Fintech Ki Baat

Join us as we delve into the fascinating world of peer-to-peer (P2P) lending with Mukesh Bubna, the visionary founder of Monexo, India's first P2P lending platform. In this exclusive podcast, Mukesh shares his journey, the inspiration behind Monexo, and how P2P lending is reshaping the financial landscape in India. Discover key insights on: 01:08 The story behind the name "Monexo." 03:25: How P2P lending differs from traditional lending methods. 07:08:Viewing P2P lending as a viable revenue avenue from a retail perspective. 12:10:The recourse for investors when the other party defaults in P2P lending. 23:00: The impact of P2P lending on the portfolios of retail investors over 5-6 years compared to non-investors. 30:00: The long-term macroeconomic effects of cultivating a credit-taking habit. Don't miss these insights from a pioneer in the P2P lending space. Whether you're an investor, a borrower, or just curious about the future of finance, this episode is packed with valuable information.

Join us as Mukesh Bubna, founder and CEO of Monexo, takes us through the riveting journey of building India's first P2P lending platform. From his transition across international markets to the foundational steps of starting up, Mukesh shares invaluable insights and personal anecdotes from his entrepreneurial journey. 01:35- Discover the backstory of Monexo and Mukesh's journey 21:50- Insights into startup accountability and the entrepreneurial mindset 32:54- Mukesh's transition from employee to founder (32:54) 38:00- Exploring the concept of a safety net for entrepreneurs (38:00) Dive into the lessons learned, the hurdles overcome, and the wisdom gained by a pioneer in the fintech space. Whether you're an aspiring entrepreneur or a seasoned business owner, there's something for everyone! 👉 Watch now and let us know your thoughts in the comments!

Join us in this episode where we chat with Rajat Deshpande, Founder of FinBox, and dive deep into the world of Embedded Finance. Discover how Finbox is revolutionizing India's financial landscape! 🚀 Finbox in a nutshell: Finbox is a game-changer in India, redefining finance with innovative solutions. TIME STAMPS- 01:00 - The intriguing story behind the name Finbox. 12:05 - Exploring what Finbox does and its impact. 17:45 - Discover the most unique use case built by Finbox. 19:24 - A fun and simple explanation of embedded finance, even for a 5-year-old! 20:52 - Dive into the backend of Finbox's financial side - how money moves and works. 30:00 - Let's debunk some myths about Finbox. Don't miss out on this enlightening conversation about FinBox and the future of finance in India! Subscribe to our podcast now!

Join us in an eye-opening conversation with Rajat, the innovative mind behind FinBox, as we delve into the riveting chronicles of his entrepreneurial journey. Discover the pivotal moments that inspired Rajat to take the leap into the world of startups. From his initial safety nets to the invaluable lessons learned from the pitfalls along the way, Rajat lays it all out in the open, offering a rare glimpse into the life of a founder. TIME STAMPS:- 01:15- What was the moment that convinced Rajat to leave his comfort zone and venture into the unknown? 06:00- How did Rajat's 'safety net' shape his approach to risk-taking in business?" 09:12- Most Frugal things done in the early days as Founder 16:38- When did you feel the venture is actually going to work? 20:24- How does Rajat stay sane where in the startup industry every day is like a rollercoaster ride? 22:25- Hard-earned lessons Rajat can share about the missteps that redefine a founder's path?

Dive into digital commerce with Rahul Handa, Executive Vice President of Strategic Initiatives at ONDC, who recently joined us on our podcast. Rahul sheds light on what ONDC is and how it's transforming the digital commerce landscape. 🔍 In this quick, 5-minute session, gain valuable insights directly from an industry expert. Discover the inner workings, potential impact, and prospects of ONDC, an initiative poised to revolutionise online commerce. #fintechkibaatpodcast #bestfintechpodcast #

This "VC Unfiltered" episode features Mayank Jain, a principal at Stellaris Venture Capital. Mayank shares his extensive experience in the venture capital industry, offering valuable insights for fintech startups and entrepreneurs. Episode Highlights :- 01:14 - Background of Mayank 15:25 - Stellaris VP an Overview? 18:27 - Fintech Models that excites you as a VC! 26:37 - Fintech Wishlist! Solutions you want to see being built? 28:50 - What can most founders do better while pitching ? 31:00 - What do VC's look for while evaluating a startup and how do you arrive at a valuation for early stage Startups? 33:43 - Founders or Founding team Vs. Thesis which would you give more weightage to ? 35:26 - Do Indian VC's fall for FOMO while investing in a startup? And How to create FOMO in Investors? 38:02 - What key metrics would you want to hear in Founder's pitch ? Mayank Jain's Background: Mayank discusses his journey from being an average student to attending IIT Delhi and IIM Ahmedabad, and his transition into the startup ecosystem. Experience in Startups and Fintech: Insights into his time at small startups, his own HR tech company, and roles in companies like Practo and Ola Financial Services. Stellaris Venture Partners: An overview of Stellaris Venture Partners, their investment thesis, and focus areas, especially in fintech. Investment Strategy: Mayank delves into what Stellaris looks for in startups, focusing on lending solutions, embedded lending, and fintech infrastructure. Future of Fintech: Discussion on the evolution of fintech, potential future trends, and areas of interest for upcoming investments. Advice for Founders: Mayank shares advice for early-stage founders on pitching, building a thesis, and focusing on customer segments, problems, solutions, economics, and market strategies. Q&A with Founders: Addressing questions from founders about venture capital, startup evaluation, and what VCs look for in early-stage startups. Notable Quotes: "India is a special country with its own nuances, and you have to factor that in." "The biggest opportunity lies in credit, as both consumers and SMEs are extremely credit starved." Recommended for: Entrepreneurs, startup founders, fintech enthusiasts, and anyone interested in venture capital and the evolving landscape of fintech in India.

In this captivating episode of our podcast, we're honoured to feature Puneet Gupta, the visionary founder of Kaleidofin. Dive into the origin story of a name that's now synonymous with fintech innovation! 🔍 Puneet not only unravels the intriguing backstory of Kaleidofin's name but also delves into the core of what his startup is all about. Discover how Kaleidofin is revolutionizing the way people borrow money, with a keen focus on understanding the 'intent to pay' of its customers. 💡 Plus, get an exclusive peek into the technologies that excite Puneet and how they are shaping the future of fintech. 👉 Don't miss this blend of inspiration, innovation, and insight. Like, Share, and Subscribe for more stories behind the startups changing our world! TIME STAMPS: 00:00:00: Introduction and Insurance Insight 00:00:43: The Origin Story of Kaleidofin 00:01:34: The Concept of Kaleidofin & its Objectives 00:02:59: Understanding Kaleidofin's Services & Its Target Market 00:04:19: Who is the Primary Customer Base of Kaleidofin? 00:06:05: Insurance Penetration and its Impact 00:07:00: Understanding Loan Products for Unregular Cash Flows 00:09:00: The Persona Creation Methodology in Kaleidofin 00:11:18: Correlating Loan Paying Capacity and Income 00:12:00: Willingness to Pay and Credit scoring in Kaleidofin 00:14:00: The Challenge of Exclusion in Credit Scoring 00:19:06: Future Tech Experiments in Kaleidofin 00:20:04: The Excitement about API Banking and IoT Devices 00:21:22: Advice for Aspiring Entrepreneurs 00:22:46: Insights on entrepreneurship, finance, and personas 00:23:07: Closing remarks and thanks

in today's episode we have with us Mr. Puneet Gupta - Cofounder: Kaleidofin. In this segment, Puneet talks about his journey of building two successful businesses from scratch, Dvara and Kaleidofin. Puneet shares anecdotes of how he garnered fresh new insights on how inclusion works during his field visits in Bihar. He also shares what inspired him to start Kaleidofin and also shares a few do's and don'ts for budding entrepreneurs! Timestamps The Loneliness of Being a Co-Founder: 0:04-0:35 Introducing Punit Gupta, Founder and CEO of Kaleidofin: 0:28-1:00 Background of Punit Gupta and the Genesis of Kaleidofin: 1:00-4:54 The Role of Technology and Digital Initiatives in Financial Inclusion: 3:00-4:54 Stress Management and Entrepreneurial Challenges: 13:57-15:54 The Importance of Having a Co-Founder: 15:05-16:19 Top Don'ts for Budding Entrepreneurs: 16:23-18:27

In This Episode, Bhavik Vasa, Founder -of GetVantage a revenue-based financing platform, explains what different types of fundraising options an entrepreneur has and when each type makes sense.

In the latest episode of Fintech Ki Baat, our host Shreyas delves into the world of Peer-to-Peer lending with Mr. Mukesh Bubna Founder & CEO at Monexo. Revolutionizing the financial landscape, P2P lending cuts out the institutional middlemen, enabling a direct connection between lenders and borrowers. This democratic system has given a new lease of life to credit, offering exciting investment opportunities and fresh challenges. Delving deeper, Shreyas and Mukesh elucidate the dynamics of P2P lending, from the loan approval process to risk assessment, and from return management to diversification strategies. The episode emphasizes on the requirement of a prudent approach while embarking on the path of P2P lending, reminding listeners of the potential perils along with the lucrative opportunities. This deeply engaging episode is a must-listen for anyone who wants to navigate the treacherous yet rewarding path of P2P lending. .