
Fintech Insider Podcast by 11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Latest episodes

Sep 18, 2023 • 1h 1min
783. News: Adyen’s new banking licence, Perfios’ raise, and the secret to fintech success
Our expert host Laura Watkins is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
This week's guests include:
Thom Ruiter, VP of Product at Adyen
Siamac Rezaiezadeh, VP Product Marketing and Insights at GoCardless
Tessa Bryant, Head of Brand and Communications at Lightyear
We cover the following stories from the fintech and financial services space:
Adyen secures a UK banking licence
Perfios raises $229m, eyeing Europe and US expansion
FemaleInvest partners with InvestEngine to tackle the gender investment gap
World Bank study reveals key factors enabling fintech growth
Lakestar leads $40 million investment in French fintech startup Swan
Natwest debuts payment links for open banking payments
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Siamac Rezeaizadeh, Tessa Bryant, and Thom Ruiter.
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Sep 15, 2023 • 47min
782. Insights: How should we measure success in fintech? (Rewind)
Guests from Allica Bank, Anthemis, and This Week in Fintech discuss how to measure success in fintech. They question the effectiveness of valuation and customer numbers, propose profitability and local problem-solving as metrics, and suggest exploring alternative success indicators. They emphasize the importance of sustainability, profitability, and diversity in the industry, and highlight the need for comprehensive metrics that measure both profit and purpose, while holding companies accountable.

Sep 13, 2023 • 42min
781. Focus: Creating end to end access to finance in APAC with Vrutika Mody, Head of GoPay Global Partnerships
In this episode, we're looking at the rise of embedded finance, and its specific use cases in the APAC market.
Visa is predicting the sector to be worth $242 billion US dollars in opportunities for financial providers by 2025 – it’s safe to say lots of people across Asia Pacific are exploring those possibilities.
One such company is GoJek and GoPay and host David Barton-Grimley sat down with** Vrutika Mody, Head of GoPay Global Partnerships** to delve into how GoPay is really opening up access to financial servcices in Indonesia in particular; how GoJek evolved from a ride hailing app to a financial super app changing lives in its home market and what the future might look like for access to finance in that space, including how the incumbents can up their game.
Visa’s Fintech Fast Track program is streamlining the onboarding process for fintechs – enabling them to gain access to Visa’s powerful capabilities and network. Visa and their enablement partners help fintechs launch and scale cards, virtual credentials, and disbursement programs. To learn more visit, [partner.visa.com](partner.visa.com).
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guest: Lauren Ware.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 11, 2023 • 60min
780. News: Klarna losses narrow fuelling IPO rumours, and Airwallex and Public join forces
Our expert host Kate Moody, Strategy Director at 11:FS, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week.
This week's guests include:
Alia Mahmud, Customer in Residence, Regulatory Affairs for ComplyAdvantage
Siddharth Venkataramakrishnan, Banking and Fintech Correspondent, The Financial Times
Dann Bibas, General Manager, International, Public.com
We cover the following stories from the fintech and financial services space:
Klarna silence their doubters as year to date losses improve 78% against last year
One in eight high street branches in the UK are expected to close in 2023
Airwallex and Public.com are partnering to launch a new investment platform
Switzerland could have the toughest ALM regulations in Europe.
Nigerian BaaS platform Anchor raises $2.6m
Santander launch a new campaign to raise awareness of romance scammers
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Alia Mahmud, Dann Bibas, and Siddharth Venkataramakrishnan.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Sep 8, 2023 • 56min
779. Insights: What AI can and can’t do in financial services
Nick Parfitt, Principal AML - SME, Feedzai, discusses AI in financial services. They explore its current impact, challenges, and potential. The guests highlight the cultural differences between fintech startups and incumbents. They emphasize the importance of human involvement in customer support and the evolving landscape of jobs in the industry.

Sep 4, 2023 • 1h 9min
778. News: JP Morgan invests in Brazil, African funding passes £2bn, and M-Pesa enter Ethiopia
Topics discussed in this podcast include JP Morgan's investment in Brazilian digital bank C6, Goldman Sachs' sale of its personal financial management unit, African startups raising $2.7bn in VC funding, Safaricom's mobile money rollout in Ethiopia, a new fintech accelerator called Archie launching in London, X gaining payment licenses in seven US states, open banking reaching 11 million+ payments, and Venmo allowing users to gift money using Hallmark greeting cards.

7 snips
Sep 1, 2023 • 43min
777. Insights: Will FedNow flop or not?
In this show Benjamin Ensor is asking: “Will FedNow flop or not?”
The US payments industry is currently abuzz following the launch of FedNow - the new instant-payment service backed by the Federal Reserve which launched on July 20th.
In historic terms, the launch is the first big upgrade of the US Central Bank’s system since the 1970s. We want to really lift the lid on the impact it could have on US payments, and where does this put the US against innovation in payments acorss the rest of the world?
This week's guests include:
Stephany Kirkpatrick, Founder & CEO, Orum
Sruti Jain, Senior Consultant - North America, Consult Hyperion
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
Come and see the show LIVE at our Fintech Insider: After Dark event on 20th September in London's Village Underground. Grab your tickets here.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Sruti Jain and Stephany Kirkpatrick.
Learn more about your ad choices. Visit megaphone.fm/adchoices

Aug 30, 2023 • 39min
776. Focus: How is embedded finance disrupting access to finance in APAC?
Lauren Ware, Senior Director for Digital and Fintech Partnerships at Visa Asia Pacific, discusses the rise of embedded finance in the APAC market. They explore the impact on access to finance, the role of collaboration, and the construction of the WISE platform. They also discuss the challenges and opportunities for FinTech players, and the importance of partnerships in improving customer experiences.

Aug 28, 2023 • 1h
775. News: Ramp raises $300m, Goldman returns to the rich and Monzo tops the charts
Kate Drew, Director of Research, CCG Catalyst, and Martin Sokk, CEO & Co-Founder, Lightyear, join the hosts to discuss Ramp's funding, Lightyear's B2B investment accounts, Goldman Sachs' shift to the ultra-wealthy, Monzo topping the charts, NALA's entry into Nigeria, Flutterwave's IPO plans, and funny banking jokes.

Aug 25, 2023 • 54min
774. Insights: How are financial services players using blockchain?
In this show, in association with Fireblocks, David Brear is finding out how “tradFi” is actually using blockchain and the real world use cases emerging in market.
We’ve put together a panel of amazing experts to discuss:
How do you decide what blockchain solution might work for you?
How do you go about building it?
What does success look like in this space?
This week's guests include:
Michael Shaulov, CEO, Fireblocks
Lisa Wade, CEO, DigitalX
Ala Presenti, Co-Founder and Head of Finance, Moniflo
**This episode is sponsored by Fireblocks.
Fireblocks is an enterprise-grade platform delivering a secure infrastructure for moving, storing, and issuing digital assets. Fireblocks enables exchanges, lending desks, custodians, banks, asset managers and fintechs to securely scale digital asset operations through the Fireblocks Network and MPC-based Wallet Infrastructure. Fireblocks serves over 1,800 financial institutions, has secured the transfer of over $4 trillion in digital assets and has a unique insurance policy that covers assets in storage & transit.
For more information, please visit www.fireblocks.com.
Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.
Our expert hosts, with real industry experience, are joined by the biggest leader, decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Techcrunch, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.
Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.
Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.
If you enjoyed this episode, don't forget to subscribe and please leave a review
Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com!Special Guests: Ala Presenti, Jeff Kelisky , Lisa Wade, and Michael Shaulov.
Learn more about your ad choices. Visit megaphone.fm/adchoices
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