Fintech Layer Cake

Paul Kesserwani, CEO of Cushion, discusses the evolution of Buy Now Pay Later (BNPL) industry, unconventional applications of BNPL, dispelling myths about BNPL, credit building and understanding credit scores, and challenges in consumer financial services.

Brian Barnes, Founder & CEO at M1, joins Reggie Young & Nikil Konduru to discuss the fintech landscape, including buying a bank, digitizing the private bank experience, incentivizing consumers to switch, balancing broad capability and deep focus in consumer finance products, challenges and growth of acquiring a bank, and the importance of personalization and automation in finance.

Expert in payroll payments, Jeff Forkan, discusses challenges with sponsor banks and taxes, enhancing cross-border payroll payments, and the complexities of employer employee payments. They also touch on recent crypto headlines and the SEC lawsuit against Ripple, and speculate on the potential adoption of FedNow in the FinTech industry.

Reggie Young interviews Sophia Goldberg, the CEO and co-founder of Ansa. Topics discussed include: lessons learned in building teams and products, challenges faced by authors in the self-publishing industry, experiences as an enterprise account manager, benefits and challenges of building a closed loop payment system, acquiring customers for digital wallet innovation, the fascinating history of San Francisco, and predictions for fintech M&A.

This Special Episode is a cross-post from the Consumer Finance Monitor Podcast. Reggie Young, Ron Shevlin, and Alan Kaplinsky share their insights on the risks and benefits of AI and chatbots, as well as how fintechs should think about practically implementing them.

Reggie Young interviews Soups Ranjan, CEO of Sardine. They discuss modern fraud detection tools, emerging fraud patterns, consortiums, continuous transaction monitoring, real-time compliance monitoring, lean and nimble teams, fraud trends in fintech industry, and the sponsor bank OS.

Reggie Young, with Eduardo Lopez, interview TrueML Co-founder and CEO, Ohad Samet, about debt collection: the problems, the innovations, and the future of the field.

Reggie Young sits down with Jonah Crane, Partner at fintech advisory and investment firm Klaros Groups. They discuss an incredibly important piece of regulatory guidance that has recently been released, outlining how banks should work with third parties like fintechs and what that means for those in the fintech space.

Reggie Young interviews Thejo Kote, founder and CEO of Airbase. They talk about the current state of spend management (aka expense management), and Thejo’s predictions for the field for the next few years.  

Reggie Young and Alexandra Barrage dive deep into the FDIC’s significance in the financial space of both banks and fintech. They talk about the FDIC’s functions, compositions, and scope of authority, while analyzing  how the collapse of Silicon Valley Bank, Signature Bank and First Republic Bank affects fintechs and their relationship with the FDIC.