Earn Your Leisure

In this powerful episode of Earn Your Leisure, we sit down with Math Hoffa, Ray Daniels, and Obi Omile to break down the intersection of culture, business, and creativity.They dive into how they came together to launch the Off The Top freestyle competition, how mixtapes reshaped freestyle culture, and what it takes to grade lyrical talent. Obi shares how he built and raised money for theCut—his revolutionary barber booking app—and the deeper role the barbershop plays in the Black community.We also unpack the mindset behind building businesses, why collaboration takes discipline, and the harsh truths about podcasting and monetization. From Ray’s Mount Rushmore of Atlanta rappers to the debate on new superstars in the music industry—this one is full of gems.Link to Invest Fest: https://investfest.com#EarnYourLeisure #MathHoffa #RayDaniels #ObiOmile #OffTheTop #FreestyleRap #theCut #BarbershopCulture #BlackEntrepreneurs #Podcasting #HipHopBusiness #MusicIndustry #FinancialLiteracy #EYLOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Ian Dunlap and Rashad Bilal dive deep into some of the biggest topics shaking up the crypto world this year. With Coinbase’s recent addition to the S&P 500, the conversation explores what this monumental move means for crypto legitimacy, bitcoin’s dominance, and investor options in this rapidly evolving space.The discussion covers:*Coinbase Joins the S&P 500:* What does it signal for cryptocurrency mainstream acceptance? Is this a sign that digital assets are here to stay, or just another speculative bubble?*Security Concerns:* Recent security breaches, SIM swap scams, and the rising wave of crypto theft. Hear real stories—including Rashad’s personal account—about hacks, risks, and what investors can do to protect themselves.*Investment Strategies:* Should you buy Bitcoin, Bitcoin ETFs like IBIT, or stocks such as Coinbase or MicroStrategy? The hosts break down the differences, the potential volatility, and ways to gain exposure to the upside without holding crypto directly.*Importance of Security in Crypto:* With over $2.2 billion stolen in 2024 alone, security is a major challenge. Learn about the pros and cons of hot wallets, cold wallets, insurance (or lack thereof), and the future of crypto custodianship.*Key Players & Solutions:* As the crypto landscape expands, which security companies might lead the way in protecting digital assets? Discussion includes cybersecurity firms and the need for more robust industry solutions as crypto matures.Whether you’re a seasoned crypto investor, new to the world of digital currencies, or just looking for practical financial advice—this clip offers actionable insights and honest commentary from two of the industry’s sharpest voices.*Stay informed, stay protected, and make smart investment choices as the world of crypto continues to change.**Timestamps:* 00:00 - Coinbase in the S&P 500: What it Means 02:20 - Security Breaches & Leadership Response 05:10 - Bitcoin, ETFs, & Investing Without Holding Crypto 10:15 - Real-Life Hack Stories & SIM Swap Scams 12:00 - Security Solutions & the Future of Crypto Safety---*Hashtags:* #Coinbase #CryptoSecurity #Bitcoin #S&P500 #Investing #CryptoNews #Ethereum #SIMSwap #IBIT #MicroStrategy #Finance #DigitalAssets #WealthBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip, Lex P and Drea Nicole of the Pour Minds podcast join Rashad Bilal and Troy Millings from Earn Your Leisure to break down exactly how successful podcasters make money. If you’ve ever wondered how top podcasts generate multiple streams of income, this conversation is a must-watch.Lex and Drea get real about the many ways Pour Minds has built revenue—from ad deals, YouTube streams, and Patreon, to live shows, merchandise, ebooks, online courses, and even unique brand partnerships. They share what types of advertisers approach them, why some brands (surprisingly) DON’T sponsor their content, and how their approach to guest booking shaped a loyal and engaged community—the “Pour Crew.”The discussion dives into:Building multiple income streams as a podcasterThe truth behind ad revenue and sponsorshipsUsing YouTube, Patreon, and social media to get paidMerch sales, ebooks, courses, and hosting events for extra cashTips for building a long-lasting, supportive audienceHow authenticity and engagement pay off in podcastingBehind-the-scenes stories of booking big events and getting their own TV showWhether you’re a podcaster looking to scale up, a content creator searching for inspiration, or a fan of real business talk, this clip is packed with gems and actionable advice.*Don’t forget to subscribe for more insider conversations on podcasting, business, and building your brand!**Watch. Learn. Earn.*#Podcasting #EarnYourLeisure #PoorMinds #Monetization #ContentCreation #PodcastTips #YouTubeCreators #SideHustle #AdRevenue #BrandDeals #CreatorEconomy #Entrepreneurship #CommunityBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join a lively discussion on Warren Buffett's investment strategies, focusing on his clear preference for stocks over real estate. The conversation touches on how successful investors diversify their portfolios beyond one asset class. As Berkshire Hathaway faces potential shifts with leadership changes, the hosts ponder the firm's stance on Bitcoin and explore the importance of timing in investments. They emphasize the necessity of a diversified approach in today’s evolving market—encouraging listeners to invest in multiple opportunities.

We sat down with Lex and Drea from Pour Minds to talk about their brand new travel show Travel Queens on BET. In this powerful and entertaining conversation, they break down how they negotiated their TV deal, built a thriving community, and continue to inspire Black women to explore the world fearlessly.They also share their top travel destinations, favorite food cities, and the importance of highlighting Black experiences through global storytelling. From Brazil to the best soul food cities in America, this episode is a must-watch for anyone passionate about travel, culture, and representation.#PourMinds #TravelQueens #BET #BlackTravelMovement #FoodieCulture #EarnYourLeisure #BlackWomenTravel #TravelShow #BlackExcellence #PodcastInterview #LexAndDrea #CulturalTravel #Top5Cities #InternationalFoodOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The hosts break down the recent 90-day pause on U.S. tariffs against China, diving into its implications for the economy and global markets. They discuss the rollercoaster of tariff rates, including sharp reductions and their impact on businesses facing shipping delays. The conversation also explores the political strategy behind these negotiations and what this uncertainty means for American entrepreneurs. Listeners gain valuable insights into the potential volatility ahead and how sectors like semiconductors might be affected.

In this insightful clip from Money Moves, hosts Rashad Bilal, Troy Millings, and Ian Dunlap break down why living below your means is the ultimate wealth strategy—and why modesty might be your greatest financial asset. They discuss money traps that can derail your financial progress, the true cost of home ownership, and why that flashy car or expensive watch may not be worth the investment.Rashad revisits the importance of financial organization and planning for your family’s future, urging us all to consider what would happen if the unexpected occurred. The trio doesn’t hold back as they share personal stories, from passing up on luxury cars, to resisting peer pressure to “flex,” and putting family first with smart estate planning.Ian talks about the discipline it takes to maintain a modest lifestyle, even when tempted by the trappings of wealth, and Troy emphasizes building a solid financial legacy over superficial purchases. The hosts also challenge common financial myths—like always buying, not leasing, a car—and share their honest takes on what truly matters for financial security.If you’re looking to build real wealth, avoid costly mistakes, and invest in your future, this clip is packed with practical tips and authentic conversation you won’t want to miss.**Key Takeaways:**- The importance of living BELOW your means and what it actually looks like in practice- Why modesty can be a financial superpower, from homes to cars to jewelry- How resisting societal pressures builds wealth over time- Personal stories about maintaining discipline and ensuring your family’s financial safety- Debunking myths around homeownership, big purchases, and “buying vs leasing”- How to organize your finances and plan ahead with estate strategiesIf you’re serious about securing your financial future and creating real generational wealth, make sure to watch, like, and subscribe for more practical money advice from the Money Moves crew!**#FinancialFreedom #MoneyMoves #WealthBuilding #LiveBelowYourMeans #RashadBilal #TroyMillings #IanDunlap #FinancialLiteracy #MoneyTips #Investing #GenerationalWealth #ModestLiving #FinancialPlanning #SmartMoney**Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this exclusive Earn Your Leisure interview, G Perico breaks down the real cost of being in the streets, how he went broke spending more than he made, and why independence in music is the key to real wealth. He explains how he keeps 80% of his profits, the importance of building a team, and the strategy behind flooding the market with content.We also dive into the business of touring, avoiding shady promoters, and what he learned from Nipsey Hussle. If you’re an artist, entrepreneur, or just want to own your future—this one’s for you.#GPerico #EarnYourLeisure #IndependentArtist #NipseyHussle #MusicBusiness #StreetToSuccess #ContentIsKing #HipHopGame #Daquan #Ownership #WealthBuildingOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this must-watch clip, Rashad Bilal and Ian Dunlap break down the five mandatory steps everyone should follow to take control of their personal finances and build lasting wealth. Whether you're just starting your financial journey or looking to tighten up your money game, these actionable strategies cover all the essentials: eliminating debt, smart investing, saving for retirement, setting your family up for success, and protecting your legacy.*What You'll Learn:* ✔️ How to crush your debt using the "debt snowball" method ✔️ Picking winning stocks (and sticking with them long-term) ✔️ The importance of automatic, consistent investing ✔️ Why you need both a retirement plan AND additional savings ✔️ How to save for your kids’ future through 529 or UTMA accounts ✔️ Life insurance must-haves for protecting your loved ones ✔️ Smart estate planning so your assets aren’t lost or locked away ✔️ The critical difference between qualified (retirement) and non-qualified (brokerage) accounts ✔️ And so much more!Rashad and Ian don’t just talk theory—they’re giving you step-by-step tips and real talk so you can avoid costly mistakes like lifestyle creep, missing out on compound interest, or leaving your estate unsecured.*Key Takeaways:* 1️⃣ Knock Out Small Debts First — Use the debt snowball to build momentum. 2️⃣ Invest Consistently — Even small amounts grow over time, so pick your stocks, set your amount, and stick with it. 3️⃣ Retirement is Non-Negotiable — Start your 401(k), IRA, or SEP (if self-employed) now. 4️⃣ Plan for Your Family — Open a 529 plan, UTMA, and ensure you have solid life insurance. 5️⃣ Estate Planning — Create a will, consider a trust, and make sure your beneficiaries are up to date so your money and assets go where you want—without headaches for your loved ones.Don't let your hard-earned money slip through the cracks or get caught up in probate! Take control today with these foundational steps.*If you found value in this clip, hit like, subscribe, and drop a "YES" in the comments if these tips help you level up your finance game!*#PersonalFinance #MoneyMoves #WealthBuilding #InvestingTips #FinancialFreedom #SmartInvesting #RetirementPlanning #EstatePlanning #DebtFreeJourney---Stay tuned for more practical financial wisdom from Rashad Bilal and Ian Dunlap. Ready to secure your financial future? This is the clip you can't afford to miss!Our Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this insightful clip from EYL, host Troy Millings sits down with Paul Alex, entrepreneur and fintech innovator, to discuss how Paul is disrupting the merchant automation and ATM space. Paul shares his inspiring journey, from his humble beginnings in law enforcement to creating a multi-million dollar business helping others achieve financial freedom.Paul breaks down the foundation of his fintech approach—focusing on ATM businesses and merchant services, and empowering entrepreneurs to leverage cash discount programs. Discover how Paul’s strategies provide both passive and proactive income opportunities, allowing anyone willing to learn to build lasting, residual income.Throughout the conversation, Paul emphasizes the importance of partnership, mentorship, and the “big blue ocean” opportunity for those looking to break into the fintech space. He discusses the future vision of scaling his company from helping small businesses like cafes and bodegas, to potentially servicing massive venues such as sports arenas. Paul also shares real success stories, including clients who transformed their businesses and lives by joining his program.If you’re interested in fintech, automation, and building sustainable income streams, this clip is packed with actionable insights. Paul’s passion for empowering others shines as he outlines the steps to get started, the benefits for both business owners and entrepreneurs, and the long-term vision for growth and impact in the industry.Don’t miss out on this deep dive into the world of merchant services, digital marketing, and the power of networks in building a fintech empire. Whether you’re seeking financial freedom or new business opportunities, this conversation could be your first step towards success.*Hashtags:* #Fintech #Entrepreneurship #MerchantAutomation #DigitalMarketing #PassiveIncome #BusinessGrowth #FinancialFreedom #EYL #PaulAlex #ATMBusiness #Mentorship #CashDiscountProgram #Networking #Innovation #SmallBusiness SuccessOur Sponsors:* Check out PNC Bank: https://www.pnc.com* Check out Progressive: https://www.progressive.com* Check out Square: https://square.com/go/eylAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy