Fintech Ki Baat

In this captivating episode of our podcast, we're honoured to feature Puneet Gupta, the visionary founder of Kaleidofin. Dive into the origin story of a name that's now synonymous with fintech innovation! 🔍 Puneet not only unravels the intriguing backstory of Kaleidofin's name but also delves into the core of what his startup is all about. Discover how Kaleidofin is revolutionizing the way people borrow money, with a keen focus on understanding the 'intent to pay' of its customers. 💡 Plus, get an exclusive peek into the technologies that excite Puneet and how they are shaping the future of fintech. 👉 Don't miss this blend of inspiration, innovation, and insight. Like, Share, and Subscribe for more stories behind the startups changing our world! TIME STAMPS: 00:00:00: Introduction and Insurance Insight 00:00:43: The Origin Story of Kaleidofin 00:01:34: The Concept of Kaleidofin & its Objectives 00:02:59: Understanding Kaleidofin's Services & Its Target Market 00:04:19: Who is the Primary Customer Base of Kaleidofin? 00:06:05: Insurance Penetration and its Impact 00:07:00: Understanding Loan Products for Unregular Cash Flows 00:09:00: The Persona Creation Methodology in Kaleidofin 00:11:18: Correlating Loan Paying Capacity and Income 00:12:00: Willingness to Pay and Credit scoring in Kaleidofin 00:14:00: The Challenge of Exclusion in Credit Scoring 00:19:06: Future Tech Experiments in Kaleidofin 00:20:04: The Excitement about API Banking and IoT Devices 00:21:22: Advice for Aspiring Entrepreneurs 00:22:46: Insights on entrepreneurship, finance, and personas 00:23:07: Closing remarks and thanks

in today's episode we have with us Mr. Puneet Gupta - Cofounder: Kaleidofin. In this segment, Puneet talks about his journey of building two successful businesses from scratch, Dvara and Kaleidofin. Puneet shares anecdotes of how he garnered fresh new insights on how inclusion works during his field visits in Bihar. He also shares what inspired him to start Kaleidofin and also shares a few do's and don'ts for budding entrepreneurs! Timestamps The Loneliness of Being a Co-Founder: 0:04-0:35 Introducing Punit Gupta, Founder and CEO of Kaleidofin: 0:28-1:00 Background of Punit Gupta and the Genesis of Kaleidofin: 1:00-4:54 The Role of Technology and Digital Initiatives in Financial Inclusion: 3:00-4:54 Stress Management and Entrepreneurial Challenges: 13:57-15:54 The Importance of Having a Co-Founder: 15:05-16:19 Top Don'ts for Budding Entrepreneurs: 16:23-18:27

In This Episode, Bhavik Vasa, Founder -of GetVantage a revenue-based financing platform, explains what different types of fundraising options an entrepreneur has and when each type makes sense.

In the latest episode of Fintech Ki Baat, our host Shreyas delves into the world of Peer-to-Peer lending with Mr. Mukesh Bubna Founder & CEO at Monexo. Revolutionizing the financial landscape, P2P lending cuts out the institutional middlemen, enabling a direct connection between lenders and borrowers. This democratic system has given a new lease of life to credit, offering exciting investment opportunities and fresh challenges. Delving deeper, Shreyas and Mukesh elucidate the dynamics of P2P lending, from the loan approval process to risk assessment, and from return management to diversification strategies. The episode emphasizes on the requirement of a prudent approach while embarking on the path of P2P lending, reminding listeners of the potential perils along with the lucrative opportunities. This deeply engaging episode is a must-listen for anyone who wants to navigate the treacherous yet rewarding path of P2P lending. .

We're thrilled to host Smita Ram and Rama Krishna, the visionaries behind RangDe. Dive into the story behind RangDe's name, learn about the transformative power of social investing, and discover how RangDe is changing lives. Plus, get exclusive insights and enjoy an exciting rapid-fire round with our guests. Don't miss out! 🌟 TIME STAMPS:- 0:55 - Origin of the name RangDe. 04:51 - What is Social Investing? 08:50 - How did Rangde impact the lives of Individuals 13:47 - How does one identify the intent to pay when the cost of borrowing is going up in the formal lending 17:55 - Issues with Repayment 20:39 - A specific set of Antidotes one needs to keep in mind 23:33 - Social Investing simplified as if one is explaining to a 5 y/o 26:07 - Vision of RangDe 27:40 - Rapid Fire Round

Welcome to our latest podcast episode where we delve into the fintech sphere with Smita Ram and Ramakrishna, the pioneering founders of  @RangDeIndia  India's premier social investing platform. Join us as we uncover the inspirational journey behind RangDe's inception and growth. Smita and Ramakrishna share the eureka moment that led to the birth of RangDe. They discuss the challenges they faced in the nascent stages and the vision that propelled them forward in the fintech landscape. They also revealed their approach to risk management, discussing the importance of having safety nets and backups when venturing into the startup world. Hear about the most humbling experiences they encountered while building RangDe, offering a rare glimpse into the emotional rollercoaster of entrepreneurship. They also shared their top three 'don'ts' for budding entrepreneurs, a must-listen for anyone looking to make their mark in the fintech industry. Conclusion: This episode is a treasure trove of insights for anyone interested in fintech, startups, or the power of social entrepreneurship. TIME STAMPS:-01:53 - Journey of Starting  @RangDeIndia  06:43 - How did you come across the problem statement that you wanted to solve for. 12:49 - What kind of planning did you have in your mind while starting & how much time you took to create an backup & plan about your safety nets? 19:25 - Most Humbling Moment 24:35 - How to find a right Co-Founder? 28:00 - Biggest Mistake you made in Rangde? 33:35 - Top 3 Don'ts for Budding entrepreneurs.

