Fintech Insider Podcast by 11:FS cover image

Fintech Insider Podcast by 11:FS

Latest episodes

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Jun 7, 2023 • 40min

746. Focus: How does agriculture and fintech collide in LatAm?

Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus! In this episode, we're looking at the relationship between agriculture and financial services in Latin America, the historical importance to economies across Latin America, and how this space is developing. This week's guests include: Pamela Ceballos, Senior. Director, Digital Partnerships, Fintech & Ventures, Visa Etienne Gillard, Head of Ventures, Mana Tech Juan Fantoni, CCO & Co-Founder, Pomelo In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus. This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Etienne Gillard, Juan Fantoni, and Pamela Ceballos. Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 5, 2023 • 1h 2min

745. News: QED's new $925 million fintech war chest & Klarna fights to return to profit

Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: QED closes on $925M to back fintech startups globally - 5:10 UK banks shortchanging savers with ‘measly’ rates, says Which? - 17:10 Klarna's losses halve as Swedish fintech predicts return to profit - 30:00 Plenty’s new wealth-building app targets couples blending finances - 39:45 Property fintech LendInvest sells £243m buy-to-let mortgage portfolio following financing deals - 49:50 HSBC opts for Innovation in rebranding of Silicon Valley Bank UK - 51:30 Amazon ditches Alexa’s celebrity voices and will issue refunds upon request - 53:30 This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly Mike Carter, Head of Platform Lending, Innovate Finance With soundclips from: Emily Luk, CEO, Plenty This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Emily Luk, Jason Mikula, and Mike Carter.Links: QED closes on $925M to back fintech startups globally UK banks shortchanging savers with ‘measly’ rates, says Which? Klarna's losses halve as Swedish fintech predicts return to profit Plenty’s new wealth-building app targets couples blending finances Property fintech LendInvest sells £243m buy-to-let mortgage portfolio following financing deals HSBC opts for Innovation in rebranding of Silicon Valley Bank UK Amazon ditches Alexa’s celebrity voices and will issue refunds upon request Learn more about your ad choices. Visit megaphone.fm/adchoices
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Jun 2, 2023 • 47min

744. Insights: How NOT to build a bank - Part II

Our expert host, Ross Gallagher, is joined by some great guests to discuss how not to launch a bank! This week's guests include: David M. Brear, Group CEO, 11:FS Ewan Silver, Group CTO, 11:FS Kate Moody, Customer Strategy Director, 11:FS Nas Ahmad, General Counsel, 11:FS At 11:FS, we’ve launched products in different markets, continents, and economic conditions across the globe. But, we often see many of the same challenges popping up again and again. So, we’re giving our experts the Tony Soprano treatment and inviting them to the podcasting therapy couch - to share the biggest hurdles to overcome when launching a product into the world. This is the second part of a two-episode discussion. Last time we focussed on spinning up a product - this time, we’re looking at that all-important launch! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ewan Silver and Nas Ahmad. Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 29, 2023 • 1h 4min

743. News: Revolut's banking licence in jeopardy and Anne Boden departs Starling Bank

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Bank of England plans to reject Revolut's bid for banking licence - 5:00 Brite Payments launches instant payments network - 17:20 Daylight, the LGBTQ+ neobank, calls it quits - 30:40 Fifth Third acquires Rize Money - 39:50 Jia, a blockchain-based lender of small businesses in emerging markets, raises $4.3 million seed - 50:30 Starling Bank chief Anne Boden to step down amid record profit - 53:40 Amazon's palm-scanning tech now lets you buy beer at a baseball game - 56:00 This week's guests include: Lena Hackelöer, CEO, Brite Payments Tom Bianco, Senior Vice President and General Manager of Embedded Payments, Fifth Third Bank With soundclips from: Anne Boden, CEO, Starling Bank Zach Marks, Co-Founder, Jia This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Anne Boden, Lena Hackelöer, Tom Bianco, and Zach Marks.Links: Bank of England plans to reject Revolut's bid for banking licence Brite Payments launches instant payments network Daylight, the LGBTQ+ neobank, calls it quits Fifth Third acquires Rize Money Jia, a blockchain-based lender of small businesses in emerging markets, raises $4.3 million seed Starling Bank chief Anne Boden to step down amid record profit Amazon's palm-scanning tech now lets you buy beer at a baseball game Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 26, 2023 • 49min

742. Insights: How NOT to build a bank - Part I

Our expert host, Ross, is joined by some great guests to discuss how not to build a bank! At 11:FS, we have experience building financial services products all over the world, with differing budgets, scales, target demographics, and functions. But, we often see many of the same challenges popping up again and again. Today we’re opening up the podcasting version of a rage room - to vent on the biggest hurdles to overcome when turning an idea from nothing into something. This is the first part of a two-episode discussion - with today’s show looking at that initial stage from idea to spinning up a minimal viable product for market. This week's guests include: David M. Brear, Group CEO, 11:FS Ewan Silver, Group CTO, 11:FS Kate Moody, Customer Strategy Director, 11:FS Nas Ahmad, General Counsel, 11:FS Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ewan Silver and Nas Ahmad. Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 24, 2023 • 34min

741. Focus: How UX is fundamental to seamless money movement - with Surendra Chaplot, Global Head of Product at Wise

In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus. In this episode, David Barton-Grimley sat down with Surendra Chaplot, Global Head of Product at Wise to continue exploring the question set out in our previous Focus episode: "Will great UX keep European fintechs ahead of their competitors?" Join us to hear Wise' approach to transparency in UX, the challenges in the space still to overcome, and what's next for Wise. All of this, and so much more! This episode is sponsored by Visa Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Emma Kerr and Surendra Chaplot. Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 22, 2023 • 60min

740. News: Smart raises $95 million while Robinhood sparks all-night trading fears

Our expert hosts, Benjamin Ensor and Kate Moody, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: London pension fintech Smart gears up for deals after $95m funding injection - 5:00 Robinhood launching 24-Hour weekday stock trading - 17:45 Tiger Global looks to cash in part of $40bn portfolio of private companies - 28:40 M-KOPA snaps up $250M+ debt, equity for its asset financing platform - 37:50 More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe - 46:55 ZestMoney founders resign in wake of failed sale - 48:55 George Osborne to chair Italian investment firm Lingotto - 51:00 This week's guests include: Dan Barker, Chief Marketing Officer, Smart Sophie Winwood, Investment Principal, Anthemis This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Dan Barker and Sophie Winwood.Links: London pension fintech Smart gears up for deals after $95m funding injection Robinhood Launching 24-Hour Weekday Stock Trading Tiger Global looks to cash in part of $40bn portfolio of private companies M-KOPA snaps up $250M+ debt, equity for its asset financing platform More red faces at Revolut after boss accidentally hits the wrong phone button, sparking a probe ZestMoney founders resign in wake of failed sale George Osborne to chair Italian investment firm Lingotto Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 19, 2023 • 41min

739. Insights: Could 'mortgages as a service' mark the future of homebuying?

Our expert hosts, Benjamin Ensor, is joined by some great guests to ask: "Could 'mortgages as a service' mark the future of homebuying?" This week's guests include: Andrew Lloyd, Chief Customer Officer, Pexa UK Ewan Silver, Group CTO, 11:FS Francesca Carlesi, Co-Founder & CEO, Molo Finance We see embedded finance and banking as a service (or BaaS) as one of the next big evolutions in financial services - whether that’s embedded lending, payments, or insurance. But buying a house remains the biggest and most significant purchase of most people’s lifetimes - and the mortgage process remains a complete headache in most countries. Could partnerships between fintechs, banks, and non-financial players – where mortgage services are embedded at the point of need - be the answer? Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Andrew Lloyd, Ewan Silver, and Francesca Carlesi. Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 15, 2023 • 1h 3min

738. News: Skipton's no-deposit mortgage raises eyebrows and Apple banks a billion!

Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. We cover the following stories from the fintech and financial services space: Skipton launches deposit-free mortgage aimed at renters - 6:10 Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch - 19:50 WhatsApp now allows Singapore-based users to pay businesses within the app - 32:10 French fintech Green-Got banks €5 million to grow its green banking platform in Europe - 42:05 SEC pays whistleblower $279mn in largest-ever award - 52:30 Music-related home insurance claims revealed as European nations gear up for Eurovision - 54:20 This week's guests include: Dawei Wang, Head of Partnerships, Thunes Urvashi Barooah, Principal, Redpoint Ventures This episode is sponsored by Thredd Global Processing Services (GPS), the payments platform trusted by the leading issuers to process billions of transactions a year, has changed their name to Thredd. Why Thredd? Thredd, because their tailored payment processing solutions are the thread that connects payments innovators of the future. Thredd, because they are true partners, becoming part of the fabric of your business as it grows. And Thredd because it just feels right. Find out more at Thredd.com. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Dawei Wang and Urvashi Barooah.Links: Skipton launches deposit-free mortgage aimed at renters Apple attracts nearly $1 billion in deposits within a week of high yield savings account launch WhatsApp now allows Singapore-based users to pay businesses within the app French fintech Green-Got banks €5 million to grow its green banking platform in Europe SEC pays whistleblower $279mn in largest-ever award Music-related home insurance claims revealed as European nations gear up for Eurovision Learn more about your ad choices. Visit megaphone.fm/adchoices
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May 12, 2023 • 46min

737. Insights: Is the future of KYC truly digital?

Our expert host, Benjamin Ensor, is joined by some great guests to discuss: "Will the future of KYC be truly digital?" This week's guests include: Emma Lindley, Managing Director International Expansion, CAF / Co-founder and Chair, Women in Identity Joe Robinson, Co-founder & CEO, Hummingbird Will Jones, Executive Creative Director, 11:FS As banking technology evolves, so too must the methods for verifying who customers are and keeping them safe. Financial services is embracing new technology, but some are still lagging behind and putting their institutions at risk. Know Your Customer (KYC) doesn’t have a single, one-size-fits-all definition. Different geographies have different anti-money laundering (AML) legislation, and even within the legislation there’s different ways to apply KYC processes within your products and services. In this episode, we look look at the trends, approaches, regulations, and other changes that will shape the future of banking and KYC globally. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Send us your questions for the Fintech Insider Mailbag here Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Emma Lindley, Joe Robinson, and Will Jones. Learn more about your ad choices. Visit megaphone.fm/adchoices

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