How to Money

This podcast explores the strategic use of debt and the misconceptions surrounding it, highlighting the importance of understanding personal debt tolerance and opportunity cost. The hosts discuss the differences between strategic and non-strategic debt and the potential benefits and risks of using debt strategically. They also delve into the nuance of taking out loans, the impact of inflation on strategic debt, and the downsides of excessive debt. In a lighter note, they provide beer recommendations from Wicked Weed Brewing in North Carolina.

The podcast discusses the risks of investing in individual stocks and emphasizes the importance of diversification. They address common concerns and argue against this investment approach. They also discuss the disadvantages of investing in individual stocks, such as higher taxation rates and potential losses. The hosts caution against investing in single stocks of your employer or companies in your industry. They highlight the dangers of overconfidence and stress the importance of accurate record-keeping. The podcast also explores the benefits of Airbnb and discusses the importance of simplicity in investing.

The hosts of the podcast debunk popular credit score myths and explain how to maintain a healthy credit score. They also discuss the importance of having a good credit score and how it impacts various aspects of life. In addition, they talk about DIY pest control, raising your credit score without assistance, and the impact of closing a credit card on your credit score. The podcast also includes beer tasting and a discussion about a favorite brewery.

In this podcast, the hosts discuss a range of interesting topics including a famous fried chicken dish from Atlanta, the importance of prioritizing non-financial aspects in life, the risks of buying a franchise, exploring geographic arbitrage, and movie reviews and boarding school memories.

Alaina Fingal, an expert in organizing personal finances, shares insights on building wealth through organization. Topics include analog strategies, budgeting with cash envelopes, understanding the emotional side of money, balancing work and family, and determining what is enough in terms of personal interests and hobbies.

Listeners of the podcast share their impressive financial wins, including negotiating hospital bills, buying new homes, and launching new businesses. The hosts discuss transitioning from frugality to balanced spending and the importance of building a supportive community for financial success. They also highlight the benefits of asking for discounts and share success stories of reducing medical bills. The chapter ends with the hosts reading emails from listeners expressing gratitude for the podcast and sharing their own money wins.

Topics discussed in this podcast include a historic baseball contract with deferred payments, the impact of credit card debt on wealth-building, noncompete agreements' negative impact on the housing market, stock market predictions, the cost of the American dream, and the benefits of starting a small business and self-employment.

Real estate expert Lance Lambert joins to discuss the broken housing market, deteriorating home affordability, key indicators for market trends, and the importance of considering long-term sustainability. The podcast also explores misleading practices in the real estate industry, a recent legal ruling against the National Association of Realtors, and sponsor ads.

Topics include financial preparation for having a baby, moving from California to Arizona, investing in a 529 college savings plan, and encouraging a new job holder to invest. The hosts also discuss the generosity of others in giving away baby items, leaving investments in equities, and investing in a Roth IRA for a working teenager. They touch on the flavor of spring water in beer and express gratitude for a beer donation.

The podcast covers topics such as Disney+ with ads, affordable Christmas lights, EV apathy, the best time to buy an EV, green tax credits, penalties on tax estimate shortfalls, gifting appreciated securities, and financial literacy 101. They also discuss staying in Airbnb and exploring hosting possibilities, conflicting views on advertisements on Disney Plus, exploring inflation and individual impact, as well as promoting their How To Money newsletter.