

Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books

Aug 16, 2023 • 38min
771. Focus: How lived experience led to founding a mobile money company – with WeCashUp's Cedric Atangana
In the latest strand of Fintech Insider, in association with Visa, we’re taking a burning question from financial services across the globe - and really putting it under the microscope with explainers, expert panels, and in-depth interviews all to bring the global community into focus.
In this episode, David Barton-Grimley sat down with Cedric Atangana, CEO & Co-Founder, WeCashUp to delve into his incredible motivation to start a mobile money operator, the value of mobile money to Africa's economy, and why investors should pay attention to Francophone Africa.
This episode is sponsored by Visa
Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Cedric Atangana and Miranda Perumal.
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Aug 15, 2023 • 2min
Trailer: Announcing 'After Dark: Underground' – live in London!
Our 23rd - yes, twenty third – After Dark is coming to you live from London this September.
Hosted by 11:FS Group CEO, David M. Brear, join fintech fans and experts for a live recording of our industry-leading podcast, Fintech Insider News, and become part of the best community in financial services. There’s really no live event quite like it, so go grab yourself a ticket!
Sign up now: 11fs.com/afterdark
📍 Village Underground, London, EC21 3PQ
📆 Wednesday 20th September
⏰ 6pm - 11pm (BST)
Got your ticket? Tag us on social and let us know! #AfterDarkUnderground
This edition of Fintech Insider presents After Dark is sponsored by Fireblocks
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 14, 2023 • 1h 1min
770. News: PayPal launches stablecoin and Apple $10 billion rocks the banking world
Our expert hosts, Kate Moody and Ross Gallagher, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
We cover the following stories from the fintech and financial services space:
PayPal launches stablecoin backed by the US dollar
Knot API raises $10M from Amex, Plaid amid deposit war
Finance industry needs to be 'more accessible' for those who didn’t go to university
Apple Card’s Savings account reaches over $10B in deposits
Pockit app raises $10m to bring financial stability to underserved communities
Drake's collab with Shopify is a messy virtual mansion stocked with exclusive merch curated and designed by the rap star
This week's guests include:
Adam Bialy, Founder & CEO, Fiat Republic
Rory O’Reilly, CEO and Co-Founder, Knot
With soundclips from:
Virraj Jatania, Co-Founder and CEO, Pockit
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Adam Bialy, Rory O’Reilly, and Virraj Jatania.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 11, 2023 • 56min
769. Insights: How to build a US mobile bank
Adrian Oropeza, Head of Products, and Bethany Wilson, Head of Marketing at Milli Bank, discuss the journey of building a US mobile bank. They cover topics such as understanding customer needs, the support of the leadership team, balancing scalability with customer satisfaction, and the process of building Milli from scratch.

Aug 7, 2023 • 1h 6min
768. News: Shopify and HSBC blur the lines between e-commerce and financial services
Our expert hosts, Ross Gallagher and David Barton-Grimley, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
This week's guests include:
Shehan Silva, Head of Digital Solutions, Global Trade and Receivables Finance, HSBC
Valentina Kristensen, Director of Growth & Communications, OakNorth Bank
With soundclips from:
Harris Irfan, CEO, Cordoba Capital Markets
Vikram Anreddy, Head of Product for Financial Services, Shopify
We cover the following stories from the fintech and financial services space:
Shopify expands into credit cards as it pushes further into the fintech space
HSBC launches embedded finance venture with fintech Tradeshift
Global fintech funding drops 17% to $52.4bn in first half of 2023
Snoop snapped up by Vanquis
Banks accused of closing accounts belonging to British Muslims
Job applicant lists ‘balloon animals’ on his resume. So boss brings balloons to the job interview
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Harris Irfan, Shehan Silva, Valentina Kristensen, and Vikram Anreddy.Links:
Shopify expands into credit cards as it pushes further into the fintech space
HSBC launches embedded finance venture with fintech Tradeshift
Global fintech funding drops 17% to $52.4bn in first half of 2023
Dame Jayne-Anne Gadhia’s money app Snoop snapped up by Vanquis
Banks accused of closing accounts belonging to British Muslims
Job applicant lists ‘balloon animals’ on his resume. So boss brings balloons to the job interview
Learn more about your ad choices. Visit megaphone.fm/adchoices

