The HMO Podcast

In this episode, we're doing things a bit differently. I'm joined by Sam and Alex from SO Properties—partners in business and in life. They’re wrapping up their very first HMO deal, and I’m excited to talk to them about that experience. We’ll be talking about the journey, the challenges they faced, and how they got started in the industry.But that's not all—we’re switching things up a little. Sam and Alex have some questions for me, so we’re going to have a mini Q&A session. I’ll be drawing on my 15+ years of experience to offer as much advice as I can and help them navigate their journey.If you're just starting out or scaling up, this is an episode you definitely don’t want to miss. Topics covered in this episode:03:10 - Challenges of Starting in Property Investment07:23 - Five-Year Plan and Financial Goals19:41 - Funding Strategies for Growth24:21 - Navigating Risk and Leverage in Property Investment27:05 - Balancing Cash Flow and Capital Growth29:04 - The Importance of Diversification in Property Portfolios34:28 - The Pros and Cons of Joint Ventures37:58 - Self-Management vs. Outsourcing Property ManagementPlease leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

In this episode, I’m excited to bring you up to speed on everything that’s been happening in my businesses over the last few months, plus a general update as well.As many of you know, I’ve been on paternity leave recently, and when I first planned this update, I expected it to be a short episode with not much to report. Well, I couldn’t have been more wrong! There’s been so much going on—tons of exciting developments and real progress.So today, I’m giving you a full update. There's a lot to cover, and I’m especially excited about what 2025 holds. If you’re curious to peek behind the curtain and hear all the latest from my business, stick around.Topics covered in this episode:01:49 - Paternity Leave and Family Life10:01 - New Projects and Planning Permissions19:30 - HMO Portfolio Management21:18 - HMO Community Milestones and New Content25:08 - Efficiency and Growth Strategies-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I’m joined by Kieren Goldie, a property investor focusing on the South of England, particularly in prime Article 4 areas. Kieren’s built an impressive business offering a full turnkey service—covering everything from property acquisition to project and property management.We’ll discuss how Kieren got to where he is, the ups and downs of building a business like his, and how he’s overcome challenges such as Article 4 regulations, planning restrictions, refurbishments, and sticking to budgets. If you're looking to build your own HMO property business, this is definitely an episode you won’t want to miss.Topics covered in this episode:03:19 Kieren's Journey into Property Investment11:54 Navigating Article 4 Planning Restrictions18:15 Sourcing Properties in Article 4 Areas21:27 The Importance of Pipelining in Real Estate Deals25:48 Understanding Commercial Valuations30:11 Managing Build Costs and Project ManagementPlease leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get started now!

In this episode, I’m joined by James Ashford of Carter Ashford, a former mentee of mine, to talk about all things project management. James has years of experience managing large residential projects, and now he’s applying those skills to the world of HMOs.Managing HMO projects can be one of the toughest parts of building a HMO business. It’s not just about finding a great deal or managing tenants—it's about keeping your projects on budget, meeting deadlines, and making sure everything runs smoothly. James shares his insights on how to manage contractors, reduce costs, and stay on track throughout your projects.Topics covered in this episode:03:10 - James Ashford's Background in Project Management08:50 - Challenges in Managing HMO Projects10:44 - The Importance of Preparation in Project Management20:08 - Leveraging Contractors and Resources23:21 - Essential Documentation for HMO Projects36:54 - Understanding Contracts and Their Importance43:49 - Maintaining Project Timelines and AccountabilityIf you're working on HMO projects or thinking about getting started, this episode is full of useful tips to help you manage your developments more effectively.Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Offer extended until Feb 14th only!

In today’s episode, we’re revisiting a special one—an episode I wasn’t sure I wanted to record but felt was essential. It’s important to make it clear that investing in HMOs isn’t just a highlight reel, and transparency is key when discussing what’s truly involved. HMOs aren’t for everyone, and there’s a lot to consider: Do you understand the value of cash-flowing assets? Does property investment excite you? Are your priorities focused on cash flow or equity?If you’re already investing in HMOs, this episode will be a great reminder, and if you’re new to the world of HMO investing, it will help you decide if it’s the right path for you. I’ll break down 10 key factors you need to understand before committing your time and finances to HMOs. While I hope the answer is yes, it’s important to ensure HMO investing aligns with your goals and risk tolerance.00:00 - Introduction to HMO Investing03:05 - Understanding the HMO Landscape06:11 - Key Considerations for HMO Investment12:03 - Evaluating Your Interest and Risk Appetite17:45 - The Importance of Long-Term CommitmentPlease leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Extended until February 14th only!

Struggling with high energy bills in your HMO? You're not alone. Today, I’m joined by Anthony Cherry, an HMO landlord and the founder of Timeostat – a company that makes smart thermostats. After facing the same energy challenges in his own HMOs, Anthony couldn’t find a solution, so he created one. Now, with a successful business and a Dragons Den appearance under his belt, he’s on a mission to help landlords manage energy costs better.In this episode, we’ll talk about how to reduce energy consumption in HMOs, what the future of energy efficiency looks like, and Anthony’s journey from landlord to entrepreneur.Topics covered in this episode:03:01 - Understanding Energy Consumption in HMOs05:58 - Practical Tips for Managing Energy Costs08:50 - The Role of Smart Thermostats15:02 - Benefits of HMO-specific Smart Thermostats21:10 - Data-Driven Energy Management26:49 - Anthony’s Journey and Dragon's Den Experience*Get 5% OFF when you use the code ‘ROADMAP’ at https://timeostat.co.uk/ Please leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. *New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I'm really excited to be joined by a former mentee of mine, Rebecca Alcock. Rebecca is a Chartered Accountant and Chartered Tax Adviser, and until the summer of 2024, she was responsible for overseeing all taxes at a FTSE100 housebuilder. Since then, she’s shifted her focus entirely to Jolly Property, a venture she co-manages with her husband, Jolly.Rebecca and Jolly primarily invest in Sheffield, and as you'll soon hear, they've achieved some truly remarkable things. What I find especially inspiring about their story is how they've managed to scale their business while Rebecca balanced a demanding corporate role—until recently—with raising a young family.This episode is a real masterclass in getting the balance just right. If you're looking to scale your property business but struggling to juggle a demanding job, a young family, and all the challenges that property can throw at you, this is definitely an episode you won’t want to miss.Topics covered in this episode:06:01 – Transitioning from Corporate Life to Full-Time Property14:48 – Scaling Up: From Property Flips to HMOs18:00 – Navigating Article 4 Directions in Sheffield20:54 – Capital Raising Strategies and Building Investor Relationships30:01 – The Value of Mentorship and Networking32:53 – What Success Looks Like for Rebecca36:06 – Practical Tips for Property InvestorsPlease leave us a quick review on Apple Podcasts or Spotify if you enjoy this episode!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

In this episode, I’m going to answer a question that’s on everyone’s mind: which HMO strategy is best—students, professionals, or social HMOs? If you’ve saved up your hard-earned money and are ready to invest in HMOs, you probably want to know where you’ll get the best returns, which strategy works best, and how you can scale your investment.So, where should you put your money for the best results?Today, we’re going to look at this question, and I’ll give you the best advice I can. But fair warning—the answer might not be as simple as you think! Topics covered in this episode:03:42 Defining Student, Professional, and Social HMOs07:02 Pros and Cons of Student HMOs12:39 Pros and Cons of Professional HMOs20:33 Pros and Cons of Social HMOs25:11 Determining the Best HMO Strategy for YouPlease leave us a quick review on Apple Podcasts or Spotify to help us celebrate this milestone!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

What’s holding you back from building the HMO business you want, and more importantly, what are you doing about it?In this episode, I’m revisiting one of my most downloaded and valuable episodes, packed with insights to help you overcome key obstacles in building your property business.I’ll share seven ideas that can help clear some of the biggest, yet easiest-to-overcome challenges. It’s hard to see the full picture when you're in the thick of it, but get these right, and 2025 could be the year you finally build the HMO business you’ve always dreamed of.Topics covered in this episode:01:10 - Identifying Obstacles in Property Business03:19 - Seven Key Ideas to Overcome Challenges04:36 - Waiting for the Right Time06:57 - Mindset and Fear of Failure08:51 - Spreading Yourself Too Thin09:49 - Building Confidence in Your Abilities10:45 - Embracing Risks in Property Investment12:14 - Taking Action Towards Your Goals13:40 - Addressing Knowledge GapsPlease leave us a quick review on Apple Podcasts or Spotify if you enjoy this episode!-Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!

Happy New Year! It’s officially 2025, and in today’s episode, we’re going to look at some predictions and key trends for the year ahead.We’ll talk about property values, the overall economy, and the rental market. I’ll also highlight some risks and opportunities that could impact us as HMO investors.There’s a lot to cover, but I think this is an important episode and a great way to kick off the year. I’m really excited to see what our community will achieve in the property market—and especially in the HMO space—this year.Topics covered in this episode:01:06 – Reflecting on 2024 and Setting Goals for 202504:44 – Economic Outlook for 202505:12 – Predictions for Property Values & the Rental Market17:00 – Key Opportunities for HMO Investors20:18 – Risks Facing HMO Investors-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan at 20% off today and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Hurry! Limited time only!