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Fintech Ki Baat

Latest episodes

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Apr 15, 2024 • 35min

Investment ReImagined : Nikhil Aggarwal Explores Alternative to Traditional Assets

Tune into "Fintech Ki Baat" for an exclusive deep dive with Nikhil Aggarwal, founder of  @GripInvest  as he explores the transformative world of alternative investments. In this episode, Nikhil unravels the innovative financial products reshaping investor portfolios, from the foundational ideas behind Grip Invest's unique offerings like LoanX and Leasex, to the broader impact of new age asset classes on wealth creation and the economy. 🔍 Key Highlights: Grip on Control: The origin story behind the name Grip Invest and its philosophy of empowering investors. Alternative Investments Demystified: Understanding the risk-reward dynamics and the value proposition compared to traditional investments. Innovative Products Spotlight: Deep dive into Grip's unique products, LoanX and Leasex, and how they offer diversified, attractive returns. Ensuring Safety: The role of credit rating agencies in securing democratized asset classes. Overcoming Barriers: Strategies for increasing adoption of new investment products through transparency and education. Technological Impact: How platforms like ONDC and account aggregators are set to revolutionize the financial services industry. Chapters: 00:01 - Introduction to Grip Invest 03:11 - Understanding Alternate Investment Classes 07:00- Highlighting Favorite New Age Investment Asset Classes 11:06 - Ensuring Safety in Democratized Asset Classes 13:12- Overcoming Adoption Challenges 15:00 - Demystifying the Lonex Product 16:29 - Introducing LoanX and Leasex 19:00 - Exploring the Leasex Product 22:26 - Impact of New Age Asset Classes on the Economy 26:27 - Effects on Individual Investor Strategies 30:07 - The Role of Emerging Technologies in Finance 33:57 - Predicting the Future of Financial Services Whether you're a seasoned investor looking for the next big thing or a newcomer curious about alternative investments, this episode provides a wealth of knowledge and practical insights. Subscribe to "Fintech Ki Baat" for more engaging conversations that help you stay ahead in the fast-evolving world of fintech.
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Apr 14, 2024 • 36min

Nikhil Aggarwal on Building Grip Invest: Lessons in Entrepreneurship and Resilience |

Join us on this inspiring episode of "Fintech Ki Baat," where Shreyas Jani sits down with Nikhil Aggarwal, the visionary founder and CEO of Grip Invest. Nikhil shares his unique journey from navigating multiple school changes to breaking ground in finance and investment banking, leading up to his entrepreneurial venture with Grip Invest. This episode delves into the significance of diverse experiences, the relentless pursuit of building a lasting legacy, and the intricacies of customer acquisition in a B2C model. Discover Nikhil's insights on prioritizing product excellence, the art of customer effort for organic growth, selecting aligned investors, and the critical importance of mental health for founders. 🔍 Key Highlights: Varied Experiences: How diverse career paths can be a foundation for entrepreneurship. Legacy Building: The motivation to create something enduring. Product Excellence: Prioritizing great products over rapid scaling. Customer Acquisition: Strategies for the B2C model and the role of organic growth. Investor Alignment: Finding investors that share your vision and expectations. Simplification for Success: Making complex financial products understandable. Founder Well-being: The importance of managing stress and focusing on mental health. Chapters: 00:0 - Introduction and Background 06:23 - Journey From Varied Experiences to Entrepreneurship 12:21 - The Drive to Build Something That Lasts 14:51 - The Crucial Role of a Great Product 18:19 - Celebrating Key Milestones and Validation 18:26 - Emphasizing Customer Effort and Organic Growth 21:21 - The Quest for the Right Investors 23:11 - Simplifying Complex Financial Products 28:05 - The Founder's Mental Health Journey Whether you're an aspiring entrepreneur, a seasoned business owner, or simply interested in the fintech space, Nikhil's story offers valuable lessons on resilience, strategic thinking, and the essence of innovation. Subscribe to "Fintech Ki Baat" for more enlightening conversations that empower and educate the fintech community.
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Apr 5, 2024 • 46min

Exploring the VC Universe with Shashank Randev Founder of 100XVC

Join us for a captivating episode of Fintech Ki Baat featuring Shashank Randev, a distinguished VC and founder of 100xVC. From engineering to leading one of the most dynamic VC firms, Shashank shares his journey and deep insights into the venture capital industry. Don't miss these highlights: 01:25 - Discover who Shashank is and what ignited his passion for venture capital. 05:15 - The founding story of 100x VC and its mission. 09:25 - Shashank's perspective on the US economy vs. the Indian ecosystem and their similarities. 12:11 - Evaluating early-stage startups: Shashank's approach. 16:21 - Top 3 tips for early-stage founders pitching to a VC. 21:35 - The standout quality Shashank looks for in founders. 27:03 - Navigating the Indian VC landscape: Local vs. global VC approach. 32:38 - The impact of FOMO on VCs and how it influences decisions. 37:50 - Shashank's fintech focus areas for investment. 40:20 - B2B vs. B2C: Shashank's stance and strategic advice. Whether you're an aspiring entrepreneur, a startup enthusiast, or simply curious about the venture capital world, this episode offers invaluable insights directly from one of the industry's best. Dive into the discussion and unlock the secrets of successful VC engagement with Shashank Randev.
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Mar 27, 2024 • 37min

The Ultimate Guide to Fundraising an Insider's Perspective by Osborne Saldanha Principal at EMVC

Dive into the heart of fintech investment with “Fintech Ki Baat,” where this episode, hosted by Shreyas Jani, features a riveting discussion with Osborne Saldanha, Principal at EMVC. Discover EMVC’s unique investment philosophy, the journey to becoming a VC, and Osborne’s invaluable advice for fintech startups gearing up for early-stage funding. 🔍 What You’ll Learn: • EMVC’s approach to global fintech investments, with a spotlight on financial services in India. • The essential qualities for aspiring VCs: curiosity and humility. • The impact of FOMO on VC decisions and how to navigate it. • Strategic factors influencing fintech investments in 2023. • Insights into evaluating startups without an MVP and the key metrics that matter in a pitch. • Future fintech trends: Where to place your bets in wealth product manufacturing and small business credit. Whether you’re a fintech enthusiast, an investor, or an entrepreneur, this episode is packed with foresight, strategy, and stories that enlighten and inspire. Chapters [00:00] - Introduction to funding eligibility for startups. [01:02] - Insights into regulatory risks in financial services. [01:55] - Introduction to VC Unfiltered series. [02:48] - Welcome and introduction of Mr. Osan Salana, principal at EMVC. [03:25] - EMVC's investment philosophy and focus. [05:07] - Detailed strategy on fintech and financial infrastructure investments. [07:50] - Osborn's journey to becoming a VC and advice for aspiring VCs. [09:33] - Importance of unique insights for fintech startups. [11:15] - Evaluating startups without an MVP. [12:28] - Importance of considering risk factors in business scaling. [13:40] - Predictions for key fintech investment areas over the next 5 years. [15:50] - What investors look for in founders' pitches. [17:33] - Discussion on metrics and pitfalls in startup presentations. [18:25] - Elaboration on regulatory risks and compliance. [19:10] - Navigating the regulatory landscape in fintech. [20:05] - Strategies for creating FOMO among investors. [21:22] - Influence of FOMO on investment decisions. [22:40] - Reflections on changes in the investment climate. [24:15] - Future investment landscape predictions. [25:30] - Investing in non-MVP startups and market understanding. [26:50] - Examples of successful pivots based on feedback. [28:05] - Fintech sectors poised for growth. [29:40] - Innovation in customer experience and financial inclusion. [31:20] - Final advice for fintech startups on resilience and adaptability. [32:45] - Closing advice for seeking investment and scaling. [34:10] - Summary and closing remarks from the hosts and guest. 🚀 Key Takeaways: • Unique insights and product-market fit are paramount for early-stage fintech startups. • The complex dance of investment decisions amidst market uncertainties and political landscapes. • The evolving focus areas in fintech that are promising lucrative returns in the coming years. 💡 Stay ahead of the fintech curve by subscribing to our channel and never miss an episode of “Fintech Ki Baat.” Share your thoughts, questions, or feedback in the comments below! #FintechInvestment #StartupAdvice #VCInsights #EMVC #FintechTrends #Entrepreneurship #FintechKiBaat #VentureCapital #StartupFunding #FinancialServices #Innovation
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Mar 15, 2024 • 40min

"Decoding Supply Chain Finance with Ram Iyer Founder & CEO of Vayana Network

Join the podcast with Ram Iyer, Founder & CEO of Vayana Network, as he discusses the origin of 'Vayana', the complexities of supply chain processes, authentication of invoices, blockchain's impact, and the use of AI in underwriting. Explore the future of finance in supply chain management.
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Mar 12, 2024 • 4min

