The Color of Money | Transformative Conversations for Wealth Building

When it comes to building wealth, most of us were never taught where to start—or how to make our money work harder than we do. In this episode, we sit down with financial advisor and community leader PJ Hill to learn how to move from surviving to scaling. He breaks down the steps from day one: build your emergency fund, set up retirement contributions, protect your family with simple term life insurance, and automate investments so wealth becomes a habit.We explore PJ’s “four buckets” framework—business income, qualified accounts, non-qualified brokerage, and private markets—and how thinking like a family office can help us coordinate taxes, legal, insurance, and investments under one strategy. Along the way, PJ shares how his family uses insurance and governance to turn assets into opportunity. His message is clear: we all deserve wealth—it’s time to build it intentionally, together.Resources:Learn more at The Color of MoneyFollow PJ Hill on Instagram: @Mr.PJHillLearn more about NorthRock Partners: northrockpartners.comRead The Millionaire Next Door by Thomas J. Stanley and William D. DankoRead Rich Dad Poor Dad by Robert KiyosakiRead The Psychology of Money by Morgan HouselBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

In this episode of The Color of Money, the hosts welcome powerhouse entrepreneur Scott Malouff of Malouff International. From his early days as a club promoter to leading a thriving real estate organization, Scott shares how purpose, people, and philanthropy have shaped his journey. He explains how he built a team-within-a-team model that develops leaders from the inside out, outlines the systems behind his 27-agent organization, and reflects on lessons in leadership, faith, and stewardship.Scott’s story shows that true wealth extends beyond finances—it’s about impact, fulfillment, and legacy. He discusses his faith-based culture, signature community events that support single mothers and families, and how staying forward-thinking keeps his team prepared for the future of real estate.Resources:Learn more at The Color of MoneyFollow Scott Malouff on Instagram: @smalouffBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

In this episode, Bowman Keatie and Daniel Dixon sit down with Vernon Beckford and Eric Andrew, founders of Diversified Lending Solutions. From Wall Street to wealth creation, Vernon and Eric share how they’re helping diverse developers bridge the gap between knowledge and capital.They unpack what it means to “be bankable,” why site control is often more valuable than capital itself, and how discipline—not speed—creates sustainable success. The conversation also explores collective wealth-building, readiness to receive capital, and how communities of color can mobilize their own resources to build generational wealth.Resources:Learn more at The Color of MoneyExplore Diversified Lending Solutions at https://diversifiedlending.comBecome a real estate agent HEREFollow Vernon Beckford on LinkedIn: @vernonbeckfordFollow Eric Andrew on LinkedIn: @ericandrewConnect with Our Hosts:Seychelle Van Poole: @seychellevpSarah Reynolds: @sarahreynoldsojiWendy Papasan: @wendypapasanKymber Lovett-Menkiti: @kymbermenkitiTiffany Fykes: @tiffanyfykesProduced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

From a hut in a refugee camp to Harvard, bestselling author and social entrepreneur Mawi Asgedom shares how scarcity forged creativity, grit, and a new relationship with wealth. He walks us through his “sunlight” framework—relationships, creativity, experiences, and self-care—as the human energy source behind bold action. Mawi reveals the scrappy campaign that landed him on Oprah (and tripled his advance), the shift from one-to-one speaking to community-wide literacy initiatives, and the strategy that scaled his impact: ed-tech courses with per-student revenue and a professional team. We unpack moving from trading time for money to building sellable income streams and, later, becoming a senior-secured lender. At the core: money is just one slice of true wealth. If you need a push to reframe your model and hit your turbo button—this is it.Resources:Learn more at The Color of MoneyLearn more at mawi.comFollow Mawi on LinkedInRead Of Beetles and Angels by Mawi AsgedomRead How $50 a Month Became $58,705 (And Why I Almost Blew It All on a Champagne-Colored Dodge Stratus)Become a real estate agent HEREHomeTeam Inspection Service is changing the way agents and clients experience home inspections. Their team-based model, streamlined scheduling, and bundled packages—including home inspection warranties—make the process smoother from contract to closing. And with pay-at-close available in many locations, you can give your buyers more peace of mind with less upfront cost.Choose the team that works with yours—visit hometeam.com to learn more.Connect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

Kendall Bonner, an attorney-turned-real estate operator and marketing strategist, discusses her journey scaling a team to over 200 sides using data-driven strategies. She emphasizes the shift to a CEO mindset, leveraging AI, video, and Google for lead generation without cold calling. Kendall shares her innovative 'Data D's' framework to target motivated sellers and the importance of intentional profit over mere revenue. She urges agents to invest in real estate and prioritize non-negotiables for a fulfilling career and life.

