Earn Your Leisure

Discover the fascinating cultural contrasts from a recent trip to China, where the pace of life is slower and rent can be as low as $175. Uncover the booming electric vehicle industry and the thriving African community that showcases international trade. Delve into the economic disparities between the U.S. and China, exploring issues like inflation and the reality of living costs. This discussion raises important questions about American capitalism and the future of the middle class if changes aren't made.

In a rapidly evolving business landscape, focus less on flashy tech and more on solving real problems that companies face. The conversation highlights the shift from traditional IT to AI, creating vast opportunities in cybersecurity and enterprise solutions. Embedded finance and open banking are identified as crucial areas for capitalizing on global money movement. Additionally, the importance of upskilling in healthcare tech is emphasized, revealing inefficiencies waiting to be addressed. The key takeaway? Deliver repeatable value to scale your business.

Kelis, the talented musician and chef turned entrepreneur, shares her transformative journey of building a farm in Kenya. She discusses the complexities of land acquisition and how prices are influenced by location and cultural significance. Highlighting the high demand for crops like onions, Kelis reveals how a modest investment can yield substantial returns. She also emphasizes the importance of local expertise and modern farming technologies, debunking the notion that agriculture is low-tech. It's an inspiring look at agriculture as a lucrative business filled with opportunities.

Dive into the entrepreneurial journey of Magic Johnson, whose business moves rival his sports legacy. Discover the challenges he faced in securing funding and how a pivotal partnership with CalPERS propelled him to success. Learn how he opened 125 Starbucks locations, transforming underserved communities and proving cultural awareness is key to business. The discussion highlights the power of leadership in Black entrepreneurship and the importance of resilience and mutual support within the community. Get inspired by Magic's evolution into a multifaceted business mogul.

Kelis, a Grammy-nominated artist and entrepreneur, shares her inspiring journey of moving from America to Kenya to start a 300-acre sustainable farm and wellness retreat. She discusses the unique challenges of foreign land ownership and her innovative investment strategies. Kelis emphasizes the importance of local talent in building a profitable venture and offers insights on cooperative farming. The conversation also touches on the emerging tech landscape in Kenya, outlining the potential for wealth building and community development on the continent.

A major tech shift is underway with OpenAI's $6.5 billion acquisition of Johnny Ive’s design firm, sparking questions about Apple’s future and its once-dominant hardware innovation. The hosts debate whether the days of tech giants like Apple are numbered as they assess the impact of AI-enhanced design on everyday devices. They also critique Apple's leadership under Tim Cook, suggesting it may struggle to adapt without embracing revolutionary change. As AI takes center stage, innovative personal assistants could redefine our tech interactions.

In this insightful clip, Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the current state of the US housing market as 30-year mortgage rates soar to 7.5%—levels not seen in decades. The conversation kicks off with pressing questions: Are we witnessing the early stages of a housing affordability crisis? What does this mean for homebuyers, sellers, and the broader economy?Ian discusses the broader bond market issues, including the recent U.S. Treasury auction struggles and the looming $5 trillion interest payment Americans might face over the next decade. Troy highlights how rising rates, stagnant wages, and mounting personal and institutional debt are making home ownership less attainable, especially for incoming buyers and younger generations. The group also touches on the impact of student loan debt returning from deferment, adding to the financial strains many Americans already face.Rashad brings practical advice to the table, sharing his personal experience with a cash-out refinance on an investment property. He breaks down how you can leverage auction properties, increase their value, and use cash-out refi strategies to scale a real estate portfolio, even in today’s high-rate environment. The team also discusses the importance of maintaining good credit and the role of financial education in navigating these challenging times.Whether you’re an aspiring homebuyer, a real estate investor, or just trying to make sense of the headlines, this clip offers invaluable perspectives and tips to help you position yourself for success.*Key Topics Covered:* The impact of 7.5% mortgage rates on housing affordability Challenges in the bond market and implications for the U.S. economy Supply and demand issues in the housing market The effect of student loan and credit card debt on homeownership Practical strategies for real estate investment, including cash-out refinancing The ongoing need for financial and credit education Don’t forget to like, comment, and subscribe for more real-world financial insights!*#MortgageRates #HousingCrisis #RealEstateInvesting #CashOutRefi #FinancialEducation #CreditTips #MarketInsights #Homebuyers #InterestRates #PersonalFinance*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Rashad and Troy as they journey through Rwanda and Kenya, revealing hidden opportunities. Discover Rwanda's cleanliness and safety, praised for its sustainable practices and infrastructure. Delve into the innovative real estate scene, where local entrepreneurs inspire investment. Hear about a thriving tech hub in Kigali designed for gig economy workers. Their conversations weave through cultural richness and enticing investment potential, transforming perceptions of Africa into a land of promise and prosperity.

