2min chapter

Moody's Talks - Inside Economics cover image

Systemic Threats, Supervisory Shortfalls

Moody's Talks - Inside Economics

CHAPTER

The Impact of Interest Rate Risk on Your Balance Sheet

The average balance of Silicon Valley bank is 177k. That's seven times as high an average balance than the median, which would be closer to the number that you mentioned. And 1.25 million bucks of your money is not insured. So they're about seven or eight times as high. The core insight isn't just that it's seven and a half times as highan average balance. It's that 177 is fully guaranteed.

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