🚀 Welcome to an inspiring episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Pari Raghavan, the visionary founder of Multipl.Dive into the concept of 'spendvesting'—an innovative approach that encourages investing with future spending in mind. This episode unpacks the unique aspects of Multipl, from its user-centric design to its groundbreaking investment strategies that seamlessly blend spending with investing.🔍 Episode Highlights:Origin and Vision: Discover the story behind Multiple’s name and its mission to multiply consumer wealth through smart financial habits.Spendvesting Explained: Learn how Multiple’s platform revolutionizes the way we think about investing by linking it directly to consumption.User Experience: Explore the seamless journey Multiple offers its users, from intuitive investment options to automated financial planning.Behavioral Finance Insights: Gain insights into how spendvesting influences consumer behavior, promoting savings and curbing impulsive purchases.Monetization and Ethics: Understand Multiple’s ethical monetization strategy that focuses on transparency and providing unbiased financial advice.🌐 This discussion is a must-watch for anyone interested in fintech innovations, behavioral finance, or simply looking to understand how modern technology can be harnessed to improve financial health. Join us as Pari Raghavan shares valuable insights on creating a platform that not only meets the investment needs of today’s consumers but also prepares them for future financial challenges.👉 Don’t forget to subscribe to Fintech Ki Baat for more discussions with leading minds in the world of financial technology. Discover trends, solutions, and inspiring stories that are shaping the future of finance.

Welcome to a transformative episode of Fintech Ki Baat Dil Se, where host Shreyas Jani delves into an insightful conversation with Sameer Singh Jaini, the visionary Founder and CEO of The Digital Fifth. Tune in as they discuss Sameer's pivotal shift from a traditional banking role to leading a pioneering consulting firm in the fintech sector. This episode explores the dynamic evolution of fintech, the challenges and opportunities within the lending landscape, especially in real estate, and the critical role of digital transformation in shaping the future of finance. 🔍 Episode Highlights: From Banking to Fintech Pioneer: Uncover Sameer's journey from corporate banking to establishing a leading consulting practice in the fintech domain. Digital Transformation in Lending: Explore how technological advancements, particularly AI, are revolutionizing the lending process, reducing times and enhancing security. Challenges for Small Entrepreneurs: Dive into the difficulties small business owners face in securing financing and how fintech innovations are bridging this gap. The Role of AI and Human Touch: Discuss the balance between leveraging AI for efficiency and maintaining the irreplaceable human element within customer interactions. Regulatory and Community Insights: Gain insights into the evolving regulatory framework and the importance of community building within fintech to drive growth and collaboration. 🌐 Whether you're an entrepreneur, investor, or fintech enthusiast, this episode is packed with valuable insights into the intersections of technology and finance. Learn from Sameer’s experiences and strategies for navigating the complex fintech ecosystem. 👉 Subscribe to Fintech Ki Baat to stay updated with the latest trends and deep dives into the finance technology world. Be part of the community shaping the future of fintech!

Join us on this episode of Fintech Ki Baat Dil Se, where host Shreyas Jani sits down with Paddy Raghavan, the innovative founder of Multiple, a groundbreaking investment platform. Tune in to hear about Paddy remarkable journey from a tech enthusiast to a fintech entrepreneur, overcoming the hurdles of transitioning from enterprise SaaS to a consumer-centric business model. This episode is packed with invaluable lessons on financial planning, the importance of perseverance, and strategic insights for budding entrepreneurs. 🔍 Episode Highlights: Entrepreneurial Insights: Paddy discusses his journey from fascination with cloud technology to creating his own startup. Building Consumer Fintech: Explore the unique challenges and strategies in shifting from a business-to-business to a consumer-focused model. Key to Success: Learn why confidence and a deep understanding of your market are essential for any startup founder. Financial Wisdom: Discover the critical role of financial planning and bootstrapping in the early stages of a startup. Value Creation: Paddy emphasizes the importance of creating real value for customers beyond mere financial gains. Chapters: 02:00 - Knowing Paddy Raghavan & how he started the Entrepreneurship Journey 06:19 - Taking the Leap into Entrepreneurship 13:43 - Reflecting on the Entrepreneurial Journey and the Transition to Fintech 🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or just curious about the fintech landscape, this discussion with Pari Raghavan offers a profound look into the dos and don'ts of starting and sustaining a successful business in the digital age. 👉 Hit subscribe on Fintech Ki Baat to catch all our episodes featuring leaders who are reshaping the financial world. Get inspired and learn directly from those at the forefront of innovation. #FintechKiBaat #PariRaghavan #StartupJourney #Entrepreneurship #FinancialPlanning #ConsumerFintech #Innovation #StartupChallenges #ValueCreation #FintechStartup

Welcome to a groundbreaking episode of Fintech Ki Baat, where host Shreyas Jani engages with Sandeep Mohindru, the visionary Promoter and Director of Mxchange. This in-depth discussion unveils how M1xchange is revolutionizing the invoice discounting sector in India, providing SMEs with innovative solutions to enhance their financial flexibility. Dive into the transformational journey from traditional processes to digital innovations that streamline and secure financing for small and medium enterprises. 🔍 Episode Highlights: Sundeep’s Transformation: From Chartered Accountant to a leader in fintech innovation, discover Sandeep’s unique journey into the world of technology and finance. The Treads Platform: Explore how this platform is changing the game for SME financing by enabling efficient invoice discounting through a digital ecosystem. Challenges and Solutions: Understand the significant challenges that traditional invoice discounting posed and how M1xchange addresses these with cutting-edge technology. Innovative Financing for SMEs: Learn about the strategic role of Bharat Connect and how banks compete to offer the best rates to SMEs, improving their access to necessary funds. Technological Impact: Delve into how machine learning and data analytics are being leveraged to optimize credit assessments and enhance the financing process. 🌐 Whether you’re a startup owner, a financial expert, or simply interested in the fintech landscape, this episode is packed with insightful discussions that highlight how technology can solve complex financial issues, especially for SMEs.

Welcome to an illuminating episode of Fintech Ki Baat, where host Shreyas Jani sits down with Pramod Kathuria, founder and CEO of Easi Loan, to delve into the transformative changes sweeping the home loan sector. Discover how EasyLoan is leading the charge in revolutionizing the mortgage process, integrating cutting-edge technologies like AI, blockchain, and digital initiatives to simplify and enhance customer experiences. 🔍 Episode Highlights: Innovating Home Loans: Learn how Easi Loan is addressing the inefficiencies of the traditional home loan process with its innovative front-end platform. Digital Transformation: Explore the crucial role of digital technologies in remodeling the customer journey in home loans. Technological Advancements: Gain insights into how AI, machine learning, and blockchain are being leveraged to streamline processes and ensure transaction transparency. Government Initiatives: Discuss the significance of government efforts in digitizing land records and how these contribute to the evolving landscape of home financing. Post-COVID Evolution: Understand the rapid changes in the home loan industry from pre-COVID times to the present, driven by an increasing consumer demand for digital solutions. 🌐 Whether you are a homebuyer, a fintech enthusiast, or an industry professional, this discussion provides a deep dive into the future of home loans and the technological innovations shaping this space. 👉 Subscribe to Fintech Ki Baat for more expert discussions that uncover the latest trends and solutions in financial technology. Don't miss out on insights that could redefine your understanding of what technology can do in the financial sector.

Welcome to another enlightening episode of Fintech Ki Baat, where host Shreyas Jani sits down with Pramod Kathuria, the innovative founder and CEO of Easiloan. This episode dives deep into Pramod's entrepreneurial journey, from the early Dotcom days through his impactful work in real estate and housing finance, leading to the inception of Easiloans amidst the challenges of the pandemic. Discover how Easylis redefining the lending landscape and what it takes to thrive in the competitive world of FinTech. 🔍 Episode Highlights: Pramod’s Path to Innovation: From his beginnings in the Dotcom boom to revolutionizing mortgage lending with Easiloans Pandemic as a Catalyst: How COVID-19 exposed critical gaps in traditional mortgage processes and sparked the creation of Easiloand Strategic Growth: Learn about Easiloan's key milestones, including partnerships with major banks and expansion into new markets. Financial Planning Wisdom: Pramod shares essential financial tips for founders navigating the early, turbulent waters of startup life. Balance in Innovation: Insights on how combining industry experience with adaptability and innovation is crucial in the fast-evolving FinTech sector. Founder’s Wellbeing: Effective strategies for managing stress and maintaining mental health while running a startup. Chapters: 00:00 02:10- Introduction to Pramod Kathuria and Easiloans 05:48 - Pramod's Journey: From Dotcom to Easiloans 08:00 - The Genesis of Easiloans and Key Moments in Easiloans Journey 12:040 - Financial Planning for Founders 17:00 - The Balance of Experience and Innovation in FinTech 21:45 - Managing Stress and Mental Health as a Founder 25:40 - Top Tips for Budding Entrepreneurs 🌐 Whether you're an aspiring entrepreneur, a seasoned investor, or simply fascinated by the transformation in financial services, Pramod's story offers valuable lessons on perseverance, innovation, and strategic thinking. 👉 Don’t forget to subscribe to Fintech Ki Baat for more compelling conversations with the changemakers of the fintech world. Learn, grow, and be inspired as we explore the future of finance together.

Join us on this exciting episode of Fintech Ki Baat Dil Se as host Shreyas Jani sits down with Adith Podhar, the visionary Founding partner at Gemba Capital. Dive deep into Adith’s unique journey from entrepreneurship to venture capital, and discover his strategic insights on the booming fintech sector in India. This episode unpacks the dynamic interplay between regulations, innovative lending practices, and the evolving expectations of consumers in the fintech space. 🔍 Episode Highlights: Adith's VC Journey: Explore Adit's transition from marketing VC funds to founding Gemba Capital, and how his entrepreneurial spirit influences his investment strategies. Fintech Innovation and Regulation: Learn about the critical role of regulation in fostering fintech innovation and why working alongside regulators is pivotal for the growth of financial services. B2B vs. B2C Models: Delve into the dichotomy between B2B and B2C fintech models, and why consumer-facing platforms may offer larger outcomes. Emerging Trends in Fintech: Adit shares his bullish outlook on sectors like insuretech, alternative investing, and particularly affordable housing finance and consumer lending. Growth Metrics and Founder Insights: Understand what growth metrics matter for fintech startups and the key insights that every early-stage founder needs to succeed. Chapters: 02:34 - Introduction & Adith's Adit's Transition from Entrepreneur to VC 06:05 - Inspiration behind The Gemba Capital 13:40 - Importance of Regulation in Fintech Innovation 24:00- Importance of Financial Inclusion 25:00- Hypo Scenario: If you had 2 Equal companies and a solid business model, would Adith Pick one with B2B OR B2C? 27:00- Recent Investment with World Money 34:40- Since Indian VC's have a lower risk Appetite (Assumption ) Indian Vc's approach Global Vc's is it wise ? 38:50 - Future Trends and Disruptions in Fintech 41:57- How do the regulator manipulate the Investment decisions in Specific Industries? 🌐 Whether you’re an investor, a fintech enthusiast, or an entrepreneur plotting your next move, this discussion with Adit Boutar offers valuable insights into navigating the complex landscape of fintech investment and innovation. 👉 Subscribe to Fintech Ki Baat to stay updated on the latest trends and deep dives into the finance technology world. Join our community and be part of the conversation that shapes the future of fintech.

Welcome to this pivotal episode of Fintech Ki Baat, where Shrey Jain, a visionary in healthcare finance, dives into how HealthCred is transforming the sector post-COVID. This discussion covers the evolution of healthcare financing in India. It highlights the innovative solutions implemented to overcome the financial challenges that hospitals and the medical supply chain face today. Tune in as we explore the significant impacts of the pandemic, the shift towards cashless insurance, and the crucial role of financial inclusivity in improving healthcare accessibility. 🔍 Chapters: 02:15 - Introduction to Healthcare Finance Evolution 09:00 - The Growing Demand for Working Capital in Healthcare 11:11 - Quantifying Capital Requirements in Healthcare 14:29 - The Cashless Health Insurance Model 18:54 - Financing Solutions for Healthcare Providers & Understanding the Business 23:21- How has HealthCare Industry changed post-Covid & sudden change in Government Mandate & technology Intervention 27:34- The role of NBFC's and Banks 33:00- Revolutionising Working Capital For Hospitals and how it will evolve over a decade 🌐 Shrey Jain's perspective on navigating through the complexities of post-COVID healthcare finance offers valuable lessons on resilience and innovation. Whether you’re involved in healthcare, finance, or simply interested in how these industries intersect and evolve, this episode provides a comprehensive overview of current trends and future directions. 👉 Don’t forget to subscribe to Fintech Ki Baat for more insightful discussions with industry leaders shaping the future of finance and technology. Stay ahead of the curve with us!

Join us on this enlightening episode of Fintech Ki Baat, where host Shreyas Jani delves into the evolving world of healthcare finance with expert Shrey Jain from HealthCred. Discover how the landscape of healthcare financing in India has transformed in the wake of COVID-19, driving a crucial shift towards more inclusive and innovative financial solutions. 🔍 Episode Highlights: Understanding Healthcare Finance Evolution: Gain insights into how the healthcare finance sector is adapting to new challenges and opportunities post-COVID. Impact of COVID-19: Discuss the significant changes in healthcare financing needs due to the pandemic, emphasizing the increased importance of insurance. The Four A's of Healthcare: Explore how availability, accessibility, affordability, and acceptability are crucial for inclusivity in healthcare. Working Capital Challenges: Learn about the cash flow issues facing hospitals and how HealthCred is providing vital working capital solutions to keep facilities operational. Innovative Financing Solutions: Shrey Jain talks about the need for creative financial models to ensure sustainability and growth in the healthcare sector. Shrey Jain provides a comprehensive overview of the shifts in healthcare financing, backed by his extensive experience and deep understanding of the market dynamics. Whether you're a healthcare professional, a financial expert, or simply interested in the future of healthcare finance, this episode offers valuable perspectives and predictions. 👉 Don’t forget to subscribe to Fintech Ki Baat for more discussions that bring you closer to the experts and leaders who are reshaping the landscape of finance and technology.

🌟 Dive into the world of smarter investing with Sagar Anantwar, Founder of SimpliFin, on this episode of Fintech Ki Baat! Join us as Sagar shares his innovative approach to financial education that aims to demystify complex financial concepts and make savvy investing accessible to everyone. From the importance of diversified portfolios to the cutting-edge use of AI in finance, get ready to transform your financial strategy and empower your investment decisions. 🔍 What You'll Discover in This Episode: SimpliFin's Vision: How Sagar's platform is revolutionizing personal finance management for the everyday investor. Mastering Diversification: Learn why spreading your investments across various asset classes isn't just smart; it's essential. Insider Investment Techniques: Sagar breaks down FD laddering and systematic withdrawal plans, giving you tools to maximize returns and minimize risks. The Power of Tech in Finance: Explore how AI and machine learning are not just buzzwords but real tools reshaping how we understand and engage with our finances. Economic Trends: How does your investment choice affect the broader economy? Find out how your personal finance decisions can have macroeconomic impacts. Detailed Chapter Guide: 01:31 - The Basics of Building a Winning Investment Strategy 03:50 - Deep Dive into SimpliFin’s Curated Asset Classes 11:29 - How to Define the Role of Each Asset in Your Portfolio 12:58 - FD Laddering Explained: Boost Your Investment Liquidity Smartly 15:37 - Mutual Funds Uncovered: Growing Your Wealth in Emerging Markets 21:00 - Systematic Withdrawal Plans: Ensuring a Steady Income Post-Retirement 23:00 - Analyzing the Impact of Your Investments on the Economy 28:21 - Next-Gen Investing: How AI is Changing the Game in Wealth Management 🌐 Sagar’s insights are a goldmine for anyone looking to enhance their financial literacy and take control of their financial future. Whether you're planning for retirement, saving for a big purchase, or just trying to understand the market better, this episode will equip you with the knowledge and tools you need to succeed. 👉 Hit subscribe on Fintech Ki Baat and never miss out on expert advice that could redefine your financial horizons. Join our community for more discussions that simplify and empower your financial journey.