Our expert host, 11:FS CEO David Brear, is joined by some great guests, live from J. P. Morgan Payments' e-commerce and fintech forum in London, to talk about digital identities, regulation and innovation.

The EU have announced plans to launch an e-Identity, which would make a digital wallet available to all citizens and businesses in the EU.

But how will this work?

How will PSD3 and other major regulations support or hinder the potential of digital IDs?

And what does this mean for the merchants, the shops and small businesses on the front lines, adapting to the evolving digital needs of their customers?

We get into all this and more in today's episode.

This week's guests include:

• Sara Castelhano, EMEA Payments & Commerce Solutions Product, JP Morgan
• John Miller, Chairman at Cali Group and CEO of PopID
• Aled Lloyd Owen, Global Policy Director at Onfido

Highlights from this episode:

• What's happening in payments? (04:30)
• What are the limitations of PSD2? (07:57)
• The value for merchants in the US (12:20)
• The use case for biometrics (14:45)
• Finding the balancing line (20:50)
• Taking a leadership position or waiting for Europe? (27:57)
• Audience Q&A (29:55)

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This episode is sponsored by J.P. Morgan Payments

J.P. Morgan believes payments are more than transactions. Behind every payment there’s a message that tells the world the direction your business is heading—and the impact it’s going to have when it gets there. J.P. Morgan invest billions into technology every year1, and process nearly $10T in global payments every day2. As a result, they understand and speak the language of payments better than anyone. Every payment speaks volumes. Let’s say more with your payments.

Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. 

Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.

Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.

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