Join us as we sit down with Bhavik Vasa, the visionary Founder & CEO of GetVantage, a leading fintech startup revolutionizing access to equity-free working capital, business optimization tools, and a vibrant founders community. In this interview, Bhavik shares the fascinating origin story behind the name GetVantage. He even walks us through the customer journey once we onboard the platform. He also provides invaluable insights & antidotes for startup success, and we wrap up the conversation with a rapid-fire round of questions. ! TIME STAMPS:- 0:55 - Origin of name GetVantage 1:29 - What is GetVantage into? 07:42 - What is the customer journey once he onboards the GetVantage Platform? 11:38 - If you were to explain Fund Raising to a 5-year-old kid how would you define the term 24:55- How should one identify which type of funding to opt for? 29:19 - Unique antidots one should keep in mind 39:40 - How does Bhavik see this Industry now that it has access to sustainable non-diluted capital for the next 5 years. How do you foresee the ecosystem differently? 44:45 - Rapid Fire Round

Check out our exclusive Interview with Mr. Bhavik Vasa Founder & CEO of GetVantage the leading fintech startup revolutionizing access to equity-free working capital, business optimisation tools & a thriving founders community! In this captivating conversation, Bhavik takes us on a journey through his entrepreneurial path, sharing his earliest memory of starting up & the challenges he faced along the way. From humble beginnings to a game-changing platform, Bhavik's story is one of resilience & determination. Ever wondered how Bhavik manages to stay sane amidst a fast-paced & demanding business environment? TUNE IN AS HE UNVEILS HIS SECRETS TO MAINTAINING BALANCE, STAYING FOCUSED & THRIVING IN THE FACE OF ADVERSITY. DON'T MISS OUT ON LEARNING FROM THE BRIGHTEST MIND IN THE INDUSTRY! TIME STAMPS:- 01:24 - Who & How is Bhavik Vasa as a person? 02:24 - Earliest Memory of setting foot in the world of business 06:36 - What is that drives a specific community i.e. Gujrathi, Marwadi that drives entrepreneurial bug inside them? 11:00 - What did you start with & came to a point where in you decided to end up in a startup? 25:05 - Your most humbling moment 29:13 - Go to disconnecting technique to remain sane 33:02 - One Mistake you think you could have avoided or done differently

In this segment, Vishu shares valuable insights about the will-making process in India and why Aasaanwill should be your go-to platform for all your will-related needs. Tune in now to gain a deeper understanding and make informed decisions! Vishnu also sheds light on the intricacies of the will-making process in India, making it easier for our listeners to navigate this important aspect of estate planning. From its humble beginnings to becoming a trusted name in the Industry, Aasaanwill has revolutionised the way wills are created and managed. Vishnu's unwavering commitment to providing a simple, convenient and accessible solution has made Aasaanwill the go-to platform for countless individuals and families. Don't forget to subscribe to our podcast channel and take a step towards securing your legacy today! TIMESTAMPS:- 0:29 - What's with the name and the reason for naming it as Aasasnwill 03:06 - Why choose Aasaanwill for will-making? 12:56 - What is the current will-making process in India? 17:36 - What is one's end-to-end Journey with Aasaanwill? 27:36 - How do you see yourself and Aasaanwill evolving in the world of technology?

Join us as we deep dive into a Captivating conversation with Vishnu Chundi, the brilliant mind behind Aasaanwill. In this episode, Vishnu shares his inspiring journey as the founder of Aasaanwill and sheds light on the importance of wills in today's world. Vishnu reflects on the fascinating differences in the mindset of customers between London & India. He even talks about the spark that ignited Vishnu's Entrepreneurial Journey. Curious about what inspired vishnu to embark on this transformative journey?? Tune in now to gain a deeper understanding of the importance of wills, the differences in customer mindset and the valuable lessons learned during the startup journey. TIME STAMPS:- 02:55 - Let's know a bit more about the founder of Aasaanwill. 05:50 - What inspired Vishnu to take the Plunge? 09:26 - Journey of building Aasaanwill & difference in building an startup in London vs. In India. 15:23 - At what point while building Aasaanwill you were sure this is going to work out pretty well. 22:40 - How do you balance out the work stress? 28:11 - What is the biggest mistake you have made so far as a founder of Aasaanwill.