How to Money

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - How do I go about creating a budget with a highly variable income? 2 - As new parents we want to start saving money into a 529 plan but how much should we aim to invest? 3 - Avoiding capital gains when selling a primary residence? 4 - Should most folks have long term disability insurance? 5 - Taking advantage of “3 paycheck months”!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Malpais Stout by La Cumbre Brewing- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: the most affordable eyeglasses around, pressure to go paperless, learning from buyers remorse, the shopping social network, #dupe, BNPL for travel?, the rise of Apple Pay Later, 8 figures needed for financial freedom?, the subprime tax, a priceless privacy app, & holiday shopping stats.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money. Have an awesome weekend!   Best friends out!See omnystudio.com/listener for privacy information.

Zeke Faux, an expert in cryptocurrency, explores the problems with crypto including its environmental impact and lack of trust. He discusses the downfall of Sam Bigman and the negative publicity's effect on investor skepticism. The podcast also delves into the unnoticed stories of financial losses, the challenges of using a crypto wallet, and the appeal of cryptocurrency. It concludes with discussions on the volatility of crypto, the importance of striking a balance for building wealth, and cautionary advice for those interested in crypto.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - What are the tax consequences of selling a single stock within my Roth IRA? 2 - How do I shift my mindset from saver to spender as I enter my retirement years? 3 - I’m getting close to making too much money to qualify for a Roth- how can I avoid that income threshold? 4 - Will closing a bank account that I’ve had since my teenage years hurt my credit score? 5 - Are Flexible Spending Accounts (FSA) worth the hassle?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Blood Orange Double Wit by Ponderosa Brewing- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

This podcast covers a range of interesting topics such as higher contribution limits for retirement accounts, the trend of impulsive purchases influenced by social media, the benefits of travel companion passes, flaws in the credit scoring system, inefficiency of credit bureaus, impact of low interest rates on savings accounts, proposal to make bank switching easier, and alternative budgeting options after Mint's shutdown.

We’re guessing that the title of this episode may have come as a shock to a lot of folks! If you’ve been listening to the show for a while, you may have picked up on the fact that we haven’t been the biggest proponents of prenuptial agreements… but let’s see if our guest today can change our minds! We’re joined by Aaron Thomas, a graduate of Harvard Law, who also happens to live in our old neighborhood in Atlanta. Aaron is a divorce attorney with decades of experience and his clients range from NBA hall of famers, to the average couple who lives down the street from you. He founded Prenups.com and he’s recently published a new book: The Prenup Prescription, where he argues that a proper prenup can not only protect, but actually improve your relationship. Today we discuss the increasing acceptance of prenups, the importance of marriage for society, the contractual obligations of getting married, whether a prenup does more harm than good, how to start conversation about prenups with your partner, & if a postnup is something you should consider.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Southern Hemisphere Pilsner by Second Street Brewery- a big thanks to Bob for donating this one to the pod! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.

In this podcast, the hosts answer weird Halloween money questions and discuss topics like cutting funeral costs, favorite scary movies, and repurposing leftover candy. They also talk about saving money on funerals, the balance between saving and enjoyment, avoiding financial traps, sugar daddy-sugar baby relationships, and OnlyFans ethics.

This podcast discusses topics such as gamifying your thermostat, car loans, Thanksgiving dinner planning, married money mistakes, buying a house, rent vs own, down payment assistance, IRS tax filing options, a better way to enroll, and expensive IPAs.

Chanel Reynolds, expert in estate planning and probate, joins the hosts to discuss preparing for the unexpected reality of death. They cover topics like digital hygiene, key estate planning documents, funeral preparations, and effectively approaching conversations with family.

We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is an eSIM provider like Airalo legit and a good way to use my phone when traveling abroad? 2 - How do I supplement my pension if I want to retire early from my teaching career? 3 - What are the pros and cons of getting a permanent life insurance policy that my friend is selling? 4 - Some of the best ways to slash your grocery bill! 5 - ‘Mentally arriving’ vs ‘financially arriving’ and overcoming hurdles to actually spend your money!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit card for you with our new credit card tool! Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.   During this episode we enjoyed a Strawberry Lemonade Sunset by Inner Voice Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing smart things with their money!   Best friends out!See omnystudio.com/listener for privacy information.