rich & REGULAR with Kiersten and Julien Saunders

If you want help cutting back on drinking using neuroscience, try the Reframe App for free with a 1-month trial using Julien's referral link.A few years ago, we decided to experiment with drinking less alcohol and participated in Dry January. It was supposed to be a one-time thing but it changed how we think about alcohol. We were surprised by how much money we saved and how much better we felt and realized we were part of a larger movement of people who were questioning their relationship with alcohol and finding new ways to enjoy life without it.  Sober curiosity has not only been good for our finances, but also for our health, energy, and happiness. In this episode, you’ll learn that sometimes the best things in life are not the ones you can measure and predict, but the ones you can explore and experience. If you have drinking less as one of your 2024 New Year’s Resolutions, this episode is for you. Here are the main points: - Sober curiosity is a trend that can save you money and make you happier.- It's driven by changing preferences, health awareness, and cannabis alternatives.- It's not easy, but it's rewarding. You need support and role models to succeed.- It can improve your quality of life in ways you can't anticipate. You have to be curious and open-minded to find out. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week, we're talking about pay transparency,  its importance, generational differences, cultural shifts, and the impact on the workforce. The conversation delves into the top-down and bottom-up approaches to pay transparency, the role of social media, and the power struggle surrounding this controversial issue.  TakeawaysPay transparency is an important issue that is evolving and impacting the workforce.Generational differences exist in attitudes towards pay transparency, with younger generations being more open to sharing salary information.There is a power struggle surrounding pay transparency, as those in power may resist giving up control.Navigating both pay transparency and opacity requires careful consideration of company policies, personal grading, and trust in sharing salary information.Change is slow, and it is important to be prepared for both pay transparency and opacity in the workplace. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Things are changing! In this episode, we're announcing some news and turning the page on a new chapter of the rich & REGULAR podcast. We love you and hope you'll continue to support us through this transition to this exciting next phase. Onward! Connect with us: Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube. Get our book Cashing Out: Win the Wealth Game by Walking Away If you would like to more about investing, check out our newest class, Making Money Grow  Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Every holiday season, Americans seem to break a new record for spending - but this year it's different. Whether you're Grinch-adjacent like Julien or grew up more like Kiersten whose Super Bowl was Black Friday, they've got tips to stop holiday overspending for all levels. It's all about shifting where you spend -- making sure each gift packs a punch, and making more memorable moments rather than making the focus be the gift itself. Changing your mindset of gift-giving and receiving could be the answer you've been looking for. Julien and Kiersten have tips for the best methods backed by statistics. ----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts.See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Julien and Kiersten emphasize the power of crafting your own money story, shedding old beliefs, and constructing new ways of thinking about money. They discuss the impact of narratives, the importance of perseverance, and embracing plot twists. The hosts also explore effective dialogue, belief in empowering narratives, and potential collaborations to help listeners craft their money stories.

In this week’s episode of Rich & REGULAR, Julien and Kiersten are tackling the pricey consequences of financial neglect. No sugarcoating here— it can cost you big time. But fear not, they’ve got the playbook to turn things around. The Saunders are dishing out ways to dig yourself out of debt and find solutions. Breaking those bad financial habits? Yeah, it's gonna take some effort, but they’ve got your back. Tune in and dive into the nitty-gritty, stressing the need to get to the root cause. Learn from the experiences of others, get curious about fixing the problem, and let's kick financial neglect to the curb together!----       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts.  See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Discover essential advice on midlife investing strategies, including securing financial stability, risk tolerance, and diversifying retirement options. Learn about challenges faced by elder millennials and combating lifestyle creep. Explore the importance of balancing financial goals, investing in learning, and having a life theme for smart financial decisions.

Are women afraid of financial risk? Tune in this week to Rich & REGULAR as Kiersten and Julien debunk 5 common myths surrounding women and investing. The historical narrative between women and investing is undergoing a transformative and exciting shift, proving that now more than ever, women are engaging in investment ventures, dismantling misconceptions about their abilities and inclinations in financial markets. With an increasing array of educational resources, women are learning to navigate investments independently, challenging the belief that they lack the skill to delve into financial markets. Don’t miss this week as the Saunders help reshape the narrative, encouraging more women to take control of their financial destinies with confidence and determination.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week on, Rich & REGULAR, Kiersten and Julien are taking a deep dive into the world of alternative investments. What are alternative investments?  Should you even consider them for your investment portfolio? The Saunders break down the pros and cons of these intriguing investment options, giving you a well-rounded perspective on the subject. If you're curious about whether alternative investments could be a good fit for you and your unique investment goals, this is one episode you won't want to miss. Tune in to explore this realm of financial opportunities and discover if it's the right path for your investment journey.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

With so many  grocery store options, how do you navigate this world and still save money? It's no secret that grocery stores are the most frequently visited retailers in America. This week on Rich & REGULAR, Kiersten and Julien take a closer look at how our choices as grocery consumers shape what we buy. They discuss the rise of grocery delivery services, the competition in the market, and how the stores use their own brands. How will artificial intelligence (AI) impact this domain? The Saunders highlight AI as a grocery store game-changer, streamlining the automated fulfillment process. And, of course, don’t miss the smart tips for getting the most value out of your grocery shopping!----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow