The HMO Podcast

Have we hit the goals we set ourselves back in January? Have we smashed those targets, or have we fallen short?It’s become a bit of a tradition on this podcast for me to break down my goals and share exactly how I’ve done against the targets I set. I really enjoy these episodes because, not only is it part of the accountability process, but it’s also a great way to keep things completely honest and transparent with you.Social media—Instagram, Facebook, and the like—often turns into a highlights reel. And, if you’re not careful, the same can happen with a podcast. But that was never the intention for this podcast. It’s all about keeping it real—the actual ins and outs of running a property business and building an HMO portfolio.So in this episode, I’m going to share everything with you. I’ll tell you exactly how I’ve performed against the targets I set earlier this year. If you’re curious and want a peek behind the scenes, then make sure you stick around.Topics covered in this episode:03:00 – Why Goal Setting and Regular Reviews Matter05:51 – Looking Back at 202314:49 – Finding Balance Between Work and Life21:00 – Business Growth and Financial Results26:46 – Challenges I Faced and What I Learned30:05 – Setting Goals for the Future and Key Takeaways-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I'm on the other side of the mic. I recently joined Jerry Alexander on The Commercial Property Investors Podcast, and we had a great conversation. I shared my journey, starting with HMOs, building property businesses, and progressing to buying commercial properties and undertaking bigger and better projects. We also discussed the ups and downs of buying, selling, and investing in property.Topics covered in this episode:02:23 How Andy’s Passion for Property Started08:36 Experience in Building a Property Portfolio12:20 Transitioning to Commercial Developments25:45 Navigating the Development & Planning Process 31:55 The Importance of Effective Project Management39:46 Building a Strong Reputation in Real Estate43:36 Balancing Multiple Ventures Successfully-Please leave us a quick review on Apple Podcasts or Spotify if you find this episode useful.Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. New to HMOs? Join The HMO Roadmap on a premium plan and unlock our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. 

In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties. I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for. Topics covered in this episode:03:31 – Understanding Guarantors08:10 – Why Guarantors Are Often Required19:10 – The Benefits of Having a Guarantor-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties. For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show!Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something that, alongside one of our other business partners, we’ve done on a regular basis, raising millions of pounds to fund property investments. So, when it comes to raising private finance, there’s no question—Mike knows his stuff. And today, we’re excited to share some of that expertise with you.Topics covered in this episode:02:09 The Importance of Raising Private Finance06:51 Understanding HMOs and Their Financial Benefits10:15 Types of Private Finance19:26 Preparing for Investor Conversations 25:32 How to Build Trust30:18 Diversifying Funding Sources for Property Investment33:39 Mitigating Risks in Property Deals40:43 Due Diligence in Investor Relationships44:08 Preparing for the Future Trends in Private FinanceListen to other episodes featuring Mike Clay:Episode 81: 0-13 HMOs In 3 Years With Mike Clay (THIS Is How To Do It)!Episode 163: 'HMO Investor Of The Year' Mike Clay Returns To Reveal His Strategy For Success & Much More!-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I’m excited to catch you up on what’s been happening in my businesses over the past couple of months. I’m a big believer in starting with the end in mind, and while setting goals and targets for your business is key, I think it’s just as important to have goals and dreams outside of business too—those are the real reasons we build businesses in the first place.So, I’ll share some updates from my businesses, plus a peek into my personal life. I’ll talk about the challenges I’ve been facing with settling in new tenants for my HMOs, updates on my development projects, my thoughts on the autumn budget, and more!-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I’m joined once again by our expert mortgage broker, Ellie Broadhurst, to discuss Rachel Reeves' recent "doom budget" and what it means for property investors. We’ll talk about the latest budget, its impact on the property market, and what lenders are saying about it.We’ll also break down the Bank of England’s recent decisions, how rising interest rates are affecting property investment, and what to expect moving forward. Plus, we’ll cover changes to stamp duty, new opportunities in commercial property, and offer some advice for property investors.Topics covered in this episode:03:43 – Lenders' views on the latest budget09:33 – Best opportunities for professional landlords11:54 – Reaction to stamp duty and interest rate changes18:14 – Property market predictions for 202524:30 – Advice for property investorsContact Ellie here, if you’re interested in discussing your HMO mortgage and finance needs.-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, I want to talk about HMO maintenance. As an HMO investor and landlord, maintaining your properties is a big part of the job. It's something you’ll need to stay on top of for the long term. Good maintenance is key to keeping your business—and your HMOs—profitable. If you let it slide, it can quickly lower the value of your portfolio and undo all the hard work you’ve done finding great deals and refurbishing properties.I’ll also be sharing some insights from our community about common maintenance problems, why it’s important to budget for maintenance, and the best ways to manage it.And, I’ll give you six of my best tips to help you save time, reduce costs, and manage maintenance more easily.Topics covered in this episode:02:54 Why Maintenance is So Important10:48 Common Maintenance Issues in HMOs16:36 Best Practices for Managing HMO Maintenance27:09 The Importance of Long-Term Planning-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