8 snips
Aug 4, 2023 • 43min
767. How do you innovate in a highly regulated industry?
Our expert host, David M.Brear is joined by a great guest to ask: "How you innovate in a highly regulated industry?"
This week's guests include:
Bill Winters, Group CEO, Standard Chartered
Bill and David discuss the rise of digital channels in banking, the challenges that come with it, and how to foster a culture of innovation in the heavily regulated banking space.
It's a fantastic insight into the inner workings of a bank striving to be both ‘global’ and ‘local’ and something we wanted to share with you!
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guest: Bill Winters.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 2, 2023 • 49min
766. Focus: What problem is mobile money solving in Sub-Saharan Africa?
Our expert hosts, David M. Brear, is joined by some great guests for this latest edition of Fintech insider Focus!
In this episode, we're looking at the boom of mobile money, its value to the region, and what it has changed for people in Sub-Saharan Africa.
This week's guests include:
Miranda Perumal, Head of Digital Partnerships, Fintech and Ventures - SSA, Visa
Ham Serunjogi, Co-Founder & CEO, Chipper Cash
Hassan Bourgi, Founder, DJAMO
In the latest strand of Fintech Insider, in association with Visa, we taking a burning question from financial services across the globe and put it under the microscope with explainers, expert panels, and in-depth interviews – all to bring the global community into focus.
This episode is sponsored by Visa
Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, partner.visa.com.
Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It’s hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Send us your questions for the Fintech Insider Mailbag here
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ham Serunjogi, Hassan Bourgi, and Miranda Perumal.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 31, 2023 • 1h 1min
765. News: FedNow powers up and Dame Alison Rose steps down
Our expert hosts, Kate Moody and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
We cover the following stories from the fintech and financial services space:
Fed launches long-awaited instant payments service, modernising system
NatWest boss Alison Rose resigns over Nigel Farage bank account leak
Italian banking giant Mediobanca backs London with £10.4m investment in startups
Worldcoin: Sam Altman launches eyeball scanning crypto coin
Twitter CEO teases banking and payment plans in memo about X rebrand
McDonald’s opens McNuggets Land in the metaverse, but McWhy?
This week's guests include:
Janay Eyo, Director of Financial Policy, Chamber of Progress
Olly Betts, Fintech Sector Director, Founders Factory
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Janay Eyo and Olly Betts.Links:
Fed launches long-awaited instant payments service, modernising system
NatWest boss Alison Rose resigns over Nigel Farage bank account leak
Italian banking giant Mediobanca backs London with £10.4m investment in startups
Worldcoin: Sam Altman launches eyeball scanning crypto coin
Twitter CEO teases banking and payment plans in memo about X rebrand
McDonald’s Opens McNuggets Land in the Metaverse, but McWhy?
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 28, 2023 • 47min
764. Insights: Can the UK avoid a mortgage market meltdown?
Our expert host, David M. Brear, is joined by some great guests to ask: "Can the UK avoid a mortgage market meltdown?"
This week's guests include:
Ben Thompson, Deputy CEO, Mortgage Advice Bureau
Jinesh Vohra, CEO, Sprive
Maria Harris, Director, Digital Cat Consultancy
The news from the UK mortgage market is currently more brutal than a Tarantino film!
July saw the two-year fixed mortgage hit its highest rates in 15 years and things are looking extremely difficult for many home-owners looking to renew their deals and facing extremely elevated lending costs.
So we've put together an expert panel to discuss: how we get to this point, what are the potential solutions, and how do the next six months look for nervous homeowners.
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ben Thompson, Jinesh Vohra, and Maria Harris.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Jul 24, 2023 • 1h 2min
763. News: Buy Now Pay Later regulation shelved while Coutts faces Farage account fallout
Our expert hosts, Ross Gallagher and Nas Ahmad, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
We cover the following stories from the fintech and financial services space:
Treasury poised to shelve crackdown on 'buy now pay later' sector
Thunes pockets $72M at a $900M+ valuation
Nigel Farage claims to have proof that bank closed his account over his ‘values’
Sylvera banks $57M to put carbon offsetting on a path to Net Zero
Rapper teaches you how to commit wire fraud on viral hit
This week's guests include:
Malini Kannan, COO, Thunes
Sophie Winwood, Principal, Anthemis
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Malini Kannan and Sophie Winwood.Links:
Treasury poised to shelve crackdown on 'buy now pay later' sector
Thunes pockets $72M at a $900M+ valuation
Nigel Farage claims to have proof that bank closed his account over his ‘values’
Sylvera banks $57M to put carbon offsetting on a path to Net Zero
Rapper teaches you how to commit wire fraud on viral hit
Learn more about your ad choices. Visit megaphone.fm/adchoices


