Fintech Ki Baat

Dive into the heart of fintech investment with “Fintech Ki Baat,” where this episode, hosted by Shreyas Jani, features a riveting discussion with Osborne Saldanha, Principal at EMVC. Discover EMVC’s unique investment philosophy, the journey to becoming a VC, and Osborne’s invaluable advice for fintech startups gearing up for early-stage funding. 🔍 What You’ll Learn: • EMVC’s approach to global fintech investments, with a spotlight on financial services in India. • The essential qualities for aspiring VCs: curiosity and humility. • The impact of FOMO on VC decisions and how to navigate it. • Strategic factors influencing fintech investments in 2023. • Insights into evaluating startups without an MVP and the key metrics that matter in a pitch. • Future fintech trends: Where to place your bets in wealth product manufacturing and small business credit. Whether you’re a fintech enthusiast, an investor, or an entrepreneur, this episode is packed with foresight, strategy, and stories that enlighten and inspire. Chapters [00:00] - Introduction to funding eligibility for startups. [01:02] - Insights into regulatory risks in financial services. [01:55] - Introduction to VC Unfiltered series. [02:48] - Welcome and introduction of Mr. Osan Salana, principal at EMVC. [03:25] - EMVC's investment philosophy and focus. [05:07] - Detailed strategy on fintech and financial infrastructure investments. [07:50] - Osborn's journey to becoming a VC and advice for aspiring VCs. [09:33] - Importance of unique insights for fintech startups. [11:15] - Evaluating startups without an MVP. [12:28] - Importance of considering risk factors in business scaling. [13:40] - Predictions for key fintech investment areas over the next 5 years. [15:50] - What investors look for in founders' pitches. [17:33] - Discussion on metrics and pitfalls in startup presentations. [18:25] - Elaboration on regulatory risks and compliance. [19:10] - Navigating the regulatory landscape in fintech. [20:05] - Strategies for creating FOMO among investors. [21:22] - Influence of FOMO on investment decisions. [22:40] - Reflections on changes in the investment climate. [24:15] - Future investment landscape predictions. [25:30] - Investing in non-MVP startups and market understanding. [26:50] - Examples of successful pivots based on feedback. [28:05] - Fintech sectors poised for growth. [29:40] - Innovation in customer experience and financial inclusion. [31:20] - Final advice for fintech startups on resilience and adaptability. [32:45] - Closing advice for seeking investment and scaling. [34:10] - Summary and closing remarks from the hosts and guest. 🚀 Key Takeaways: • Unique insights and product-market fit are paramount for early-stage fintech startups. • The complex dance of investment decisions amidst market uncertainties and political landscapes. • The evolving focus areas in fintech that are promising lucrative returns in the coming years. 💡 Stay ahead of the fintech curve by subscribing to our channel and never miss an episode of “Fintech Ki Baat.” Share your thoughts, questions, or feedback in the comments below! #FintechInvestment #StartupAdvice #VCInsights #EMVC #FintechTrends #Entrepreneurship #FintechKiBaat #VentureCapital #StartupFunding #FinancialServices #Innovation

Join the podcast with Ram Iyer, Founder & CEO of Vayana Network, as he discusses the origin of 'Vayana', the complexities of supply chain processes, authentication of invoices, blockchain's impact, and the use of AI in underwriting. Explore the future of finance in supply chain management.

Today, we're diving into the world of investing with Vasanth Kamath, the visionary founder of smallcase. He's here to break down the complex concept of asset allocation into bite-sized pieces, so even a 5-year-old can understand. Stay tuned to master the art of smart investing! Vasanth engages the audience with a simple, interactive example to help viewers visualize how asset allocation works in real life, encouraging them to think about how they would divide their own "investment cake."

In an enlightening episode of our podcast, we had the pleasure of hosting Ram Iyer, the visionary founder of Vayana, India's leading supply chain finance company. Despite steering a robust team of 450, Ram intriguingly revealed Vayana operates without a traditional HR department. Here are the key highlights from the interview: 01:20- Ram delves into his rich background, the inception of Vayana, and the profound meaning behind the name 'Vayana', offering a glimpse into the company's ethos. 14:30- He shares insightful perspectives on identifying the perfect moment to embark on an entrepreneurial journey, providing valuable guidance for aspiring founders. 24:20- Addressing the challenge of maintaining work-life balance, Ram discusses his strategies for juggling professional demands with personal life, an essential lesson for entrepreneurs navigating the demanding path of business ownership. 30:16- Offering sage advice to budding entrepreneurs, Ram outlines three critical 'don'ts' to avoid, laying down a roadmap for navigating the pitfalls of entrepreneurship. This episode offers a rare peek into the mind of a successful entrepreneur who has mastered the art of leading a major company while upholding a balanced personal life, all without the conventional structures of HR. Don't miss these invaluable insights for aspiring and established entrepreneurs alike.

Join us as we delve into the fascinating world of peer-to-peer (P2P) lending with Mukesh Bubna, the visionary founder of Monexo, India's first P2P lending platform. In this exclusive podcast, Mukesh shares his journey, the inspiration behind Monexo, and how P2P lending is reshaping the financial landscape in India. Discover key insights on: 01:08 The story behind the name "Monexo." 03:25: How P2P lending differs from traditional lending methods. 07:08:Viewing P2P lending as a viable revenue avenue from a retail perspective. 12:10:The recourse for investors when the other party defaults in P2P lending. 23:00: The impact of P2P lending on the portfolios of retail investors over 5-6 years compared to non-investors. 30:00: The long-term macroeconomic effects of cultivating a credit-taking habit. Don't miss these insights from a pioneer in the P2P lending space. Whether you're an investor, a borrower, or just curious about the future of finance, this episode is packed with valuable information.

Join us as Mukesh Bubna, founder and CEO of Monexo, takes us through the riveting journey of building India's first P2P lending platform. From his transition across international markets to the foundational steps of starting up, Mukesh shares invaluable insights and personal anecdotes from his entrepreneurial journey. 01:35- Discover the backstory of Monexo and Mukesh's journey 21:50- Insights into startup accountability and the entrepreneurial mindset 32:54- Mukesh's transition from employee to founder (32:54) 38:00- Exploring the concept of a safety net for entrepreneurs (38:00) Dive into the lessons learned, the hurdles overcome, and the wisdom gained by a pioneer in the fintech space. Whether you're an aspiring entrepreneur or a seasoned business owner, there's something for everyone! 👉 Watch now and let us know your thoughts in the comments!

Join us in this episode where we chat with Rajat Deshpande, Founder of FinBox, and dive deep into the world of Embedded Finance. Discover how Finbox is revolutionizing India's financial landscape! 🚀 Finbox in a nutshell: Finbox is a game-changer in India, redefining finance with innovative solutions. TIME STAMPS- 01:00 - The intriguing story behind the name Finbox. 12:05 - Exploring what Finbox does and its impact. 17:45 - Discover the most unique use case built by Finbox. 19:24 - A fun and simple explanation of embedded finance, even for a 5-year-old! 20:52 - Dive into the backend of Finbox's financial side - how money moves and works. 30:00 - Let's debunk some myths about Finbox. Don't miss out on this enlightening conversation about FinBox and the future of finance in India! Subscribe to our podcast now!

Join us in an eye-opening conversation with Rajat, the innovative mind behind FinBox, as we delve into the riveting chronicles of his entrepreneurial journey. Discover the pivotal moments that inspired Rajat to take the leap into the world of startups. From his initial safety nets to the invaluable lessons learned from the pitfalls along the way, Rajat lays it all out in the open, offering a rare glimpse into the life of a founder. TIME STAMPS:- 01:15- What was the moment that convinced Rajat to leave his comfort zone and venture into the unknown? 06:00- How did Rajat's 'safety net' shape his approach to risk-taking in business?" 09:12- Most Frugal things done in the early days as Founder 16:38- When did you feel the venture is actually going to work? 20:24- How does Rajat stay sane where in the startup industry every day is like a rollercoaster ride? 22:25- Hard-earned lessons Rajat can share about the missteps that redefine a founder's path?

Dive into digital commerce with Rahul Handa, Executive Vice President of Strategic Initiatives at ONDC, who recently joined us on our podcast. Rahul sheds light on what ONDC is and how it's transforming the digital commerce landscape. 🔍 In this quick, 5-minute session, gain valuable insights directly from an industry expert. Discover the inner workings, potential impact, and prospects of ONDC, an initiative poised to revolutionise online commerce. #fintechkibaatpodcast #bestfintechpodcast #

This "VC Unfiltered" episode features Mayank Jain, a principal at Stellaris Venture Capital. Mayank shares his extensive experience in the venture capital industry, offering valuable insights for fintech startups and entrepreneurs. Episode Highlights :- 01:14 - Background of Mayank 15:25 - Stellaris VP an Overview? 18:27 - Fintech Models that excites you as a VC! 26:37 - Fintech Wishlist! Solutions you want to see being built? 28:50 - What can most founders do better while pitching ? 31:00 - What do VC's look for while evaluating a startup and how do you arrive at a valuation for early stage Startups? 33:43 - Founders or Founding team Vs. Thesis which would you give more weightage to ? 35:26 - Do Indian VC's fall for FOMO while investing in a startup? And How to create FOMO in Investors? 38:02 - What key metrics would you want to hear in Founder's pitch ? Mayank Jain's Background: Mayank discusses his journey from being an average student to attending IIT Delhi and IIM Ahmedabad, and his transition into the startup ecosystem. Experience in Startups and Fintech: Insights into his time at small startups, his own HR tech company, and roles in companies like Practo and Ola Financial Services. Stellaris Venture Partners: An overview of Stellaris Venture Partners, their investment thesis, and focus areas, especially in fintech. Investment Strategy: Mayank delves into what Stellaris looks for in startups, focusing on lending solutions, embedded lending, and fintech infrastructure. Future of Fintech: Discussion on the evolution of fintech, potential future trends, and areas of interest for upcoming investments. Advice for Founders: Mayank shares advice for early-stage founders on pitching, building a thesis, and focusing on customer segments, problems, solutions, economics, and market strategies. Q&A with Founders: Addressing questions from founders about venture capital, startup evaluation, and what VCs look for in early-stage startups. Notable Quotes: "India is a special country with its own nuances, and you have to factor that in." "The biggest opportunity lies in credit, as both consumers and SMEs are extremely credit starved." Recommended for: Entrepreneurs, startup founders, fintech enthusiasts, and anyone interested in venture capital and the evolving landscape of fintech in India.