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Smart Money Management Rule
- Take 30% of each paycheck and put it away immediately to cover taxes and savings.
- Double the apparent cost of purchases to account for pre-tax income and reduce unnecessary spending.
Emotional Spending Awareness
- Spending money often masks deeper emotional discomfort or the need to feel control.
- Resisting impulse purchases builds self-esteem and reduces shame.
Simplify Skincare Routine
- Stop over-treating skin with harsh products; instead, use simple oils like grape seed oil.
- Moisturizing properly reduces excess oil production and breakouts.