Welcome back to another enlightening episode of EYL! In today's session, we dive deep into the intricate world of trademarks and copyrights with none other than Rosezena Pierce, affectionately known as "The Biz Lawyer." Rosezena sits down with hosts Rashad Bilal and Troy Millings to unravel the mysteries surrounding the differences between trademarks and copyrights, and their importance to entrepreneurs and business owners alike.*Key Highlights:*1. *Difference Between Trademark and Copyright (0:00:00 - 0:02:05):* Rosezena distinguishes between trademarks and copyrights succinctly; while copyrights protect creative expressions fixed in tangible mediums, trademarks serve as source identifiers that consumers can trace back to specific providers of goods or services.2. *Ownership of Creative Works (0:02:05 - 0:02:44):* A significant revelation for many entrepreneurs—hiring someone to create a logo or artwork does not inherently transfer the ownership of the copyright to the hirer. Rosezena explains that a written transfer of rights is necessary, often through a work for hire agreement.3. *Increasing the Value of a Trademark (0:02:44 - 0:04:02):* Rosezena emphasizes that the quality of products and services is paramount in enhancing a trademark's value. She provides relatable brand examples, highlighting how strong branding can influence consumer perception and loyalty.4. *Process and Timeline for Trademark Registration (0:04:02 - 0:06:58):* Troy prompts Rosezena to discuss the detailed process and timeline involved in trademark registration, from performing thorough searches and issuing opinion letters to navigating the extended government review timeline post-COVID. She explains the concept of "publication for opposition" and the potential challenges one might face during the application process.*Why EYL Medium:*Here at EYL, we're committed to offering you the knowledge and tools to elevate your business and entrepreneurial pursuits. Whether you're just starting out or looking to refine your strategies, our expert guests like Rosezena Pierce provide invaluable insights that can help you navigate the complex business landscape.*Be Sure To:**Like, Comment, and Subscribe:* Hit the like button if you found this episode helpful. Leave your questions and thoughts in the comments section; we love hearing from you! Make sure to subscribe and click the notification bell so you never miss an update.*Check Out Our Other Episodes:* Explore more episodes where we bring in experts from various fields to share their knowledge and experiences. *Special Thanks:*A huge thank you to Rosezena Pierce for sharing her expertise and providing clarity on such a vital topic. Follow her on Instagram (@TheBizLawyer) and check out her website for more information on her services.*Stay Tuned:*We have more exciting content lined up, including interviews with industry leaders, exclusive webinars, and much more.*Support Our Work:*If you'd like to support our channel and help us continue to produce quality content, consider becoming a Patreon member. Your support means the world to us and enables us to keep bringing you invaluable insights and information.Thank you for watching, and as always, keep striving for excellence and always "Earn Your Leisure."*Hashtags:*#EYL #Trademarks #Copyrights #BusinessLaw #Entrepreneurship #RosezenaPierce #TheBizLawyer #EarnYourLeisure #BrandProtection #LegalAdvice #IntellectualPropertyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages.The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLB’s Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities don’t pan out).Why negotiating fee structures matters—discover why putting business managers on salary (instead of giving away percentages) is the millionaire’s secret to keeping more of what you earn.Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro.PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners.Whether you’re an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollars’ worth of game and actionable tips you can use now.*Don’t forget to like, comment, and subscribe for more financial wisdom from Market Mondays!*#NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #CastmagicAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy