How to Money

Tax planning expert Sean Mullaney discusses year-end moves and longer-term tax strategies, including traditional vs Roth accounts, upcoming changes to 401ks, and the best retirement accounts for solopreneurs.

The hosts answer listener questions about high yield business accounts, using financial calculators for variable income, and finding and screening tenants. They discuss the dilemma of pausing retirement investing to save for a home down payment and share ideas for nontraditional holiday gifts. The limitations of financial calculators for accurate projections are explored, and the debate between investing in a Roth IRA versus saving for a home down payment is discussed with a balanced approach recommended.

This podcast covers various interesting topics including gratitude, tax rule changes, maximizing home value through Airbnb, the ridiculousness of expensive scented water for babies, the rising costs of fast food, and the financial consequences of choosing a college based on brand and aesthetics.

The FAFSA Guru joins the hosts to discuss critical changes to the FAFSA, costly mistakes divorced parents make, appealing a financial aid offer, and tactics for curbing college costs. They also touch on how financial aid is determined, correcting mistakes on the FAFSA form, writing appeal letters, and financial aid options for graduate students.

The podcast covers listener questions on topics such as budgeting software recommendations, converting primary residence into investment property, benefits of a solo 401k for contract workers, how much to spend on a new car, and the value of switching banks for higher interest rates.

This podcast covers various interesting topics, including the flaws of Black Friday deals, the benefits of electric bikes for transportation, the impact of sports betting on college students, the rising cost of cell phone bills, maximizing benefits and savings, and accents and vocal coaching.

Elie Hassenfeld, co-founder of GiveWell, discusses effective altruism, finding impactful charities without breaking the bank, and the internal change that occurs when giving money away.

Topics discussed in this episode include tax loss harvesting, taking out a HELOC on a mobile home, helping a family member regain financial footing, and opening a 529 account at a local credit union.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: why NOW is the time to apply for a Southwest Rapid Rewards card, chasing the market, actually investing your HSA dollars, ADU financing options, free refinances on the horizon, slippery slope of credit card use, ridiculous Ramsey rants, stalling on Social Security, Vanguard passing on BTC, & higher standard deductions!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

Hold on to your holiday hats because Americans are gearing up to break the spending records this holiday season! Deloitte reports an expected 14% increase in spending compared to last year, with the average consumer spending just over $1,600 on gifts and goodies. We’re entering peak shopping season and who doesn’t want to make sure they’re getting the absolute best deal possible?! That’s why we’re excited to be speaking with Julie Ramhold who is a consumer and senior staff writer for DealNews. With nearly a decade of deal-hunting expertise, Julie ensures we all part with as little cash as possible while still getting the stuff we want. Listen as we discuss the secrets of price matching, unveil the items to steer clear of, explore the world of refurbished products, dive into Julie's gift card wisdom, and much more in today's episode!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Hazy Dry Hopped Sunset With Yuzu Fruit by Tumbleroot Brewery- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.