

Earn Your Leisure
EYL Network
Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
Episodes
Mentioned books

Jul 12, 2025 • 7min
Palantir’s Explosive Growth: Is It the Next Nvidia?
In this insightful Market Mondays clip, hosts Rashad Bilal, Troy Millings, and crypto analyst Ian Dunlap dive deep into Palantir’s remarkable 78% surge year-to-date and discuss the company’s massive new $795 million federal contract. Is Palantir destined to be the next Nvidia, or is its trajectory more like Tesla’s pre-Elon era? Ian breaks down why Palantir is catching fire and sets bold target prices—predicting a year-end valuation of $158 and a three-year goal of $235.57. Troy adds perspective on defense tech’s future and the potential for Palantir to reach a $1 trillion market cap, even if its use case differs from Nvidia’s.Shifting gears, the crew explores smart crypto portfolio strategies for 2024 and beyond. Ian argues the classic 60/40 bond-equity split is obsolete—he now advises allocating at least 20% of your portfolio to major cryptocurrencies, alongside gold and equities. Hear why historical returns make a compelling case for a bigger Bitcoin position, and get perspective on market cycles and realistic pullback expectations. Whether you’re curious about AI defense stocks, crypto allocation, or where volatile markets are heading next, this clip delivers actionable insights from the voices you trust.If you’re ready for sharp analysis, future-focused stock picks, and a candid discussion about how to navigate wealth-building amid market shake-ups, don’t miss this Market Mondays clip!*#Palantir #Nvidia #Tesla #MarketMondays #Cryptocurrency #Bitcoin #Investing #StockMarket #AI #DefenseTech #PortfolioStrategy #Crypto2024*Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Jul 10, 2025 • 1h 22min
David Banner on Losing $12M for Black Activism, Depression, & Why Integration Was Worse Than Slavery
David Banner, a rapper, producer, and activist, shares his incredible journey from homelessness to becoming a mogul. He opens up about losing $12 million for Black activism and how integration may have negatively affected Black entrepreneurship. Banner discusses the importance of cultural identity, mental health, and the connection between music and spirituality. He reflects on personal experiences with depression and the significance of fatherhood and community in navigating life's challenges. This conversation is both raw and inspiring.

Jul 8, 2025 • 4min
AI: Humanity’s Savior or Greatest Threat? 19 Keys Breaks It Down
In this thought-provoking clip from Market Mondays, renowned futurist and entrepreneur 19 Keys sits down with Ian Dunlap for an intimate, no-holds-barred discussion about the role of artificial intelligence in our culture and economic future. Is AI a threat to cultural identity and prosperity, or could it be a tool for empowerment and resilience? The conversation digs deep into the duality of technology and the mindset required to navigate the fast-evolving digital landscape.19 Keys emphasizes that imagination is humanity’s greatest strength, setting us apart and enabling us to shape the future. He challenges the popular narrative rooted in negative collective memories and urges the community to reframe their relationship with technology—not to fear it, but to master it with intention and creativity. According to 19 Keys, the real asset in this new era isn’t just time—it’s cognition. The quality of your thinking and capacity for adaptation have become the ultimate KPIs, especially in a world where AI is a “Messianic digital figure” for many.The clip touches on the MIT report warning about “cognitive debt” from overusing AI, highlighting that mindlessly relying on tech decreases your long-term memory and problem-solving skills. 19 Keys shares his disciplined approach: thinking independently before consulting AI, constantly questioning its output, and focusing on sustained neurological growth—neuro-adaptation—rather than just short-term memory boosts. He underscores the importance of rituals like journaling, reflection, and taking action on insights, explaining that optimal results come from human + AI synergy, not from blindly following algorithms.If you want insights into safeguarding your cognitive wellness and using AI as a lever for success—without losing your sense of self—this clip is a must-watch.*Tune in and join the conversation on how we can consciously shape the future of our culture, economy, and minds.*---*Hashtags:*#MarketMondays #19Keys #IanDunlap #ArtificialIntelligence #AIFuture #Cognition #DigitalWellness #BlackExcellence #Futurism #CultureAndTech #AIEthics #DigitalResilience #PersonalDevelopmentOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Jul 6, 2025 • 12min
Can Apple Regain Its Throne? The Battle of Trillion-Dollar Tech Giants
In this engaging discussion, investor Ian Dunlap breaks down the competitive landscape of tech giants, emphasizing the potential challenges Apple faces in maintaining its market lead. He stresses the necessity for Apple to invest in AI and blockchain to stay relevant. The conversation also covers emerging competitors like Google and Amazon, exploring their strategies and innovations. Ian shares insights on identifying promising stocks amid market fluctuations, urging investors to focus on fundamentals. It's a must-listen for anyone looking to navigate the tech investment arena!

Jul 3, 2025 • 1h 11min
The Man Behind Hip-Hop TV: Ralph McDaniels on Nas, Suge Knight & Music Video History
Ralph McDaniels, the creator of Video Music Box and a key figure in hip-hop since the 1980s, shares insights on the evolution of music videos and their cultural significance. He recounts how he promoted emerging artists like Nas while maintaining creative control. The discussion touches on Suge Knight's influence, critiques of hip-hop's current state, and the genre's unique ability to connect people globally. With anecdotes about legendary figures like DMX and Kanye, Ralph emphasizes the need to celebrate and preserve hip-hop's rich history.

Jun 29, 2025 • 6min
War Is Big Business: Defense Tech Booms as Investors Weigh Returns vs Morals
A riveting discussion on the booming defense tech sector highlights key players like Meta, Palantir, and OpenAI. The rise of these companies raises ethical dilemmas about profiting from conflict. The hosts analyze how Silicon Valley's embrace of defense technology is reshaping societal values and the investment landscape. They question whether it's moral to invest in companies benefiting from war. With defense becoming a hot market, personal investment choices collide with political beliefs, leading to captivating narratives of influential founders.

Jun 26, 2025 • 1h 19min
Kirk Franklin Exposes the Truth About Gospel Music, Record Deals & the Black Church w/ Norman Gyamfi
Kirk Franklin, a renowned gospel artist, and Norman Gyamfi, a marketing entrepreneur, engage in a thought-provoking conversation on the state of gospel music. They discuss the struggles of the genre with cultural relevance, outdated record deals, and the slow embrace of streaming. Kirk shares harsh lessons from his past, while Norman highlights the need for marketing in gospel. They also delve into AI's impact on authenticity in music and the evolving spiritual landscape, blending faith and commerce in a candid exploration of leadership and hope.

Jun 25, 2025 • 14min
How to Use Roommate & Rental Income to Qualify for a Mortgage
Discover how roommate income can boost your mortgage qualification! Learn to navigate the Fannie Mae Homeready program, using documented payments to strengthen your application. Proper documentation is key, especially for couples and college grads looking to maximize opportunities. Plus, delve into innovative strategies for leveraging rental income from unique spaces like ADUs. Unlock your potential in real estate financing, whether you're fresh out of school or living with a partner!

Jun 23, 2025 • 6min
The Harsh Truth: Is It Time to Sell Apple Stock in 2025?
Hosts dive deep into the pressing question of whether investors should sell Apple stock. They express disappointment in Apple's recent developments, especially in AI, suggesting the company risks falling behind competitors. With a critical eye, they assess leadership decisions and missed opportunities for innovation. The debate unfolds around the significance of Apple's substantial cash reserves and whether it can leverage them effectively. A bold ultimatum is set: significant advancements must be made by 2026 to regain investor confidence.

14 snips
Jun 20, 2025 • 1h 44min
How to Build Real Estate Wealth & Save Hundreds of Thousands Sourcing from China
Matt Garland, known as MG The Mortgage Guy, brings his expertise in real estate finance to the forefront. He shares creative house hacking strategies and innovative financing options for aspiring investors. Rashad reveals his experiences from China, discussing how to source quality home materials and save big on projects. The conversation offers valuable insights into building wealth through rental income and navigating opportunities in mortgage finance, making it a must-listen for anyone interested in real estate.