

How to Money
iHeartPodcasts
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.
Episodes
Mentioned books

Jan 1, 2024 • 47min
Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769
Topics discussed in this episode include velocity banking, risks of index funds, ending a car lease, using digital platforms to teach kids about money, and the benefits of having cash on hand. The hosts also talk about setting financial goals, diversifying a portfolio for high net worth individuals, and the downsides of leasing a car.

Dec 30, 2023 • 52min
Weird Finance Bonus w/ Paco de Leon
Joel talks with Paco de Leon from Weird Finance about how investing in relationships impacts your finances. They discuss the consequences of being too frugal, the importance of self-awareness and priorities in personal finance, investing in relationships and Airbnb hosting, the negative effects of excessive internet usage, and the influence of simplicity on finances.

Dec 29, 2023 • 49min
Strategic Debt Use To Catapult Your Finances (Bestie) #768
This podcast explores the strategic use of debt and the misconceptions surrounding it, highlighting the importance of understanding personal debt tolerance and opportunity cost. The hosts discuss the differences between strategic and non-strategic debt and the potential benefits and risks of using debt strategically. They also delve into the nuance of taking out loans, the impact of inflation on strategic debt, and the downsides of excessive debt. In a lighter note, they provide beer recommendations from Wicked Weed Brewing in North Carolina.

Dec 27, 2023 • 45min
The Perils of Investing in Individual Stocks (Bestie Ep) #767
The podcast discusses the risks of investing in individual stocks and emphasizes the importance of diversification. They address common concerns and argue against this investment approach. They also discuss the disadvantages of investing in individual stocks, such as higher taxation rates and potential losses. The hosts caution against investing in single stocks of your employer or companies in your industry. They highlight the dangers of overconfidence and stress the importance of accurate record-keeping. The podcast also explores the benefits of Airbnb and discusses the importance of simplicity in investing.

Dec 25, 2023 • 49min
Busting Some Credit Score Myths (Bestie Ep) #766
The hosts of the podcast debunk popular credit score myths and explain how to maintain a healthy credit score. They also discuss the importance of having a good credit score and how it impacts various aspects of life. In addition, they talk about DIY pest control, raising your credit score without assistance, and the impact of closing a credit card on your credit score. The podcast also includes beer tasting and a discussion about a favorite brewery.

Dec 22, 2023 • 34min
Friday Flight - Comfy Cash, Resale Resurgence, & Abandoning The Internet #765
In this podcast, the hosts discuss a range of interesting topics including a famous fried chicken dish from Atlanta, the importance of prioritizing non-financial aspects in life, the risks of buying a franchise, exploring geographic arbitrage, and movie reviews and boarding school memories.

Dec 20, 2023 • 58min
Organizing Your Money for 2024 w/ Alaina Fingal #764
Alaina Fingal, an expert in organizing personal finances, shares insights on building wealth through organization. Topics include analog strategies, budgeting with cash envelopes, understanding the emotional side of money, balancing work and family, and determining what is enough in terms of personal interests and hobbies.

Dec 18, 2023 • 55min
Financial Festivus 2023: Celebrating Listener Money Wins #763
Listeners of the podcast share their impressive financial wins, including negotiating hospital bills, buying new homes, and launching new businesses. The hosts discuss transitioning from frugality to balanced spending and the importance of building a supportive community for financial success. They also highlight the benefits of asking for discounts and share success stories of reducing medical bills. The chapter ends with the hosts reading emails from listeners expressing gratitude for the podcast and sharing their own money wins.

Dec 15, 2023 • 34min
Friday Flight - Deadly Debt, Housing Crash Hopes, & The Expensive American Dream #762
Topics discussed in this podcast include a historic baseball contract with deferred payments, the impact of credit card debt on wealth-building, noncompete agreements' negative impact on the housing market, stock market predictions, the cost of the American dream, and the benefits of starting a small business and self-employment.

Dec 13, 2023 • 53min
Traversing a Broken Housing Market w/ Lance Lambert #761
Real estate expert Lance Lambert joins to discuss the broken housing market, deteriorating home affordability, key indicators for market trends, and the importance of considering long-term sustainability. The podcast also explores misleading practices in the real estate industry, a recent legal ruling against the National Association of Realtors, and sponsor ads.