

The Rate Guy
JP Conklin
The Rate Guy Podcast is hosted by JP Conklin of Pensford. It's an irreverent insight into interest rates and current markets and how they impact the Commercial Real Estate and Multifamily industries.
Episodes
Mentioned books

11 snips
Mar 2, 2025 • 24min
DOGE Impact on NFP and the UR
What if the Fed's inflation target shifted to 2%-3%? The hosts dive into this question while exploring the current state of core PCE and the rising money supply. They discuss the Atlanta Fed's surprising GDP forecast drop and how tariffs play a role in economic shifts. Warning signs in the job market emerge, with layoffs and consumer pullback influencing dynamics. Lastly, the potential impact of treasury yields post-Super Bowl on future interest rates adds an intriguing twist to the economic landscape.

Feb 23, 2025 • 25min
59 Reasons the T10 Will Fall to 4%
Dive into unforgettable Super Bowl moments, like a pop star's surprising booing and a heartfelt catch with an Eagles player. Explore predictions on the 10-year treasury rate dropping to 4%, with 59 quirky reasons behind it. The hosts cleverly link sports anecdotes to serious economic trends, shedding light on the unpredictable market psychology influenced by unemployment and celebrity impacts. Expect a mix of humor and deep analysis that connects the worlds of sports and finance.

Feb 2, 2025 • 25min
If Markets Played in The Superbowl
Explore the thrilling parallels between an epic Super Bowl showdown and the world of economics! Discover how inflation maps to star quarterback Mahomes and the role of tariffs is likened to referees. Dive into the dynamics of GDP and the intriguing performance of the Eagles' kicker, reflecting pivotal economic trends. With playful banter and predictions, the hosts mix sports excitement with insightful analysis, crafting a unique connection between game day thrills and market movements!

Jan 26, 2025 • 12min
DJT, Jerry Jones, and The Real JP Walk Into a Bar...
The hosts delve into the quirks of game day excitement and reflect on superstitions surrounding football. They humorously analyze coaching decisions in the Dallas Cowboys and question political influences on interest rates. Upcoming economic events, especially the Fed meeting, get special attention, with speculations about market responses and oil prices. A lighthearted overview of playoff football adds to the mix, showcasing how politics and sports often come together in unexpected ways.

Jan 21, 2025 • 16min
No, the Fed is Not Hiking This Year
The hosts share laughs reminiscing about their sunny vacation as they dive into the current economic climate. They review the latest inflation report, noting it's manageable and mostly in areas like airfare. The significance of the Consumer Price Index is explored, highlighting its influence on Federal Reserve strategies. There's a cautionary discussion on interest rates, informed by job market data. The episode wraps with a humorous take on social media's influence, particularly on treasury volatility, while looking ahead to the next Fed meeting.

Jan 13, 2025 • 23min
Rate Cuts Aren't Causing a Surge
The hosts dissect the latest jobs report, questioning the idea that the economy is overheating. They highlight key findings about employment trends, shedding light on the state of the labor market. The discussion extends to inflation data, advocating for a broader view of economic indicators. Meanwhile, they explore rebuilding strategies for Los Angeles in the wake of recent tragedies, emphasizing the need for actionable solutions. The mix of personal anecdotes and serious analysis keeps the conversation both engaging and insightful.

Dec 30, 2024 • 34min
Lead Pipe Lock Guarantees for 2025
The hosts share hilarious holiday tales and chaotic travel experiences while heading to a playoff game. They evaluate past predictions and introduce bold forecasts for 2025. The conversation flows from navigating treasury yields to discussing labor market statistics, highlighting their humorous take on economic forecasting. With self-deprecating humor, they reflect on missed calls, including unemployment rates, while maintaining optimism for the future. A tech solution for real estate also garners attention, emphasizing practical benefits amid the economic chaos.

Dec 16, 2024 • 9min
'Twas the Night Before FOMC
Anticipation fills the air as the hosts dissect expectations for the upcoming FOMC meeting and potential rate cuts. They weave humor into the discussion, even reciting a whimsical version of 'Twas The Night Before FOMC.' The conversation dives deep into monetary policy, inflation, and labor market trends, all while encouraging listeners to keep an eye on future developments. Join in for a mix of festive fun and insightful economic analysis.

Dec 8, 2024 • 22min
The Economy Lost 355k Jobs Last Month
On this episode of The Rate Guys we discuss the Jobs Report and.how it will affect the Fed Meeting. Also, what data point can you not trust right now. And we of course had to touch on the heartbreak of the Penn State loss. So if you want to skip the football, fast forward to about the 3:45 mark. For those that want to check out the the CME Fed Match link that JP discussed. Here you go!

Dec 2, 2024 • 18min
DAYzed And Confused
Dive into a lighthearted discussion filled with Thanksgiving mishaps and football drama! The hosts tackle the unexpected firing of a coach amid a game, intertwining humor with critiques of college football. Transitioning to serious topics, they explore inflation data and its potential impact on interest rates and job growth. The complexities of job statistics are unraveled, highlighting influences from government and healthcare sectors. The conversation artfully balances economic insights with playful banter, making tough topics engaging.