Jay Papasan, best-selling author and business executive at Keller Williams, shares insights from his new book, Rookie Real Estate Agent. He emphasizes treating real estate as a business from day one and setting realistic goals based on net income. Jay advocates for joining a team to accelerate learning and believes open houses are crucial for marketing. He stresses mastering fundamental activities, building a strong database, and staying curious to ensure long-term success in real estate.

Patrice Washington, an author and behavioral finance coach, dives into how mindset and habits shape true wealth. She recounts her journey from real estate success to starting over after the 2007 crash, emphasizing the importance of radical honesty and breaking old patterns. Patrice introduces her Six Pillars of Wealth: Fit, People, Space, Faith, Work, and Money, illustrating how they interconnect. She encourages listeners to clear mental clutter, build meaningful relationships, and choose faith over fear to redefine what wealth means for them.

Fall may be arriving slowly in San Antonio, but change is in the air. Recorded live at Mega Camp, this episode explores the seasons of business and life—the times to plant, prune, and harvest, and the challenge of closing one chapter while stepping into the next.We dive into the emotional duality of transitions, the “inside game” of self-awareness and growth, and how to hold both pride and grief when roles shift. Along the way, we reflect on lessons that compound over time, the danger of comparing your insides to others’ outsides, and the legacy created when representation and resilience intersect.The invitation is simple: embrace the season you’re in. See the joy, allow the grief, and carry forward the lessons.Resources:Learn more at The Color of MoneyBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.

What if the most powerful tool in real estate wasn’t a bulldozer or a checkbook—but a clear, fast answer to “What can I really build on this land?”We sit down with Whitney Blanco, founder and CEO of Acreage AI, to explore how AI turns zoning, policy, comps, infrastructure plans, and even public sentiment into an actionable feasibility playbook. A former civil engineer and global public-health strategist, Whitney calls herself “a humanitarian who does real estate,” and shows how clarity up front prevents costly, infeasible plans down the line.We dig into building a company the scrappy way—selling useful reports, iterating with customers, and proving value before seeking capital—while confronting the funding gap women (and especially Black women) face. Along the way, we rethink due diligence: fewer blind spots, faster timelines, and better decisions without replacing expert judgment. If you’ve ever wondered what your land can really support—and how to get from maybe to go—this conversation delivers.Resources:Learn more at The Color of MoneyFollow Acreage on LinkedIn and find out more on Acreage.EarthConnect with Whitney on LinkedInBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.Any text or materials generated by artificial intelligence (AI) should be reviewed for accuracy and reliability as there may be errors, omissions, or inaccuracies. The use of generative AI is subject to limitations, including the availability and quality of the training data used to train the AI model used. Users should exercise caution and independently verify any information or output generated by the AI system utilized and should apply their own judgment and critical thinking when interpreting and utilizing the outputs of generative AI.

From immigrant roots to transformative real estate projects, Rocio Hermosillo and Kuuku Saah are revitalizing the River Bend neighborhood in Des Moines, Iowa. Rocio—leader of Team Ella and one of NAHREP’s top 100 Latino real estate professionals—built her career by prioritizing “work to learn” over “work to earn,” gaining mentorship, and using real estate as a tool for community impact. Kuuku, an immigrant from Ghana with a background in investment management, shifted from building wealth for corporations to creating lasting change in diverse urban neighborhoods.Together, they’re restoring the historic North Des Moines Town Hall into affordable housing and a coffee shop, while adding a 24-unit apartment building with a food hall to help local food entrepreneurs thrive. In this episode, they share how aligning on values, engaging community voices, and navigating complex funding can turn vision into reality—and why reframing failure, staying disciplined, and acting on your mission are essential for making a lasting difference.Resources:Learn more at The Color of MoneyFollow Rocio Hermosillo on ZillowBecome a real estate agent HEREConnect with Our HostsEmerick Peace:Instagram: @theemerickpeaceFacebook: facebook.com/emerickpeaceDaniel Dixon:Instagram: @dixonsolditFacebook: facebook.com/realdanieldixonLinkedIn: linkedin.com/in/dixonsolditYouTube: @dixongroupcompaniesJulia Lashay:Instagram: @iamjulialashayFacebook: facebook.com/growwithjuliaLinkedIn: linkedin.com/in/julialashay/YouTube: @JuliaLashayBo MenkitiInstagram: @bomenkitiFacebook: facebook.com/obiora.menkitiLinkedIn: linkedin.com/in/bomenkiti/Produced by NOVAThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not  Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.