
Fintech Ki Baat Lessons from a Serial Entrepreneur ft. Manish Shara | Building ZET, a Fintech for India
If you’re a budding founder, operator or VC, this episode is a masterclass in what it really takes to build a fintech startup in India.
Manish Shara, Founder & CEO of ZET, shares candid lessons from his serial entrepreneurship journey, why he chose to solve India’s credit and financial access problem, and how ZET is being built for the next wave of Indian consumers.
In this conversation, we talk about:
• Early founder mistakes, pivots and mindset shifts across ventures
• How ZET thinks about fintech distribution, trust and scale in India
• Balancing growth, risk and unit economics while building in credit-adjacent spaces
• Practical takeaways for budding entrepreneurs and VCs evaluating fintech better
- Transferring actionable insights from cross domain experience
If you enjoy entrepreneurship podcasts, founder stories and deep dives into Indian fintech, this episode deserves a spot in your playlist.
Timestamps:
00:42 – Introduction
02:30 – Manish’s journey: From Jaipur coder to serial entrepreneur
06:45 – The rise and fall of Offermundi & Simplify
10:45 – Dineout days and product learnings
13:05- Manage to stay sane & how Manish took the rightful risks
21:11 – How referral logic led to OneCode
27:12 – Transition to Fintech & Zet
30:40 – Solving affordable credit with credit scores
33:57 – Manish’s 3 “Don’ts” for founders
38:45 – Final thoughts and wrap-up👉 Don’t forget to like, share, and subscribe for more candid founder journeys and deep dives into India's fintech ecosystem.
