

Fintech Layer Cake
Lithic
Welcome to Fintech Layer Cake. A podcast where we slice big Financial Technology topics into bite-sized pieces for everybody to easily digest. Our goal is to make fintech a piece of cake for everyone. Fintech Layer Cake is powered by Lithic — the fastest and most flexible way to launch a card program.
Episodes
Mentioned books

Dec 22, 2022 • 58min
Sanctions with Former OFAC Head John Smith
Matt Janiga and Reggie Young interview John Smith, a partner at Morrison Foerster and the former Director at the Office of Foreign Assets Control (OFAC). John talks about sanctions, the functions of OFAC, and what sanctions Fintechs can expect.

Nov 18, 2022 • 51min
What Bank Partners Want from Fintechs
Matt Janiga and Reggie Young conduct an interview with Rodrigo Suarez of Piermont Bank. He shares insights about how bank sponsors work with fintech companies and how these banks view the fintech landscape.

Oct 20, 2022 • 52min
Ron Shevlin Snarks Up the Cake: Apple Checking, Super Apps and Teen Spirit
Matt and Reggie interview Ron Shevlin, Chief Research Officer at Cornerstone Advisors, Senior Contributor at Forbes, and Fintech Snark Tank writer. They discuss the evolution of fintech, the regulatory environment for fintech, and checking account potential for various fintech players.

Oct 6, 2022 • 47min
Selecting a Bank Partner
Matt and Reggie discuss the basics of bank partners. A key feature of fintech, bank partnerships can make or break a fintech company.

Sep 15, 2022 • 1h 11min
An Insider View of the CFPB (with Manatt)
Matt and Reggie interview Bryan Schneider and Mehul Madia of the law firm, Manatt, Phelps & Phillips as a second part to the two-part series on the CFPB. They discuss the regulatory bureau’s processes, as well as best practices for Fintech firms.

Sep 1, 2022 • 36min
CFPB Primer
Matt and Reggie take a deep dive into why the government was forced to finally create the Consumer Financial Protection Bureau. They discuss how it started, its purpose, the policies it created, and its impact on Fintech.

Aug 18, 2022 • 56min
History of Platform Payments
In the last decade, the payment processing space exploded onto the scene. Join Matt and Reggie as they talk to Jareau Wadé, Chief Growth Officer at Finix and co-founder of Balanced, who’s had a front-row seat right from the start.

Jul 14, 2022 • 1h 10min
Fintech State Regulators
In this episode: how fintechs should think about regulators and regulation. There’s a lot of regulatory scrutiny happening now in the BaaS space, so this is a must-listen.Matt & Reggie discuss regulatory schemes, licensing, and what to do when regulators reach out to you.

Jun 29, 2022 • 34min
Pain Points in Crypto Infrastructure
Matt and Reggie chat with Sara Xi, Chief Product Officer of Prime Trust. Join us for a deep dive into the crypto infrastructure that covers key building blocks, pain points, and common solutions.

Jun 6, 2022 • 49min
Compliance 101
Matt and Reggie take us through what compliance is and specifically what most Fintechs need to do. They talk about how to build a team, and ways you can leverage technology to keep your headcount needs lower in the compliance space.