Earn Your Leisure

On this powerful episode of Earn Your Leisure, we sit down with Grammy-nominated artist and entrepreneur Kelis, who opens up about her bold decision to leave America and build a new life in Kenya. She shares why she purchased 150 acres of farmland, how she navigated land ownership as a foreigner, and what it really costs to run a profitable farm in Africa.Kelis also breaks down her investment strategy in Africa, the benefits of hiring local talent, the mortgage system in Kenya, and her upcoming luxury wellness retreat. From tech innovation to raising children with AI-powered education, this episode is packed with insights on wealth building, sustainability, and why Africa is the future for serious investors.Link to Invest Fest: https://investfest.comhttp://FEEDTHEPPL.COM#EarnYourLeisure #Kelis #InvestInAfrica #Kenya #FarmingInAfrica #BlackWealth #LandOwnership #SustainableFarming #EYL #Entrepreneurship #WellnessRetreat #AfricaIsNowAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

A major tech shift is underway with OpenAI's $6.5 billion acquisition of Johnny Ive’s design firm, sparking questions about Apple’s future and its once-dominant hardware innovation. The hosts debate whether the days of tech giants like Apple are numbered as they assess the impact of AI-enhanced design on everyday devices. They also critique Apple's leadership under Tim Cook, suggesting it may struggle to adapt without embracing revolutionary change. As AI takes center stage, innovative personal assistants could redefine our tech interactions.

In this insightful clip, Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the current state of the US housing market as 30-year mortgage rates soar to 7.5%—levels not seen in decades. The conversation kicks off with pressing questions: Are we witnessing the early stages of a housing affordability crisis? What does this mean for homebuyers, sellers, and the broader economy?Ian discusses the broader bond market issues, including the recent U.S. Treasury auction struggles and the looming $5 trillion interest payment Americans might face over the next decade. Troy highlights how rising rates, stagnant wages, and mounting personal and institutional debt are making home ownership less attainable, especially for incoming buyers and younger generations. The group also touches on the impact of student loan debt returning from deferment, adding to the financial strains many Americans already face.Rashad brings practical advice to the table, sharing his personal experience with a cash-out refinance on an investment property. He breaks down how you can leverage auction properties, increase their value, and use cash-out refi strategies to scale a real estate portfolio, even in today’s high-rate environment. The team also discusses the importance of maintaining good credit and the role of financial education in navigating these challenging times.Whether you’re an aspiring homebuyer, a real estate investor, or just trying to make sense of the headlines, this clip offers invaluable perspectives and tips to help you position yourself for success.*Key Topics Covered:* The impact of 7.5% mortgage rates on housing affordability Challenges in the bond market and implications for the U.S. economy Supply and demand issues in the housing market The effect of student loan and credit card debt on homeownership Practical strategies for real estate investment, including cash-out refinancing The ongoing need for financial and credit education Don’t forget to like, comment, and subscribe for more real-world financial insights!*#MortgageRates #HousingCrisis #RealEstateInvesting #CashOutRefi #FinancialEducation #CreditTips #MarketInsights #Homebuyers #InterestRates #PersonalFinance*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Rashad and Troy as they journey through Rwanda and Kenya, revealing hidden opportunities. Discover Rwanda's cleanliness and safety, praised for its sustainable practices and infrastructure. Delve into the innovative real estate scene, where local entrepreneurs inspire investment. Hear about a thriving tech hub in Kigali designed for gig economy workers. Their conversations weave through cultural richness and enticing investment potential, transforming perceptions of Africa into a land of promise and prosperity.

Welcome back to another enlightening episode of EYL! In today's session, we dive deep into the intricate world of trademarks and copyrights with none other than Rosezena Pierce, affectionately known as "The Biz Lawyer." Rosezena sits down with hosts Rashad Bilal and Troy Millings to unravel the mysteries surrounding the differences between trademarks and copyrights, and their importance to entrepreneurs and business owners alike.*Key Highlights:*1. *Difference Between Trademark and Copyright (0:00:00 - 0:02:05):* Rosezena distinguishes between trademarks and copyrights succinctly; while copyrights protect creative expressions fixed in tangible mediums, trademarks serve as source identifiers that consumers can trace back to specific providers of goods or services.2. *Ownership of Creative Works (0:02:05 - 0:02:44):* A significant revelation for many entrepreneurs—hiring someone to create a logo or artwork does not inherently transfer the ownership of the copyright to the hirer. Rosezena explains that a written transfer of rights is necessary, often through a work for hire agreement.3. *Increasing the Value of a Trademark (0:02:44 - 0:04:02):* Rosezena emphasizes that the quality of products and services is paramount in enhancing a trademark's value. She provides relatable brand examples, highlighting how strong branding can influence consumer perception and loyalty.4. *Process and Timeline for Trademark Registration (0:04:02 - 0:06:58):* Troy prompts Rosezena to discuss the detailed process and timeline involved in trademark registration, from performing thorough searches and issuing opinion letters to navigating the extended government review timeline post-COVID. She explains the concept of "publication for opposition" and the potential challenges one might face during the application process.*Why EYL Medium:*Here at EYL, we're committed to offering you the knowledge and tools to elevate your business and entrepreneurial pursuits. Whether you're just starting out or looking to refine your strategies, our expert guests like Rosezena Pierce provide invaluable insights that can help you navigate the complex business landscape.*Be Sure To:**Like, Comment, and Subscribe:* Hit the like button if you found this episode helpful. Leave your questions and thoughts in the comments section; we love hearing from you! Make sure to subscribe and click the notification bell so you never miss an update.*Check Out Our Other Episodes:* Explore more episodes where we bring in experts from various fields to share their knowledge and experiences. *Special Thanks:*A huge thank you to Rosezena Pierce for sharing her expertise and providing clarity on such a vital topic. Follow her on Instagram (@TheBizLawyer) and check out her website for more information on her services.*Stay Tuned:*We have more exciting content lined up, including interviews with industry leaders, exclusive webinars, and much more.*Support Our Work:*If you'd like to support our channel and help us continue to produce quality content, consider becoming a Patreon member. Your support means the world to us and enables us to keep bringing you invaluable insights and information.Thank you for watching, and as always, keep striving for excellence and always "Earn Your Leisure."*Hashtags:*#EYL #Trademarks #Copyrights #BusinessLaw #Entrepreneurship #RosezenaPierce #TheBizLawyer #EarnYourLeisure #BrandProtection #LegalAdvice #IntellectualPropertyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from Market Mondays, Rashad Bilal and Troy Millings dive deep into the financial playbook for college athletes navigating the new world of NIL (Name, Image, and Likeness) deals. Discover the real stories behind multi-million dollar agreements, the impact of high-profile transfers like Captain Jack, and learn why some student athletes are out-earning everyone on campus except high-profile coaches!Rashad and Troy break down the best strategies for young athletes and their families to protect and grow their money, including:The importance of long-term investing: Find out why splitting money between index funds, big tech stocks like Microsoft, and even Bitcoin could potentially turn a $1 million NIL deal into $8 million in under a decade.Avoiding financial pitfalls: Learn why expensive cars and “entourage” expenses are the fast track to going broke — and how street agents and advisors can eat away at your earnings with hidden percentages.The power of deferred income annuities (DIA): Get the blueprint used by legends like Allen Iverson and MLB’s Bobby Bonilla to guarantee lifetime income (even if playing careers or other opportunities don’t pan out).Why negotiating fee structures matters—discover why putting business managers on salary (instead of giving away percentages) is the millionaire’s secret to keeping more of what you earn.Real-life lessons from sports icons: Understand how financial missteps and a lack of planning have derailed the wealth of top athletes and entertainers, and how a smart approach to NIL can set you up for life, even if you never go pro.PLUS: The clip offers timely financial warnings, big picture insights about international economic risks, and practical advice for any young star (or their parents) working with agents, managers, or business partners.Whether you’re an athlete, a parent, or simply interested in how generational wealth is REALLY built, this clip drops a million dollars’ worth of game and actionable tips you can use now.*Don’t forget to like, comment, and subscribe for more financial wisdom from Market Mondays!*#NIL #FinancialLiteracy #CollegeAthletes #GenerationalWealth #Investing #MarketMondays #SportsBusiness #PersonalFinance #AthleteWealth #MoneyMatters #DeferredAnnuity #FinancialAdvice #Basketball #AllenIverson #BobbyBonilla #WealthBuilding #CastmagicAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community.We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems.Link to Invest Fest: https://investfest.com#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space.The discussion covers:*Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?*Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves.*Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.*Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship.*Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures.Whether you’re a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial advice—this clip offers actionable insights and honest commentary from two of the industry’s sharpest voices.*Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.**Timestamps:* 00:00 - Coinbase in the S&P 500: What it Means 02:20 - Security Breaches & Leadership Response 05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto 10:15 - Real-Life Hack Stories & SIM Swap Scams 12:00 - Security Solutions & the Future of Crypto Safety---*Hashtags:* #Coinbase #CryptoSecurity #Bitcoin #S&P500 #Investing #CryptoNews #Ethereum #SIMSwap #IBIT #MicroStrategy #Finance #DigitalAssets #WealthBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.”The discussion dives into:Building multiple income streams as a podcasterThe truth behind ad revenue and sponsorshipsUsing YouTube, Patreon, and social media to get paidMerch sales, ebooks, courses, and hosting events for extra cashTips for building a long-lasting, supportive audienceHow authenticity and engagement pay off in podcastingBehind-the-scenes stories of booking big events and getting their own TV showWhether you’re a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice.*Don’t forget to subscribe for more insider conversations on podcasting, business, and building your brand!**Watch. Learn. Earn.*#Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuildingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join a lively discussion on Warren Buffett's investment strategies, focusing on his clear preference for stocks over real estate. The conversation touches on how successful investors diversify their portfolios beyond one asset class. As Berkshire Hathaway faces potential shifts with leadership changes, the hosts ponder the firm's stance on Bitcoin and explore the importance of timing in investments. They emphasize the necessity of a diversified approach in today’s evolving market—encouraging listeners to invest in multiple opportunities.