Earn Your Leisure Vlad Tenev on Robinhood’s Next Move: $1,000 for Every Baby, Future of Money, AI Prediction & Crypto
Dec 12, 2025
Vlad Tenev, Co-founder and CEO of Robinhood, shares exciting insights from his journey in reshaping retail investing. He discusses why retail investors are now more sophisticated and the role of AI in enhancing productivity while creating new job opportunities. Vlad reveals a bold initiative to provide U.S. newborns with $1,000 investment accounts, exploring its potential impact. He also reflects on the future of crypto, the rise of prediction markets, and how Robinhood aims to democratize finance for everyone.
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Product Velocity Scaled To An Engaged Base
- Robinhood shipped many high-quality products quickly, pairing product velocity with an engaged customer base.
- That combination drove rare simultaneous revenue growth and margin improvement, making the company a Rule-of-40 outlier.
Retail Is Now A First-Class IPO Constituency
- Retail investors have evolved into sophisticated market participants and are now a first-class constituency for IPOs.
- Companies increasingly engage retail in IPO allocations and view retail strategy as central to capital-market outreach.
Make Earnings Calls Engaging
- Make public-company communications engaging and accessible instead of a chore.
- Vlad advises turning earnings calls into entertaining, widely streamed events to engage retail alongside institutional audiences.