rich & REGULAR with Kiersten and Julien Saunders

We’re halfway through the year, and there is no better time to ask, "What can I do to finish the year financially strong?" With the federal interest rate already being raised 3 times this year, Julien and Kiersten acknowledge that many listeners are probably feeling financially squeezed, and emphasize the importance of understanding the underlying reasons behind it. In this week’s episode of Rich & REGULAR we delve into the "why" rather than the "how," exploring the trends and cultural shifts that might be impacting your budget and offering strategic solutions to overcome financial challenges for the rest of 2023. From tipping to junk fees and interest rates, these factors can create unforeseen financial pressures. Now is a great time to take a moment to revisit financial goals. Are they still relevant? Have priorities shifted? By reevaluating your objectives, you can ensure that your financial decisions align with your aspirations for the second half of the year. By being proactive, strategic, and reflective, you can make the necessary changes to overcome financial challenges and set yourself up for a successful year ahead. Now is the time to make the second half of the year a season of financial empowerment and growth!       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple PodcastsSee omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

As the cost of travel continues to soar and flights become increasingly expensive, a surprising alternative is gaining traction and capturing the attention of wanderlust-stricken adventurers…traincations! Trains, once overlooked in favor of airplanes, are experiencing a renaissance, thanks to remarkable enhancements in the rail industry and a desire for more affordable and experiential journeys. This week on Rich & REGULAR, Kiersten and Julien delve into the reasons why train travel is making a remarkable comeback, how the United States fares in comparison to the rest of the world, and the pros and cons of opting for a train journey over flying.With summer travel in full swing, many adventurers are rediscovering the allure of road trips and, in the process, realizing they had forgotten about the wonders of train travel. Amidst the escalating costs of flights, it's no wonder that people are seeking alternatives that offer both savings and an opportunity to embrace the journey itself. Tune in to hear the Saunders break down why a traincation could be a fit for your next trip. You might just find yourself wondering, why not consider the train and rediscover the joy of the journey?       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Have you heard about the new legislative changes to 401ks? Tune in to Rich & REGULAR this week as Kiersten and Julien dive into the remarkable changes that are set to revolutionize your 401k. Discover the background behind these transformative shifts and gain valuable insights about your 401k options looking forward. The Saunders’ break down the significance of these changes and the impact they will have on your financial future.Auto-enrollment, student loan incentives, benefits to part-time workers…the wide variety of changes to 401ks will have an impact on many savers. Change can be overwhelming but listeners are in good hands as Julien and Kiersten share how to navigate the complexities of these new regulations. Knowledge is power and after listening to this week’s episode, listeners can confidently embrace these transformative shifts and harness their potential to enhance retirement savings.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

What in the world is dividend investing and how is it like cookie dough? In this week’s episode of Rich & REGULAR, Kiersten and Julien delve into the concept of dividends, exploring what they are, the reasons behind their popularity, the criticism they face, and how they can fit into your financial strategy. With patience and purpose, dividend investing can be a great contribution to your portfolio. So tune in to get some clarity on dividend investing to discover if this is a fit for your overall investment goals. After hearing Julien and Kiersten’s helpful insight, will you choose to embrace dividends or approach them with caution? The power to shape your investment strategy is in your hands. Until next time, happy investing!----The Little Book of Common Sense Investing by John Bogle       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Join the Saunders in this week’s episode of Rich & REGULAR as they delve into the world of the lottery. Discover where the funds go, face the staggering odds of winning, and gain insights into the dark side of gambling addiction as well as resources for help. From examining the impact of lottery funds on communities to sharing their thoughts on the pursuit of jackpots, Kiersten and Julien cover it all.Tune in to this thought-provoking episode to learn more about the lottery's impact, the allure that attracts participants, and the importance of responsible engagement with games of chance. Unveil the gamble and discover the insights necessary to make informed decisions regarding the lottery and its potential effects on our financial lives.----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

This week on Rich & REGULAR, Kiersten and Julien delve into the intriguing world of passive income, exploring its differences from active income and why it holds significant importance in our financial journey. They address some of the biggest misperceptions surrounding passive income and debunk myths often surrounding passive income. Drawing from their own experiences, the Saunders shed light on the varying levels of passive income sources and related upkeep and time investment.Tune in this week to hear insights and guidance for how to navigate the realm of passive income effectively and explore the possibilities and potential it holds for financial freedom. Passive income is a concept often misunderstood, which hinders many individuals from incorporating it into their financial portfolios. Whether you're a novice or have some familiarity with the concept, Kiersten and Julien's expertise and personal experiences will inspire you to reconsider your approach to financial independence and uncover the opportunities that lie within the realm of passive income.----      Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. ]Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Tune in to a special edition of rich & REGULAR this week to celebrate the one-year anniversary of the launch of Julien and Kiersten's thought-provoking book, "Cashing Out: Win the Wealth Game by Walking Away". They take time this week to reflect on the motivations behind writing their book and how they embarked on the path to publication.Curious about the financial logistics of book publishing? Julien and Kiersten discuss their experiences writing this book and share how to bring in profit through the publishing process. They also delve into the very essence of their book, which encourages readers to walk away from the conventional pursuit of wealth and instead seek to define success on their own terms. The message and underlying premise of "Cashing Out" continue to resonate strongly, even after one year. The book doesn't shy away from confronting uncomfortable truths. As they celebrate this milestone, The Saunders also look toward the future. What does the road ahead look like for them in terms of their work? How can listeners also pursue their passions and share them with the world? Tune in for these answers and more!----Mentions:Colors podcast episode by RadioLabThe Diversity, Equity & Inclusion Delusion with Deepa Purushothaman episode by Cashing Out Home tv show on Apple+Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

What in the world is communal living? Join Kiersten and Julien in this week’s episode of Rich & REGULAR as they delve into the world of communal living. Discover how these communities operate in ways that foster connection and create a sense of belonging. Gain insights as they break down the various structures that communal living can take, helping listeners understand the difference between communes and roommate situations. Learn about the financial aspects of communal living, including ways to fund it  and ensure financial stability.With an even breakdown of potential pros and cons, uncover the profound impact communal living can have in combating loneliness and fostering intentional living communities of all shapes and sizes. Most of all, how much can you save by participating in communal living? Tune in to hear this answer and more to determine if communal living could be a fit for your own life!----   Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Have you ever considered the untapped potential of short-term rental investing? Are you ready to embark on an exciting investment journey that can bring in substantial profits? The world of real estate investment has seen a significant shift in recent years, with short-term rentals emerging as a highly sought-after opportunity. This week’s episode of Rich & REGULAR delves into the intriguing history of short-term rental investing, explores the rise of black-only Airbnb accommodations, and examines the crucial roles that women, people of color, and various age groups play in this evolving industry.Brace yourself as we unravel the captivating world of short-term rental investing, exploring everything from remote work's impact to the essential costs and expert strategies for success. But the burning question remains: Are short-term rentals truly worth it? Listen in as Kiersten and Julien delve into this captivating industry, where hard work meets the promise of remarkable rewards.----       Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

Worried about the impact of market volatility? Fear not! Join us this week on Rich & REGULAR as Julien and Kiersten unravel the fascinating world of bonds and shed light on their pivotal role during economic downturns. Brace yourself for an enlightening journey through the depths of investment strategies, where we'll explore the essence of bonds, their diverse categories, and why they are the ultimate stabilizers.What percentage of my investment portfolio should be allocated to bonds? Julien and Kiersten answer this question and more as they share their insights on finding the ideal balance between bonds and other asset classes. In an ever-changing financial landscape, where economic downturns cast their shadows, bonds can offer a lifeline of stability. Tune in this week to explore the power of bonds and harness their potential to secure your financial future. Remember, a well-crafted investment portfolio strikes a delicate balance between risk and reward, and bonds are your steadfast allies on this remarkable journey!----Learn more at richandregular.com, purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular. Leave us a tip! Support rich & REGULAR by rating and reviewing on Apple Podcasts. See omnystudio.com/listener for privacy information. Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow