In this captivating episode of our podcast, we're honoured to feature Puneet Gupta, the visionary founder of Kaleidofin. Dive into the origin story of a name that's now synonymous with fintech innovation! 🔍 Puneet not only unravels the intriguing backstory of Kaleidofin's name but also delves into the core of what his startup is all about. Discover how Kaleidofin is revolutionizing the way people borrow money, with a keen focus on understanding the 'intent to pay' of its customers. 💡 Plus, get an exclusive peek into the technologies that excite Puneet and how they are shaping the future of fintech. 👉 Don't miss this blend of inspiration, innovation, and insight. Like, Share, and Subscribe for more stories behind the startups changing our world! TIME STAMPS: 00:00:00: Introduction and Insurance Insight 00:00:43: The Origin Story of Kaleidofin 00:01:34: The Concept of Kaleidofin & its Objectives 00:02:59: Understanding Kaleidofin's Services & Its Target Market 00:04:19: Who is the Primary Customer Base of Kaleidofin? 00:06:05: Insurance Penetration and its Impact 00:07:00: Understanding Loan Products for Unregular Cash Flows 00:09:00: The Persona Creation Methodology in Kaleidofin 00:11:18: Correlating Loan Paying Capacity and Income 00:12:00: Willingness to Pay and Credit scoring in Kaleidofin 00:14:00: The Challenge of Exclusion in Credit Scoring 00:19:06: Future Tech Experiments in Kaleidofin 00:20:04: The Excitement about API Banking and IoT Devices 00:21:22: Advice for Aspiring Entrepreneurs 00:22:46: Insights on entrepreneurship, finance, and personas 00:23:07: Closing remarks and thanks