In this episode, we’ll talk about why it’s so important to start with the end in mind when building a property business.Here’s what I do with every mentee: we sit down together to plan out their business and then work backward from that plan. I’m interested in what they want their business to look and feel like in the future, not just in terms of money but also in the freedom and flexibility it provides.Too often, people begin building their property business without a clear vision. As a result, they might reach some financial goals but end up with a business that doesn’t give them the lifestyle they wanted.I’ll explain why it’s crucial to design your business around your future goals. We’ll cover important factors like location, tenant types, cash flow and equity management, risk tolerance, legacy plans, and realistic timeframes—all while making sure you enjoy the process and keep a good work-life balance.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

Are you having trouble getting your property business started?In this episode, we’ll cover the five main reasons people often struggle to launch their property ventures. We’ll talk about issues like poor financial planning, not knowing the legal rules, not making important priorities and sacrifices, lacking a strong support network, and being afraid to take the first step.We’ll also discuss why it’s crucial to understand your finances, plan ahead, and build connections with others who share your goals. If you’re finding it hard to get your property business off the ground, this episode is for you.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, we're discussing something I believe is incredibly important: return on investment (ROI) or, as I prefer, return on capital employed (ROCE).This is undoubtedly one of the most critical metrics we should consider when appraising and analysing deals in our business. However, in my opinion, and I need to get on my soapbox here, too many people are excessively focused on this target, setting standards that are simply too high. This, in fact, hinders the future potential and performance of their business.Now, that might sound counterintuitive because surely the better the ROI, the better the ROCE, the better the business, and the more you can grow your business. So in this episode, we’re going to discuss that, including:- Understanding ROCE and its limitations- The pitfalls of overly high expectations for ROCE- How to balance ROCE with other metrics- Alternative strategies for ROCE- The benefits of long-term investingPlease leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I’m excited to have our specialist mortgage broker, Ellie Broadhurst, back on the show. Ellie is our expert when it comes to mortgages and finance, and we always turn to her for advice.We’re going to chat about what Labour’s policies could mean for the property market. We’ll also look at whether we might see our first base rate cut in years—could this finally be happening?Ellie has some important tips on commercial valuations and using private finance along with mortgage lending. This is key information for anyone involved or thinking about getting into these areas. We’ll also discuss whether now might be the time to consider two-year or three-year fixed-rate mortgages instead of five-year ones, as things might be looking more positive.So, if you want to hear what Ellie thinks about all this, make sure you stick around!Interested in discussing your HMO mortgage and finance needs? Contact Ellie Broadhurst here. -Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I'll be giving you a business update, sharing exactly what's been happening in my businesses over the last couple of months. It's been a busy period with lots going on. If you're interested in how I'm developing my property businesses, what's going well, and what challenges I've encountered, then stick around. Relax and enjoy this episode of the HMO Podcast.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

The Labour Party is in power, but what does this mean for property investors across the UK? More specifically, how will it impact HMO property investors like you and me?In this episode, I'll walk you through some of the key mandates and policies that will affect the property market. We'll cover tenant protections, potential changes to stamp duty, Labour's house-building ambitions, home buying aspirations, sustainable development programs, possible tax changes, and the overall investment uncertainty.I'll share my thoughts on what the future holds and what actions we can take right now. As you'll soon discover, significant changes are coming. This is definitely an episode you don't want to miss.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, we're doing something a bit different. I'm not the interviewer today; I'm the interviewee. Neil Gibb, a fellow HMO investor based in Australia, wanted to find out what it has taken for me to build my property businesses. I'll be sharing the ups, the downs, and everything in between with Neil and, of course, with you. If you want to know what it took to go from being a full-time physio in 2010 to running several multi-million-pound property businesses now, make sure you stick around.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I'm joined by Ben Beadle, Chief Executive of the NRLA (National Residential Landlords Association), representing over 100,000 landlords across England and Wales.With 20 years of experience as a landlord and senior roles at Places for People and TDS, Ben is a prominent figure in the housing sector and media.In this insightful conversation, we’ll cover:The challenges and opportunities in the private rented sector.The role of private landlords in the housing crisis and the need for a balanced approach to housing solutions.The importance of providing a voice for landlords and advocating for their interests.The impact of regulation on landlords and the necessity of professional support and compliance.Ben’s thoughts on the future of the sector and the need for collaboration with elected representatives.You won’t want to miss this insightful chat with Ben Beadle as we explore the possible upcoming changes in the government.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off until July 7th! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’m thrilled to welcome Alex Babouris to the show. Alex is the Founder and Partner of Babouris Living, a multi-award-winning, fully integrated investment platform specialising in Cambridge property.In this conversation, we’ll cover the following:The vital role of effective HMO managementThe hurdles and rewards of building a successful agencyThe perks of rent-to-rent deals for expanding your portfolioHow to create a standout customer experience and boost community engagementStrategies to maximise profits in high-value areas like CambridgeTips for finding and securing the best dealsYou won’t want to miss this engaging chat with Alex Babouris as we uncover the secrets to thriving in the world of HMO property investment and management.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’ll share my goal of making a net income of £10,000 per month from investing in HMOs and discuss the importance of understanding your financial targets and the necessary actions to reach them.I will break down this goal into simple, actionable steps and highlight why creating equity is crucial for building a successful property business. Plus, I’ll offer an easy exercise to calculate the equity you need and discuss various strategies to add value and create equity in HMO properties.Tune in to learn how you can achieve your financial goals through HMOs.-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and get 20% Off! Unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!