Earn Your Leisure

In this Market Mondays clip, Troy Millings, Rashad Bilal, and Ian Dunlap break down some of the hottest topics in investing and finance! The trio starts by analyzing whether now is the right time to buy Intel stock, especially given recent government investments. Ian and Troy both agree that even with this financial boost, Intel is too far behind in innovation—especially in GPUs and CPUs—to consider as a long-term investment. Troy points out that despite the government throwing billions at Intel, the uphill race to catch up is just too steep at this point.The conversation then shifts to an MIT report stating that 95% of artificial intelligence investments are currently unprofitable. What does this mean for the future of AI? Ian calls it a sign that the AI funding bubble is nearing its end—companies with no revenue turning down billion-dollar offers is a clear red flag. He explains why, much like every tech revolution, only a few category leaders will survive, while the rest will struggle to be profitable.Troy offers insight into which specific AI sectors are currently thriving. According to recent statistics, AI is succeeding in areas like customer service automation, back-office operations, and healthcare innovations (especially medical imaging, drug discovery, and clinical trial optimization). The lesson: Focus on these niches for the best short-term gains, rather than chasing after grand-scale, “next big thing” plays that demand enormous capital and time.The hosts also respond to a viewer question about timing the market: Should you wait for the typical September drop to invest? Ian reminds everyone that the market presents buying opportunities every month—even daily if you watch closely. September has historically seen pullbacks, but 2023 is shaping up to be an unconventional year. Always dollar-cost average, keep reserves, and focus on strong companies, instead of trying to perfectly time the lowest price. Whether you’re curious about government intervention in tech, the real winners in AI, or smart strategies for timing your investments, this Market Mondays clip is packed with value and actionable insights. Drop your questions and thoughts below—let’s keep the conversation going!#MarketMondays #Investing #Intel #AI #StockMarket #Finance #StockTips #ArtificialIntelligence #Nvidia #TechStocks #SeptemberDropOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this classic Earn Your Leisure sit-down, we chop it up with the legend himself, Gary Vee. From NFTs to AI, sports, and the future of social media, Gary doesn’t hold back. He breaks down why he’s still bullish on NFTs, the real challenges with branding in the space, and how trading cards and nerd culture are redefining mainstream culture. He even shares how his VeeFriends project became a blueprint for creators everywhere.We also dive deep into the impact of artificial intelligence—the opportunities, the risks, and why Gary believes spending at least one hour a day on AI is the cheat code for the future. He talks about blockchain’s role in protecting society from deepfakes, the rise of VR/AR, and whether AI could push us into another “dark age.” Gary also opens up about entrepreneurship, accountability, and why most people don’t love the game enough to win.On top of that, Gary gives his take on live social shopping, influencer culture, and new ways to make money online. He talks about being underestimated, the pain that comes with growth, and why he’s infatuated with Africa’s future. This is a conversation full of gems for entrepreneurs, investors, and dreamers who want to see around the corner. Don’t miss it—this one’s a masterclass in business, culture, and technology.Link to 24 Hour Red Panda Invest Fest Sale: https://ianinvest.com#GaryVee #EarnYourLeisure #NFTs #ArtificialIntelligence #Blockchain #Entrepreneurship #Investing #Africa #SocialMedia #TradingCards #MarketMondaysOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this powerful Market Mondays clip, Rashad Bilal sits down with serial entrepreneur and investor Cedric Nash to dive deep into a topic that’s rarely discussed honestly: the journey of building—and keeping—wealth after a divorce.Cedric gets real about the financial and emotional challenges that come with divorce. He opens up about his own experiences—navigating two divorces while managing a business, overcoming half a million dollars in debt, and making hard choices that ultimately safeguarded his financial future. Cedric shares the crucial steps he took, including adopting a frugal mindset, focusing on income, and holding onto income-generating investments, even when things seemed bleak.This clip also tackles the tricky topic of prenups. Cedric explains the lessons he learned from having (and not having) a prenup, how the process can affect relationships, and the importance of protecting generational wealth for your children. He breaks down how assets were divided, why he made key decisions, and what others should consider before tying the knot or going through a separation.Whether you're an entrepreneur worried about business assets, a professional facing a major life reset, or just interested in smart wealth moves, Cedric’s candid advice is a must-hear.*Key topics in this clip include:*Strategies for financial survival and comeback post-divorceThe real impact of divorce on your net worth and mental resilienceWhy holding onto investments (like real estate) mattersInsider advice on prenups—what they do, how they’re perceived, and the potential relationship impactCreating security for your kids and protecting your generational wealthCedric’s story is a powerful reminder that setbacks don’t have to define your destiny. With the right mindset and moves, tough times can actually set the stage for a major comeback.If you’ve ever wondered how to bounce back financially—or protect your assets before things get complicated—don’t miss this insightful Market Mondays clip!---*Like, comment, and subscribe for more real conversations on wealth, money, and life.*#MarketMondays #WealthBuilding #DivorceAndMoney #CedricNash #Prenup #FinancialFreedom #GenerationalWealth #MoneyMattersOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this Market Mondays clip, hosts Troy Millings, Ian Dunlap, and Rashad Bilal break down what really drives the stock market and what’s just background noise. With stock futures drifting higher ahead of a high-profile meeting, the team explores whether political events and global tensions have any lasting impact on your portfolio.Ian Dunlap dives into why the much-talked-about meeting is likely more “noise” than a true catalyst for the market, emphasizing the importance of distinguishing between real market movers and distractions. The discussion turns to the futures market, commodity shifts (especially in wheat from Ukraine), and how geopolitical events rarely cause significant market upticks.The conversation heats up in anticipation of a big market-moving moment: Fed Chair Jerome Powell’s upcoming speech. Troy and Ian agree that Powell’s comments on interest rates have way more power to shake up Wall Street than any international meeting. Will Powell bow to presidential pressure for a rate cut, or will he hold firm? The hosts analyze possibilities—including the chance of a half-point rate cut—and what each scenario could mean for stocks.Throughout the clip, the Market Mondays team stresses long-term investing over knee-jerk reactions. Learn why holding your investments through the noise—and recognizing real catalysts—can set you apart as a savvy investor.Key topics in this clip: The difference between market “noise” and real catalysts Impact (or lack thereof) of geopolitical meetings on stock futures Why Jerome Powell’s interest rate decisions are the real game changer Long-term investment strategy versus short-term speculation How to prepare for both market pullbacks and bullish runsDon’t miss Troy, Ian, and Rashad's insight into how top investors filter out distractions and keep their focus on what truly drives the market. Whether you’re a beginner or a seasoned pro, this clip will help you navigate a market flooded with headlines—and invest with confidence.*Subscribe to Market Mondays for weekly financial insights, actionable strategies, and unfiltered market commentary.* #StockMarket #MarketMondays #Investing #JeromePowell #InterestRates #Geopolitics #FinanceClip #FinancialEducation #BullMarket #LongTermInvesting---Remember to like, comment, and share if you found this clip helpful! Let us know your thoughts in the comments: What do you consider a true catalyst for the market?Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this Market Mondays clip, Rashad Bilal and Ian Dunlap break down the latest surge in the Nasdaq, which has just hit another record high. Is this the start of a long-lasting, AI-fueled bull run, or should investors brace for a pullback?Rashad cautions against wishing for a correction just because you missed last year’s rally, emphasizing that groundbreaking tech firms like Nvidia, AMD, Apple, and Microsoft are fundamentally different from the dot-com era giants — boasting stronger business models and massive profit margins. Ian highlights the unprecedented strength of today’s tech leaders, particularly Nvidia operating with a net margin as high as 55%. The hosts unpack why comparing today’s market to periods like the dot-com bubble misses the mark.The discussion dives into why now may not be the time to short the Nasdaq, especially given factors like pending interest rate cuts, changes to China tariffs, and global market shifts that all favor sustained growth for top tech firms. Rashad and Ian both agree: a pullback is possible, but not the kind of major correction some are predicting. Instead, they advocate for a long-term investing strategy in high-quality, innovative businesses—pointing out that holding onto top performers over decades can be a game changer for generational wealth.Notably, the clip touches on:Why Nvidia is considered a generational company and how its growth diverges from dot-com-era tech.The impact of potential Federal Reserve rate cuts and international tariff policies on Nasdaq giants.The strength of companies driving the market—like Microsoft, Apple, Google, Amazon, Meta, Broadcom, and Tesla—and why shorting them could prove risky.The power of long-term investing and what history can teach us about patience and compounding returns.The Nasdaq’s momentum has investors and analysts talking about possible corrections and recessions—but Rashad and Ian believe that, despite near-term volatility, the broader bull case remains strong. Don’t let fear keep you on the sidelines; instead, focus on building wealth through smart, consistent investing in the innovation economy.If you’re looking to understand what’s driving the current market, where the risks and opportunities are, and how the world’s biggest tech titans are changing the investing landscape—this clip is for you.Subscribe for more actionable market insights and strategies from Rashad, Ian, and the Market Mondays team!*#MarketMondays #Nasdaq #AIStocks #Nvidia #StockMarket #Investing #TechStocks #BullMarket #FinancialFreedom #LongTermInvesting*Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this thought-provoking clip of EYL, Austin Haynes joins host Rashad Bilal to reveal the secrets behind institutional investments in crypto. If you’ve ever wondered which cryptocurrencies the world’s top banks and asset managers are really putting their money into, this is the insight you’ve been waiting for!Austin shares exclusive findings from over 12,000 documents—narrowed down to the 13 must-see reports that map out where institutional money is flowing in the crypto world. Screen share moments highlight real documents from names like Swift, World Economic Forum, Citi, State Street, and more. Learn why the days of making fast fortunes with random coins are over, and discover the new rules of the game as big money enters the space.Rashad asks all the crucial questions for the everyday investor: What’s the difference between coins and tokens? Which coins are actually being picked by hedge funds and billion-dollar institutions? Why should you follow the so-called “smart money” instead of chasing hype? How can you track institutional allocations and ETF filings before the rest of the market catches on?Austin breaks down survey data from a major EY & Coinbase report, revealing that the vast majority of surveyed institutional investors hold Bitcoin and Ethereum, with significant allocations also going to XRP and Solana. Hear why Bitcoin remains the king, how XRP is reshaping financial settlements, and why Solana and Ethereum are the leading platforms for decentralized applications.Whether you’re a crypto newbie or an experienced investor, this clip is packed with actionable advice and research-backed strategies for investing like the pros. Don’t miss Austin’s tips on how to spot the tokens that institutions are truly betting on—because, as he says, they document everything they do. The smart money roadmap is there for you to follow!*Key topics covered:* Institutional adoption of crypto and the effects on the market How to identify which coins and projects institutions are backing The critical difference between coins like Bitcoin, Ethereum, XRP, and Solana The importance of reviewing official documents and ETF filings How you can avoid being “dumb money” by following documented investment trendsSmash that like button if you want more deep dives into the intersection of Wall Street and Web3. Leave your questions or thoughts in the comments and don’t forget to subscribe so you never miss future clips!*Referenced in this clip:* Swift, World Economic Forum, Citibank, State Street, BlackRock, Vanguard, Bank of International Settlements, Federal Reserve, IMF, European Central Bank EY & Coinbase Institutional Investor Survey#CryptoInvesting #InstitutionalMoney #Bitcoin #Ethereum #XRP #Solana #EYL #AustinHaynes #EarnYourLeisure #SmartMoney #CryptoNews #Crypto2024Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Welcome back to EYL! In this insightful clip, special guest Austin Haynes sits down with Rashad and Troy to break down the seismic shifts happening in the crypto and financial markets leading up to 2025—and beyond. Are we seeing the end of the traditional four-year crypto cycle? How will institutional adoption and massive tokenization impact the market? Get ready for a data-packed discussion you won't want to miss!Austin kicks things off by highlighting the unique convergence of a current crypto bull run with evolving global regulations and major institutional moves. Did you know the Federal Reserve adopted ISO 20 or 22 in July, signaling even deeper integration of blockchain technology in mainstream finance? Austin digs into why institutional investors—like pension funds and 401ks—could change the volatility profile of assets like Bitcoin forever.And it's not just about Bitcoin anymore. The conversation takes a futuristic spin as Austin references heavyweight research from State Street, Standard Chartered, Boston Consulting Group, and Citi. Together, they forecast that tokenized assets could reach trillions of dollars in market cap within the next decade. State Street predicts tokenization mass adoption across bonds, commodities, private equity, and real estate in carefully mapped timeframes leading up to 2030 and beyond.Hear why legendary voices like Larry Fink (BlackRock CEO) believe that “all assets will be tokenized”—and see just how big the tokenization wave could get, with an addressable market of $410 trillion, according to recent documentation. The floodgates could truly open once regulatory clarity is achieved, making this a watershed moment for anyone invested or interested in crypto, stocks, or digital assets.Troy helps tie it all together, connecting these forecasts to the cyclical nature of crypto—and asking if these macro shifts will change the game for how we all think about bull runs, Bitcoin, and institutional adoption moving forward.Whether you’re a seasoned investor, an aspiring crypto enthusiast, or just curious about where the future of finance is headed, this is your go-to clip for understanding the forces shaping the market right now.🔗 Time to re-imagine your portfolio and your perspective!👇 Drop your thoughts, predictions, and questions in the comments.*Hashtags:* #EYL #CryptoBullRun #Tokenization #AustinHaynes #DigitalAssets #CryptoNews #Bitcoin #InstitutionalAdoption #FinanceFuture #BullRun2025 #Blockchain #CryptoMarket #Investing #WealthBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this special clip of Market Mondays, hosts Rashad Bilal, Troy Millings and Ian Dunlap sit down with the dynamic Ms. Business to dig into the power of branding, vendor success, and maximizing your experience at Invest Fest. If you’re an entrepreneur, small business owner, or looking to make a memorable impression at any marketplace or expo, this is the motivation and guidance you need!Ms. Business shares her real-life branding journey—from starting with a small 10x10 booth at Invest Fest to creating an eye-catching 20x20 experience that had everyone talking. She explains that branding isn’t just about standing out visually, but also about meaningfully connecting with people so you stay top of mind long after the event ends.Discover how Ms. Business developed strategies to attract and engage event attendees through interactive experiences and games, and why her approach shifted this year to focus on helping other vendors succeed. She talks about “taking up real estate in people’s heads,” building genuine relationships, collecting contacts for future growth, and the value of being present—not just for sales, but for laying foundations for lasting business success.You’ll also hear how she and her team are giving back through webinars, on-the-ground support for vendors, and a fun attendee-voted competition that brings even more energy to the event. Plus, Ms. Business reveals her practical advice for new and seasoned vendors: how to prepare for a major expo, strategies for creating meaningful impressions, and why focusing on how you make people feel is the secret to real business impact.For those prepping for Invest Fest or any major networking event, Ms. Business reminds us: “People will forget what you said to them. They will never forget how you made them feel.” Take these insights to heart, whether you’re hosting a booth or just attending.We also get a preview of exclusive educational opportunities, like Ms. Business’s upcoming Entrepreneurs Boardroom seminar on profit generation, tax savings, and long-term wealth building—empowering attendees to do more than just make money, but use their business to build real generational wealth.*If you want to step up your branding game, connect deeply at business events, or learn to make Invest Fest truly count, don’t miss this clip!*---*Timestamps available upon request.**Like, comment, and subscribe for more real-world insights on entrepreneurship, branding, and market mastery!*#MarketMondays #InvestFest #Branding #Entrepreneurship #VendorSuccess #BusinessGrowth #Networking #MsBusiness #BusinessAdvice #BuildYourBrandOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Earn Your Leisure, we sit down with the founders of Curl Girl Collective to unpack the journey behind one of the most iconic cultural celebrations in beauty—Curl Fest. From humble beginnings to national recognition, they share the origin story of their collective and how they built a movement that resonates deeply with the natural hair community.We discuss the business behind hosting large-scale live events, the hidden costs they faced, and the reality of still working full-time jobs while building Curl Fest. The founders open up about how DEI cutbacks and sponsorship losses forced them to pivot, cancel events, and rebuild stronger than ever.They also break down how Curl Fest sets itself apart from other beauty festivals, what it takes to compete in the event space, and the importance of community. We dive into the challenge of access to capital, offers to buy the company, and the need to be intentional with partnerships.This is an essential conversation for entrepreneurs, event organizers, and anyone invested in culture, community, and ownership.Invest Fest Ticket Link: https://investfest.com#EYL #EarnYourLeisure #CurlGirlCollective #CurlFest #BlackEntrepreneurs #BusinessBehindTheBrand #BeautyIndustry #DEI #EventPlanning #NaturalHairMovement #AccessToCapital #BlackOwnedBusiness #CommunityOverEverything #Entrepreneurship #CulturalEventsOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this clip of Market Mondays, host Ian Dunlap sits down with financial literacy powerhouse John Hope Bryant to break down the crucial steps needed to build strong institutional relationships—especially if you’re starting from scratch.John Hope Bryant wastes no time laying out the real foundation: get your credit score up to at least 700! He explains why having good credit isn’t just a personal milestone, but a fundamental requirement for anyone looking to play in the big leagues of business and finance. Drawing from the Hope Financial Wellness Index, Bryant shares how the average credit score for Black Americans hovers around 620—and how improving that number is the key to opening new doors.Ian and John dive deep into practical advice: Instead of wandering into your neighborhood bank branch, seek out the regional or chief credit officer at a community or mid-sized bank, where decision-makers are more accessible. They dish out insider tips on approaching these professionals—don’t go in with just a transaction in mind. Instead, focus on genuine relationship-building. Personal rapport trumps bravado every time.This conversation uncovers the power of relationship capital: why Harvard, country clubs, and elite initiatives function as lifelong “clubs” that drive opportunity. If you’re wondering why boardrooms often seem exclusive, Ian unpacks the concept of discrimination versus racism and challenges viewers to “break up the comfort” and get in the room where decisions are made.Finally, John and Ian discuss their own business journeys, with John opening up about building and selling a $150 million real estate portfolio and the lessons learned from joint ventures and relinquishing control.If you’re serious about transforming your financial future—especially within Black America—this clip is a must-watch. Learn how financial literacy, AI knowledge, and networking “up the ladder” can reshape your path in just five years.*Key topics in this clip:*Building your credit score to access big dealsHow to approach mid-tier banking executives for real connectionsThe importance of storytelling and genuine rapport in businessRelationship capital: Harvard, country clubs, and the “club” mentalityDiscrimination vs. racism in hiring and networkingReal-life real estate and business lessons from John Hope BryantThe urgency of financial and AI literacy as modern civil rights issuesWhether you’re a budding entrepreneur, aspiring investor, or simply want practical steps to connect with powerful institutions, this Market Mondays clip gives you the blueprint.*Make sure to like, comment, and subscribe for more sharp financial insights every Monday!*#MarketMondays #FinancialLiteracy #JohnHopeBryant #IanDunlap #RelationshipCapital #BusinessNetworking #CreditScore #BlackWealth #FinancialWellness #RealEstate #AIGeneration #WealthBuilding #Entrepreneurship #NetworkingTips #CommunityBankingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy