 2min
12
The Federal Reserve's Tied to Market Zero Capital Ratio
23:57 • 3min
13
The Home Loan Bank Is the Lender of Next to Last Resort
27:17 • 2min
14
The Role of the Federal Home Loan Banks in the Panic System
29:44 • 2min
15
The Signs of a Problem With the Home Loan Bank System
31:18 • 3min
16
The Idiosyncrasy of the Banking System
34:38 • 2min
17
The Fed's Proclamation of a Systemic Event
36:55 • 4min
18
The Decrepit Bladation With the Wind
40:56 • 2min
19
How to Attract More Republican Votes on the Bailout Bill
42:40 • 3min
20
The Risk of Legal Indemnification in Case of Loss Suits
45:20 • 2min
21
The Fed's Decision to Not Substitute SBB to Enhance Regulation
47:02 • 2min
22
The Risks of Low Income Housing in the Recession
48:59 • 2min
23
The Moral Hazard of Not Forcing a Haircut on Large Depositors
51:18 • 2min
24
The Debate on Deposit Insurance Caps
52:57 • 3min
25
The Systemic Crisis and the Federal Reserve's Judgment
55:59 • 2min
26
The Systemic Risks of the Recession
57:45 • 2min
27
The Fed's Decision to Roll Back Dodd-Frank
59:32 • 4min
28
The Role of Supervision in Football
01:04:00 • 2min
29
The Dodd-Frank Rollback and the Impact on Financial Standards
01:05:55 • 2min
30
Should the Fed Continue on With Its Rate Hikes?
01:07:37 • 5min
31
The Economic Consequences of Inflation
01:12:35 • 2min
32
The Banking Earthquake: A Better Home Loan Bank?
01:14:50 • 2min
33
The Importance of Monetary Policy
01:17:10 • 3min