Asset Allocation Made Simple: Vasanth Kamath's Guide for Beginners"

Today, we're diving into the world of investing with Vasanth Kamath, the visionary founder of smallcase. He's here to break down the complex concept of asset allocation into bite-sized pieces, so even a 5-year-old can understand. Stay tuned to master the art of smart investing! Vasanth engages the audience with a simple, interactive example to help viewers visualize how asset allocation works in real life, encouraging them to think about how they would divide their own "investment cake."
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Feb 28, 2024 • 33min

Unveiling the Success Behind Vayana with Founder Ram Iyer

In an enlightening episode of our podcast, we had the pleasure of hosting Ram Iyer, the visionary founder of Vayana, India's leading supply chain finance company. Despite steering a robust team of 450, Ram intriguingly revealed Vayana operates without a traditional HR department. Here are the key highlights from the interview: 01:20- Ram delves into his rich background, the inception of Vayana, and the profound meaning behind the name 'Vayana', offering a glimpse into the company's ethos. 14:30- He shares insightful perspectives on identifying the perfect moment to embark on an entrepreneurial journey, providing valuable guidance for aspiring founders. 24:20- Addressing the challenge of maintaining work-life balance, Ram discusses his strategies for juggling professional demands with personal life, an essential lesson for entrepreneurs navigating the demanding path of business ownership. 30:16- Offering sage advice to budding entrepreneurs, Ram outlines three critical 'don'ts' to avoid, laying down a roadmap for navigating the pitfalls of entrepreneurship. This episode offers a rare peek into the mind of a successful entrepreneur who has mastered the art of leading a major company while upholding a balanced personal life, all without the conventional structures of HR. Don't miss these invaluable insights for aspiring and established entrepreneurs alike.
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Feb 21, 2024 • 39min

P2P lending, everything you need to know! - Dhandhe ki Baat

Join us as we delve into the fascinating world of peer-to-peer (P2P) lending with Mukesh Bubna, the visionary founder of Monexo, India's first P2P lending platform. In this exclusive podcast, Mukesh shares his journey, the inspiration behind Monexo, and how P2P lending is reshaping the financial landscape in India. Discover key insights on: 01:08 The story behind the name "Monexo." 03:25: How P2P lending differs from traditional lending methods. 07:08:Viewing P2P lending as a viable revenue avenue from a retail perspective. 12:10:The recourse for investors when the other party defaults in P2P lending. 23:00: The impact of P2P lending on the portfolios of retail investors over 5-6 years compared to non-investors. 30:00: The long-term macroeconomic effects of cultivating a credit-taking habit. Don't miss these insights from a pioneer in the P2P lending space. Whether you're an investor, a borrower, or just curious about the future of finance, this episode is packed with valuable information.
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Feb 14, 2024 • 46min

Monexo - The Story of Building India's First P2P Lending Platform !

Join us as Mukesh Bubna, founder and CEO of Monexo, takes us through the riveting journey of building India's first P2P lending platform. From his transition across international markets to the foundational steps of starting up, Mukesh shares invaluable insights and personal anecdotes from his entrepreneurial journey. 01:35- Discover the backstory of Monexo and Mukesh's journey 21:50- Insights into startup accountability and the entrepreneurial mindset 32:54- Mukesh's transition from employee to founder (32:54) 38:00- Exploring the concept of a safety net for entrepreneurs (38:00) Dive into the lessons learned, the hurdles overcome, and the wisdom gained by a pioneer in the fintech space. Whether you're an aspiring entrepreneur or a seasoned business owner, there's something for everyone! 👉 Watch now and let us know your thoughts in the comments!
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Jan 29, 2024 • 36min

FinBox - Empowering India's Financial Future with Rajat Deshpande Founder of FinBox

Join us in this episode where we chat with Rajat Deshpande, Founder of FinBox, and dive deep into the world of Embedded Finance. Discover how Finbox is revolutionizing India's financial landscape! 🚀 Finbox in a nutshell: Finbox is a game-changer in India, redefining finance with innovative solutions. TIME STAMPS- 01:00 - The intriguing story behind the name Finbox. 12:05 - Exploring what Finbox does and its impact. 17:45 - Discover the most unique use case built by Finbox. 19:24 - A fun and simple explanation of embedded finance, even for a 5-year-old! 20:52 - Dive into the backend of Finbox's financial side - how money moves and works. 30:00 - Let's debunk some myths about Finbox. Don't miss out on this enlightening conversation about FinBox and the future of finance in India! Subscribe to our podcast now!

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