Fintech Ki Baat

In this Captivating episode of our podcast, we had the privilege of hosting CEO & MD of Aegon Life as he shares his personal story, shedding light on the challenges he faced and the pivotal moments that shaped his career. From his early days in the Insurance Business to his rise as a leader, his experience inspires aspiring professionals. One of the key topics that Mr. Satishwar delves into is the impact of Digitalization on the Insurance Sector and how did he go about it. He provides valuable insights into how technological advancements have revolutionised the way insurance products are offered, purchased and serviced. With a keen eye for innovation, he discusses the major challenges faced during his transformative period and how Aegon Life adapted to stay ahead of the curve. TIMESTAMPS:- 01:12 - How did your journey of Aegon Life Begin? 13:12 - Be it ICICI, BOB or Aegon Life how was your Journey of Building Aegon Life from scratch to one? 16:44 - What does it take to build a Digital Insurance business from the grounds up? 21:33 - Digitalisation started after mid covid so what are the challenges that are causing a slight lag there? 30:22 - Major Challenges stopping in a lot of startups into the Insurance Space 41:33 - How does Digitalisation play a role in changing Modern India? 51:29 - Rural vs. Urban India 59:29 - Which emerging technology excites you the most

Join us as we dive into an inspiring conversation with Akshay Mehrotra as he shares his incredible journey of starting his startup and how he turned his vision into reality. Get ready to be inspired by his entrepreneurial spirit and learn valuable insights on building a successful business in digital lending. In this episode, Akshay, delves into the ever-evolving landscape of technology & its impact on the lending industry. He provides fascinating insights into the challenges faced in digital lending & how disruptive solutions like blockchain are shaping up the future. Don't miss out on this thought-provoking conversation with Akshay Mehrotra where he uncovers the future of digital lending. TIMESTAMPS:- 00:39 - How did the name Early Salary come across? 04:00 - What has the Digital Lending landscape been like back in 2013-14 to the current revolution? 06:44 - How have you seen technology evolving through the years? 11:13 - What is the new problem in the Digital Lending? 16:18 - What is your interpretation of the new current digital lending guideline related to FLDG? 18:36 - How would you explain FLDG who is unaware of the term 19:04 - Explain the difference between Co-Lending and FLDG 26:15 - How do you see blockchain technology in the next 5 years? 30:00 - Rapid Fire Round

In our latest podcast, we had the pleasure of hosting Mr. Akshay Mehrotra the Resilient Entrepreneur who turned his dreams into reality ! He shared his remarkable journey highlighting the challenges he faced, the mistakes he made and the invaluable lessons he learnt building Fibe. From Humble beginnings to a thriving startup. Akshay recounted how he navigated the entrepreneurial landscape, even in the face of adversity. He candidly shared his experience of encountering a staggering 129 rejections before finally achieving success. His unwavering determination & refusal to give up serve as an inspiration to all aspiring entrepreneurs out there! Don't miss out on this inspiring conversation with a true trailblazer! Timestamps:- 03:50 - What made you think let's do something of your own? 09:24 - After having so many rejections at 129th what magic happened and you raised 3 successful fundraising rounds? 11:15 - Your most humbling moment 15:27 - Advice for budding entrepreneurs to cope with stress 17:38 - Your Biggest Mistake 19:44 - 3 don'ts for budding Entrepreneurs.

Check out our Exclusive Podcast Interview with Rahul Handa, Executive Vice President- Strategic Initiatives at ONDC as he shares his insights on ONDC’s Definition, Market Place Impact and India Post - ONDC  In this episode, we had the privilege of sitting down with Rahul Handa VP at ONDC to better understand this groundbreaking Initiative. Rahul sheds light on the core essence of ONDC, and its potential impact on India and the marketplace. Time Stamps 04:27 - What is ONDC? 12:08 - What kind of Impact will ONDC have on the way e-commerce does business v/s Market Place Model? 25:52 - Explain how a credit given to a common man fits into the entire O & C Framework and how it works out. 33:29 - Have you come across something or ideated internally any use cases that you think are completely offbeat and interesting? 40:00 - If I am a common man how essentially one’s life will change after ONDC? 42:53 - How do you see India 2 years down the line after the Impact of ONDC has been completely absorbed? Don’t miss out on this insightful conversation with Rahul Handa as he shares his thoughts on ONDC. Tune in to our podcast now and be part of the Journey towards a digitally empowered India!

In this Segment, Mr. Vineet takes us on an Inspiring journey of how he built Jiraaf from scratch and the problem statement that fueled his entrepreneurial drive. Embark on a thrilling journey into the complex financial investments and assets world with Vineet as your guide. * Don't miss the thrilling rapid-fire round where Vineet shares Intriguing insights and personal anecdotes that will keep you on the edge of the seat! CHAPTERS:-01:14 - How did the extraordinary journey of Jiraaf started?04:22 - What is the problem statement Jiraaf is solving?08:22 - What are the asset categories available on Jiraaf?11:00 - Explain Investing as a concept to a 5-year-old kid, a 12th Grad Student and someone who is on the verge to start his professional career19:24 - What is Treasury Bill?23:57 - Investment Ecosystem In India?29:01 - Rapid Fire Round

We had the pleasure of featuring Mr. Vineet Agrawal the Visionary Co-Founder of Jiraaf. Vineet shared his inspirational Journey, shedding light on what inspired him to take the plunge into the world of Fintech. Vineet talks about his inspiring journey as an entrepreneur and his experiences of raising capital for his startup. He also imparts valuable dos and don'ts for budding entrepreneurs. Join us as we delve into Vineet's Journey and gain inspiration for our own venture! TIMESTAMPS:- 01:29 - Self Introduction and What is Jiraaf Into? 04:59 - What Jiraaf does? 08:11 - What inspired you to take the Plunge? 10:28 - Experience raising 1st Round of Funding 12:04 - One tip to founders looking to raise capital at the idea stage. 14:33 - Most Humbling moment that you faced & make you challenge everything you knew about Fintech 18:30 - How do you stay sane? 21:50 - Let's talk about Sop's 23:32 - One of the Biggest mistakes 26:29 - If you had 1 Billion $ on the day you started your business what, would you have done differently? 28:42 - Top 3 don'ts for budding Entrepreneurs. Watch out the full podcast episode now and get ready to be inspired! Stay tuned for future episodes till will leave you motivated and ready to conquer your own entrepreneurial dreams!

In this Interesting episode of Dhande Ki Baat with Mr Beka Dalakishvili the Visionary founder of Kernel Finance as he takes us on a captivating journey through his remarkable Entrepreneur journey. Beka also shares invaluable insights into the MSME industry in India and evolving economies across India and South East Asia. KEY TAKEAWAYS: - In this episode, you will gain a deeper understanding of the MSME Industry, the Importance of Financial Inclusion, and the Potential economic growth of South East Asia. Don't miss this incredible opportunity to hear out from an exceptional entrepreneur. Tune in now !! CHAPTERS : 00:41 - What is the origin story of the name Kernal Finance? 07:23 - Global landscape with respect to the startup ecosystem 12:14 - Insights on African Economy 14:40 - Explain Working Capital, to a 5-year-old kid, 12th Grad Student 25:03 - How is Emerging technology playing a role in Digitalization? 32:50 - How is MSME Industry evolving outside India? 35:34 - Rapid Fire Round

We had the privilege of hosting a remarkable entrepreneur Mr. Beka Dalakishvili the visionary founder of Kernal Finance. Beka shared his fascinating journey and what inspired him to take the plunge into the world of fintech. He affectionately refers to himself as "Finance Walla" Beka shared some invaluable tips for Budding Entrepreneurs, What made him enter into the Indian Msme Segment, and Some of his Learnings. To hear more about Beka Dalakishvili Journey and his Mission to simplify finance for business tune in to our latest podcast episode. CHAPTERS : 01:23 - What is Kernel Finance Into? 06:48 - What inspired you to take the plunge? 09:45 - What has been the most humbling moment that made you challenge everything you know? 11:40 - How did you identify it's time to shut down your previous startup? 14: 24 - How do you keep sane given a founder has to del with so much stress 17: 43 - One of your Biggest Mistake? 20:38 - If you had 1 Billion Dollar in your Account on the day 1 you started your business how would you have done things differently? 22:53 - Top 3 Don't for budding entrepreneurs?

Today, we have a special treat for all of you as we dive into the world of ONDC - a game-changing network protocol that is reshaping the e-commerce landscape in India. And guess what? We are incredibly fortunate to have three exceptional guests with us. In this Panel Discussion, we talk about ONDC's significance, its impact on customers at the retail level, and its transformative role in shaping Bharat - the very essence of India. With its accessible and seamless services, even in remote areas, ONDC is bridging the digital divide and creating new opportunities for entrepreneurs and local businesses. The result? A thriving Bharat that stands at the forefront of digital progress. Make sure to like, share, and subscribe to our channel for more captivating discussions on cutting-edge technologies and their impact on society. Stay curious, embrace innovation, and be a part of India's remarkable digital revolution! CHAPTERS:- 05:10 - What is ONDC? 08:24 - Impact of Interoperable Platforms / Networks on Economies like India 11:26 - How do you see Ondc's growth in a more globalized India? 14:13 - How do you look at ONDC from a transitional perspective? 19:40- How is ONDC affecting the Customers at the retail level? 25:17 - ONDC impact on end retail Consumers in Bharat. 29:19 - What are the new use cases being explored? 32:58 - What can act as a differentiator for startups who are onboarding sellers? 35:00 - What makes one believe that ONDC will be really successful given the fact there are so many e-commerce companies who have tried to work with the Bharat segment? 44:46 - How do you see the Financial Intersection of ONDC ? 51:46- Most exciting use case of ONDC.

In this Interesting episode of Dhande Ki Baat with Mr. Sathvik Vishwanath Co-Founder & Ceo of Unocoin. In this episode Sathvik takes us on a captivating Journey back to the origins of Decentralised Digital Currency. He brilliantly explains the concept at various level of complexities and talks about the economic impacts of existence of widely fungible Decentralised Digital currency If you are Intrigued by the world of Digital Currency this episode is a must listen! Make sure to hit on subscribe button to stay well-versed on what's happening in the world of Fintech and don't miss out on an incredible opportunity to learn from the Industry's Visionary Leaders! CHAPTERS:- 0:42 - What's the origin story of the name Unocoins? 03:38 - Explain Bitcoin to me like a 5-Year-old kid. 07:04 - Explain Bitcoin to a student who passed out of 12th Grade. 08:29 - Explain Bitcoin to someone who is about to make a Business decision to use distributed ledger technology in their business. 13:00 - The original story of Bitcoin & DLT behind it. 27:35 - How the Economy would be different if we had decentralised stable coin as main stay currency ?