Healthcare, Payments, Insurance & Lending : India's Missing Middle in Healthcare

In this explosive panel from Fintech Ki Baat Our Host Shreyas Jani dives deep with four industry veterans—Chris George (Qube Health), Jose Peter (Founder & CEO-Arogya Finance), Apurva Sule (Pharma Expert), and Atul Deshpande (Insurance Expert)—to uncover why India spends ₹6 lakh crore out-of-pocket on healthcare annually.From insurance gaps to financing innovations, discover:Why Indians fall into poverty due to medical shocksHow startups are solving critical care affordabilityThe missing middle: India's uninsured problemThe rise of healthcare sachet products & OPD financingThe role of UPI-style rails for medical paymentsWhat the next 5 years look like for India’s healthcare infra💡 Whether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.TIMESTAMPS 02:33 – Evolution of Healthcare Finance in India05:44 – Jose’s experience in medical lending09:10 – Most common patient-side use cases10:36 – How countries tackle out-of-pocket expenses22:00 – Super Top-Up Insurance: Explained31:00 – Cost & complexity of oncology drugs45:00 – Changing financial behavior in healthcare56:27 – The next 5 years in healthcare & paymentsWhether you're a healthcare founder, insurer, policymaker or just an aware citizen—this is a must-watch.👉 Don’t forget to like, subscribe, and share with someone who needs to hear this.