

Fintech Ki Baat
by Shreyas Jani
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Episodes
Mentioned books

Jul 4, 2023 • 38min
From selling Domain names to building India's oldest & largest Crypto Platform !
Don't miss this inspiring Conversation with Mr. Sathvik Vishwanath Co-Founder & CEO of Unocoins, as he takes us through the highs and lows of his entrepreneurial Journey, Sharing his valuable insights & lessons learned along the way. From the early days of exploring potential cryptocurrencies to navigating regulatory challenges and overcoming numerous obstacles to create a platform that has revolutionized the crypto landscape in India.
Whether you are a crypto enthusiast or simply curious about the world of digital currencies, this interview is a must-watch !!
Stay tuned for PART 2, Where we deep dive into the vision behind Building Unocoins & how
Mr. Sathvik builds Unocoins from scratch.
DON'T FORGET TO HIT IN SUBSCRIBE BUTTON & TURN ON NOTIFICATIONS TO STAY UPDATED WITH OUR LATEST INTERVIEWS & INSIGHTS FROM INDUSTRY LEADERS.
CHAPTERS:-
02:10 - Background of Sathvik
08:17 - Start of Entrepreneurial Journey
16:18 - History of Digital Currency
18:35 - The most humbling moment
21:40 - Indian Mindset for Digital Currency
24:30 - Mental Health & well-being as a founder
31:18 - Biggest Mistakes & Learnings
34:18 - Takeaways for Budding Entrepreneurs

Jun 28, 2023 • 30min
What does it take to make a robust collection mechanism for Bharat!- With Anand Agarwal - Credgenics
In this episode, we have Anand Agrawal Co-Founder & CPTO of Credgenics with us.
Credgenics helps one to Simplify your loan resolution processes with an end-to-end platform that enables lenders to increase collections rate.
In this segment "Dhande Ki Baat "- A Business Deep Dive we talk about the evolving world of digital collection. The idea is to understand what goes behind the scenes of an efficient collection ecosystem and how can digital lending scale efficiently in newer frontiers.

Jun 16, 2023 • 34min
From 0-2M revenue in 6 months A Journey of building a platform that’s changing the Collections game.
In today’s episode we have Mr Anand Agrawal, Co-Founder and CPTO of Credgencis. A Startup that’s revolutionising Digital collections process with an end-to-end platform that enables lenders to increase collections rate by 20%.
In this segment, he talks about his 'entrepreneurial journey and learnings of building a startup.
To learn more about Credgencis, stay tuned for Part-2 named "Dhande Ki Baat" !!!

Jun 7, 2023 • 41min
FinTechs as Catalysts: Boosting the Climate-Tech Movement in India
In this latest podcast episode, we explore the game-changing role of FinTech startups in fostering climate-tech adoption in India. Listen as Aditya Damani, founder of the trailblazing digital lending startup Credit Fair, and Varun Goenka, mastermind behind Charge Up, share their insights. Delve into how cutting-edge FinTech is bridging gaps, increasing penetration to empower climate-friendly practices, and heralding India's sustainable future. Understand how the innovative digital strategies like AI-Based underwriting, real-time Digital onboarding etc are used to overcome financing and inclusion challenges to increase the reach of climate tech solutions across India and revolutionize the Indian market. Learn about the intersection of finance, technology, and environmental sustainability. Perfect for those interested in FinTech, Startups, Climate-Tech, or India's evolving Fintech ecosystem. Don't miss out on this interesting discussion!

May 25, 2023 • 27min
Unlocking the potential of debt for retail Investors Dhande Ki Baat with Ajinkya Kulkarni, Founder - Wint Wealth
Don't miss the interesting rapid fire round at 21:40 !
In this episode of Fintech Ki baat podcast we have Ajinkya Kulkarni, Founder of Wint Wealth with us.
Wint Wealth is a platform for retail Investors to invest in assets that give higher fixed deposit that are less risky than equities.
In this segment "Dhande Ki Baat "- A Business Deep Dive, we talk about the evolving Indian Debt Markets, how can retail investors leverage the power of debt to attain their goal of financial freedom and how fintech is changing the industry dynamics.

May 19, 2023 • 24min
How does this Indian Fintech Platform generates 9-11% fixed returns for Retail investors ? - Founder's Story with Ajinkya Kulkarni, Founder and CEO - Wint Wealth
Ajinkya Kulkarni, Founder of Wint Wealth, shares his entrepreneurial journey, mistakes, co-founder selection tips, organic growth strategies, and the importance of mental well-being. The podcast delves into reducing customer acquisition costs, navigating challenges, and inspiring budding entrepreneurs with key takeaways.

May 14, 2023 • 30min
Digital Asset Infrastructure and How will it change the way you borrow? Dhande Ki Baat A business Deep Dive!
In this episode, we have a special guest, Shreyans Nahar, who is building a unique Fintech startup called FinSire.
Don't miss the rapid fire in the end at 22:43 !
Finsire is a Digital Asset infrastructure company that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.
In this Segment "Dhande Ki Baat - Business Deep-Dive" we talk about Finsire and what it does stay tuned for the Part 2
of this episode!
About Finsire and Shreyans:
https://medium.com/@shrey_finsire/journey-of-a-lifetime-sweet-and-essential-as-salt-5967b11a41b6
Finsire Website: https://finsire.com/
Subscribe to Fintech Ki Baat Podcast: https://www.youtube.com/@fintechkibaatdilse9051?sub_confirmation=1
Timestamps:
00:19 Origin of the name
01:36 The Problem Statement?
04:25 Marwadi Families and Business
06:51 Impact on Retail consumers?
09:03 Democratising Leveraging!
09:15 Impact on Distribution of Financial Services?
13:25 Why should one Leverage?
17:21 Way Forward?
22:43 Rapid Fire!!!
Follow Us :
Spotify: https://open.spotify.com/show/3rZRqOGWDVVxBjAanlC440
Apple Podcast: https://podcasts.apple.com/in/podcast/fintech-ki-baat/id1561667914Fintech, Fintech Podcast, Fintech explained , Startups, Startup Ideas

May 11, 2023 • 30min
(Credit Card Against Assets?) Changing the way Bharat Borrows, with Shreyans Nahar Founder - Finsire, Part 1 Founder's Journey.
In this episode, we have with us Shreyans Nahar, who is building a unique Fintech startup called FinSire.
Finsire is a Digital Assets Infrastructure platform that allows one to pledge any of your asset such as (Mutual fund units, FD, Gold, Shares, and more) to get a loan or credit card.
In this Segment "The Founder's Story - An entrepreneurial journey" of first episode we talk more about Shreyans's entrepreneurial journey and learnings of building a fintech startup in India.
To learn More about Finsire and what it does stay tuned for the Part 2 of this episode "Dhande Ki Baat - Business Deep-Dive"
Shownotes
00:00 Intro
00:40 Founders Background
04:01 Marwadi Families and Business
06:37 Motivation to startup
13:49 What is finsire ?
14:30 Why did you build in India?
18:02 The Most Humbling moment?
21:37 How many times did you feel low?
24:26 A founder and his mental health

May 10, 2023 • 3min
Host's Note for Season 2
Shreyas Jani (00:02.498)
Hello and welcome to a brand new season two of the FinTech ki Baat Dil Se podcast.
Your one stop shop for everything FinTech.
From latest news to deep dive into business models, we've got it all.
So be sure to like, share and subscribe to stay updated.
Now here's what's new. We are introducing three new segments.
Which means that each conversation that we'll have with the founders will essentially be divided into three different segments and then will be recorded and released separately. Here are the three segments.
1) The first one is called the founder story and entrepreneurial journey.
This segment essentially covers a founder's journey of building their startup from scratch and talks a lot more about their ups and downs, their lows, their successes and what inspired them to start and what motivated them to persevere to build a successful business.
This segment is geared a lot more around entrepreneurship and is ideal for budding entrepreneurs or any founders who are stuck in effects and needs of motivation.
2) The second segment is called Dhande Ki Baat, the business deep dive. In this segment, we bisect and dissect complicated fintech business models and try to understand from the founders on how these models work. So we can bring to you the answer to the most commonly asked question, "Dhanda kaise hota hai?"
3) Third Segment is the Rapid Fire Round : 5 Questions, 10 Mins and a whole lotta fun.
Stay tuned for the first episode coming out soon!!
Cheers!

Mar 11, 2023 • 44min
From Food-preneur to Fintech tycoon. In conversation with Mr Vaibhav Joshi Founder & Ceo - Easy Pay
In conversation with Mr. Vaibhav Joshi Co-Founder and CEO of Easypay. Vaibhav talks about his roller-coaster journey of experimenting in various industries. He has been hands on entrepreneur right from starting his food tech startup to working in banking sector and now becoming a co-founder of a successful fintech startup. He shares the insights and learning’s that he has derived from his mistakes and successes from past experiences. He also shares his views on the evolution of Neo Banking and MSME lending and how he aims to revolutionise the same via Easypay.