rich & REGULAR with Kiersten and Julien Saunders

This week on Rich & REGULAR, Julien and Kiersten tackle the intriguing question: Are gift cards a scam? Listeners might be surprised to learn that a whopping 47% of US adults are sitting on at least one unused gift card or store credit, collectively totaling an astonishing $23 billion nationwide! The Saunders also weigh in: Is cash a tacky gift? Tune in as they explore the intricacies of gift-giving, the value of flexibility, and what to do with those seemingly forgotten, yet potentially valuable, gift cards. Don't miss this episode for a fresh perspective on the world of gifting and the financial surprises it might hold!----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

What in the world is recommerce and how could it benefit you? Get ready to explore the world of eCommerce on this week’s episode of Rich & REGULAR. From the booming secondhand market, aka recommerce, and its easy-money potential with minimal effort, to the nitty-gritty of doing your very first product listing, Julien and Kiersten have tips, strategies, and insights to supercharge your online selling game.With a plethora of eCommerce platforms out there, Julien and Kiersten will help you decipher which one is the perfect match for what you're looking to sell. Plus, they share insights about how to market your products effectively and share some crucial “watch-outs” to ensure you're selling online like a seasoned pro. Tune in this week if you’re feeling ready to take your eCommerce game to the next level!----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week on Rich & REGULAR, Julien and Kiersten take listeners into the exciting world of Amazon One ID, one of the newest developments in fintech. Tune in as they break down what exactly it is, how this game-changing technology operates, and whether or not you should be feeling just a tad uneasy about it.The Saunders don’t shy away from discussing the apprehensions associated with this groundbreaking tech. From privacy concerns to potential misuse, they tackle the fears head-on. They also explore the positive side, like how Amazon One ID has the potential to slash fraud rates and what a world without traditional keys might look like.  So, if you're wondering when Amazon One will become the norm and what it means for our journey towards a cashless society, listen to the episode to find out more.----       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

There are infinite ways to make money these days, short-term trading is just one of them. But is it the right fit for you? Tune in this week as Julien and Kiersten explore the differences between short-term trading vs. long-term investing as well as the advantages of each method. Most successful traders have an advantage in two areas, do you know what they are?  The Saunders’ also clear up common misconceptions to help give you clarity and insight into short-term trading. Tune into this week’s episode rich & REGULAR to find out which path aligns with your goals and risk tolerance.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week on Rich & REGULAR, Kiersten and Julien tackle the topic of overoptimization. When does the pursuit of optimization become problematic? Is achieving balance while optimizing even possible? The Saunders share relatable anecdotes and practical advice on how to avoid the pitfalls of overoptimization, a must listen for those who prioritize leveling up in many areas of their lives.Kiersten and Julien generously share their wisdom, offering practical tips and tricks to help listeners break free from the chains of overoptimization. They explore the elusive concept of balance, helping listeners navigate setting achievable goals and finding contentment in their financial and personal lives. Through their discussion, the Saunders leave listeners with a treasure trove of strategies and insights for incorporating metrics and countermetrics into their lives, ultimately paving the way for a more balanced, fulfilling, and harmonious existence.----MENTIONS: Year of Yes by Shonda RhimesLearn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week on Rich & REGULAR, Kiersten and Julien tackle a topic that's hitting close to home for many: paying off debt.  With a special focus on student loan debt, they explain the background of student loans as payments start up again this month. They dive into some practical tips to help prioritize and pay down debt, in addition to ways to stay on track with payments. If the world of loans and interest rates makes your head spin, don't worry. The Saunders are here to help explain for their listeners in understandable terms. Federal student loans, private loans, origination fees, APRs – they cover it all. Tune in to hear their smart tips to help you pay off that debt faster. The big takeaway: Debt can be just one chapter in your life story, and not the whole book. So, take a breath, face the financial facts, and get inspired to be scrappy about tackling that debt head-on! ----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Is it time to hit the road and chase those trucking dreams? The latest episode of Rich & REGULAR is taking us on a wild ride through the world of trucking! Julien and Kiersten are discussing all things trucking – the good, the bad, and whether getting into the trucking industry is a good move right now. But hold onto your hats, because they're not stopping there. They're also diving into the industry's past, present, and future. Yep, you guessed it – they're talking about AI and how it's shaking up the trucking scene and laying out who's winning big from this tech leap as well as what hiccups might be lurking around the corner.If you're trying to figure out if this is the right time to jump into the driver's seat of your own trucking venture, this episode is for you!----MENTIONS: Working documentary on Netflix        Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Thinking about starting a podcast and turning it into a profitable venture? Or maybe searching for a way to differentiate yourself and get that professional competitive edge? Tune in to this week’s episode of Rich & REGULAR as Kiersten and Julien guide listeners through the ins and outs of the podcasting business. From ways to make money with podcasting to the industry's growth trajectory, they explore it all. They also break down the steps to get your podcast off the ground and scale it up whether it's a part-time pursuit or a full-fledged business.In the podcasting arena, content rules, and Kiersten and Julien offer a balanced view of the pros and cons. They highlight the upsides and challenges that podcasting presents. As they navigate the conversation, they reveal a staggering fact: the podcast industry is projected to bring in 2.3 billion-dollars in 2023. Whether you're an aspiring podcaster or a curious listener, this episode provides an insightful peek into the ever-changing podcast landscape, offering valuable insights into achieving success in this dynamic field.----MENTIONS: The Stephen A. Smith ShowLearn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

AI is everywhere — and it’s likely to impact our financial life sooner rather than later. How will it affect how you spend, invest and manage finances now and in the future? Julien and Kiersten weigh the good and bad of AI financial tools: giving you a new perspective that’s taking over your wallet faster than fire. In this week’s episode of Rich & REGULAR, we look into how AI is affecting fraud detection, budgeting apps, and how banks and credit card companies determine your credit worthiness. AI could enhance your financial experience as a consumer - but it could also enhance our human flaws. What does that  REALLY mean? Where can consumers stay open-minded even with the inevitable flaws AI could have? How do B2B tools help companies detect fraud across industries? How personal can financial advising get? And why is it important to understand AI now? This episode attempts to answer those questions.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple PodcastsSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

In this podcast, Kiersten and Julien discuss how climate change affects real estate investments. They explore the financial implications of climate change on property value, the overvaluation of properties, and the importance of evaluating climate resilience. They also provide tips on preparing for natural disasters, including inspecting property infrastructure, reviewing insurance coverage, and creating emergency procedures. Additionally, they discuss proactive measures such as self-insurance, home upgrades, and considering property in less climate vulnerable regions. They emphasize the significance of energy-efficient features, diversification of investments, and community engagement in climate-conscious real estate.