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Systemic Threats, Supervisory Shortfalls
Moody's Talks - Inside Economics
The Signs of a Problem With the Home Loan Bank System
The Federal Home Loan Bank was created to be a central bank when thrifts existed and they didn't have access to the Federal Reserve. The point is that when an institution off the radar to a massive amount of money during times of good, not a single bank failed last year. So where was the Fed effectively? Because that was another sign.
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