How to Money

Gwen, a former member of the FIRE movement, discusses the challenges of mindlessly saving. They talk about the lack of space for hobby spending in the movement and whether spending more money leads to happiness. They also explore the importance of delaying consumption for long-term financial freedom and finding intentional hobbies. Gwen shares her experiences with the movement and the need for balance in personal finance.

Topics discussed in this episode include tackling HELOC after getting laid off, best credit cards for honeymoons, paying extra on a mortgage, saving for kids with 529 accounts, and whether it's frugal or cheap to buy a used Tesla from a car rental agency.

Topics discussed in this episode include career cushioning, AI in the warehouse club, the elimination of overdraft fees, canceling memberships, the new FTC rule 'CARS' for car buying transparency, the importance of estate planning and asset protection, the burden of the $600 reporting requirement for selling used items, and questioning the necessity of certain fees in the home buying process.

Ilana, a cruising enthusiast and travel blogger, shares why she loves cruising, how to get the best deal during wave season, and the differences between major cruise lines. They also discuss the benefits of taking direct flights, choosing the right cruise based on factors like destination and length, and investing in cruise line stocks. Plus, they cover Wi-Fi packages on cruises and promote various products and podcasts.

Topics discussed include the benefits of Health Savings Accounts for tax advantaged investing, the affordability of leasing a car, maximizing investment returns with small cap value funds, and the ethics of participating in buy-nothing groups.

MrBeast, YouTube star and philanthropist, discusses his debt relief efforts as part of the 'New American Dream'. The podcast also covers topics such as work-life balance, Roth 401k revamp, IRA matches, and keeping lifestyle creep at bay.

Guest Michael Easter, author of the book 'Scarcity Brain', explores the concept of scarcity in our modern age. Topics discussed include the scarcity loop, gambling addiction, our incessant buying of stuff, gamification, and the addictive nature of websites and sports betting apps. They also touch on behavior change campaigns, the power of numbers, the benefits of scarcity, and the impact of surroundings on decision-making.

This episode of the podcast covers topics such as buying a house with 5% down, transitioning a child to financial adulthood, tapping a 401k early with the Rule of 55, and offering retirement benefits for small businesses. It also discusses the pros and cons of renting vs buying a house and provides insights on setting up a teenager for financial success. Additionally, it explores affordable 401k options for small businesses and mentions low-cost providers. The episode concludes with beer tasting and sponsor messages.

The podcast covers topics such as pennies and coinstar gift cards, fat 401k accounts and the wealth effect, 2024 being the year for student loans, 529 flexin, Christmas returns, new year new gadgets, leasing used cars, BNPL IRL, and a comparison between adjustable rate mortgages and fixed rate mortgages.

Learn how excessive buying can lead high wage earners to live paycheck to paycheck. Author Liz Chai shares her personal journey of buying nothing for a year. Explore the environmental impact of vintage shopping and the unexpected financial benefits of buying less. Discover how to furnish your home for free and the concept of living off second-hand items. They express gratitude for a beer donation and promote Liz's website and book.