Ready to build your business empire?In this episode, I’m excited to welcome Kane Andrews, a successful entrepreneur, property investor, and founder of Rockstar Property. We discuss his unique journey from musician to property investor and how he scaled his business using investor finance.Kane shares his expert insights on building a strong team, implementing effective systems, and navigating the challenges of property investment. Whether you’re a new investor or a seasoned pro, you won’t want to miss his invaluable advice!Topics covered in this episode:02:55 - Kane’s transition from music to a successful property entrepreneur09:08 - How he scaled his business by using investor finance11:59 - The importance of raising finance in building a business 14:52 - How he built a diverse business empire that goes beyond HMOs20:59 - Get insights into Kane's unique HMO business approach29:00 - Understand the role of a solid team and effective systems and processes30:28 - Top tips for new property investors32:24 - How to navigate challenges and adapt to market changes-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

In this episode, we’ll discuss the significant changes to the Renter's Rights Bill, particularly focusing on the amendments made by the Labour party - the abolition of Section 21 evictions, the introduction of rent controls, and the implications for landlords, especially those operating in the student housing market. Topics covered in this episode:03:05 - Key Amendments to the Renter's Rights Bill05:50 - Abolition of Section 21 Evictions09:00 - Rent Controls and Health Standards11:47 - Evictions for Personal Reasons and Rent Repayment Orders15:01 - Impact on Student HMO Landlords17:50 - Challenges and Opportunities for LandlordsEpisode mentioned #257 Important Update For HMO Investors About The Renters Reform Bill-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.

How do you scale a HMO business from 0 to 1,500 rooms?In this episode, I’m joined by Jordi Pasqualin, a former professional rugby player and now co-founder of BAM Capital. We talk about the unique business model of lease operators and discuss the challenges and misconceptions in the HMO industry.Jordi also shares his insights and experience on scaling the business through acquisitions, logical planning approaches, and the sacrifices made along the way to achieve success in the property market. Topics covered in this episode:02:48 - Jordi's transition from rugby player to property investor06:57 - Understanding how the lease operator model works09:49 - Overcoming challenges and stigmas in the HMO industry12:38 - The importance of mindset shifts in growing your business20:39 - Realities of building a successful property business24:28 - Managing evolving tenant needs and expectations35:21 - Future challenges and opportunities in property management-Did you find this episode useful? Please leave us a quick review on Apple Podcasts or Spotify!Got any questions? Join The HMO Community on Facebook!Connect with me on Instagram or Linkedin for daily HMO tips and advice! If you want to join my 1-2-1 mentoring program, you can enquire here. Feeling overwhelmed and don’t know where to start? Join The HMO Roadmap on a Premium plan and get all-access to our award-winning library of 400+ resources to help you start, scale and systemise your HMO business. Get instant access here.