Fintech Ki Baat

Dive into the world of Aurm, a groundbreaking company redefining the concept of security and convenience in storage solutions. Founded by Vijay of MyGate, and Ganesh Aurm introduces automated robotic lockers designed to meet the modern needs of gated communities and beyond. Join us as we explore how Aurm is transforming the traditional bank locker system with its innovative approach, providing residents with a secure place to store valuables like documents, passports, and jewellery right in their community. 🔍 Episode Highlights: Introduction to Aurm: Discover the origins and mission of Aurm in revolutionizing the concept of storage. Challenges in Traditional Systems: Understand the limitations of traditional bank lockers, including availability and cost issues. Innovative Solutions: Learn about the automated, robotic locker technology that Aurm brings to residential communities. Community Adoption: Insights into how Aurm has been embraced by residential communities for safe and convenient storage. Partnership Potential: Explore Aurm's strategy in expanding their services through partnerships with banks to offer in-branch locker facilities. Chapters: 01:58 - Introduction to Aurm and its Purpose 05:40 - Solving the Problem of Storage in Urban Clusters 09:09 - Use Cases and Early Adoption of Aurm 16:46 - Exploring Potential Use Cases for Aurm 19:14- The End-to-End Journey of Using Aurm Lockers Aurm isn't just about offering a place to store valuables—it's about integrating cutting-edge technology with daily life to enhance security and accessibility. Whether you're interested in the technology behind automated lockers or looking for a smarter way to secure your valuables, this episode offers a thorough look at what Aurm brings to the table. Subscribe to Fintech Ki Baat and stay tuned for more episodes that delve into the innovations shaping the fintech landscape.

🚀 Welcome to the first episode of Season 3 of the Fintech Ki Baat podcast! Join us as we kick off an exciting new season with Ganesh Balakrishnan, founder and CMO of AURM. In this premiere episode, Ganesh shares his extensive entrepreneurial journey, from the highs of appearing on Shark Tank to the detailed strategies of building and scaling startups. Dive deep into the challenges and triumphs of entrepreneurship and gain firsthand insights into adopting a portfolio approach and planning for strategic exits.🔍 Episode Highlights:Journey to Success: Explore Ganesh's path from conceptualizing ideas to operational success.Shark Tank Realities: Discover the lesser-known aspects of pitching in the high-stakes arena.Strategic Scaling: Learn why thinking about scale from day one can set you up for long-term success.Portfolio Approach: Understand the benefits of managing multiple ventures for broader impact.Entrepreneurial Wisdom: Ganesh's top advice for aspiring entrepreneurs looking to make their mark.Chapters:Chapters:00:51 - Introduction and Entrepreneurship Journey05:03 - Building Winsleeve and Momoe09:47 - Starting Flatheads and the Importance of Building for Scale14:32 - Brainstorming and Identifying Business Ideas16:08 - Financial Preparation for Entrepreneurship21:08 - Lessons from Building Multiple Startups28:44 - The Reality of Appearing on Shark Tank34:33 - Closing RemarksGanesh's journey is filled with actionable insights, whether you're a budding entrepreneur or a seasoned business owner looking to expand your horizons. His experiences underscore the importance of strategic planning, the value of resilience, and the potential of taking calculated risks.

Join us on "Fintech Ki Baat" as Mahesh Shukla, founder of Payme, delves into the transformative journey of Payme, a platform dedicated to reshaping lending for the underserved market. In this episode, Mahesh explains how Payme addresses the unique challenges of high customer acquisition costs and smaller loan sizes in underserved areas. He discusses the detrimental impact of informal lending practices and how digital solutions like Payme provide a more ethical and transparent alternative. Explore the innovative use of AI in digital lending, including generative and explainable AI for underwriting, and learn about Payme's proactive Credit Assist product for rejected loan applicants. Mahesh also shares his insights on the future of digital lending, highlighting the roles of AI, the Open Credit Enablement Network, and the groundbreaking potential of credit on UPI. Chapters: 00:00 - How Payme started and the critical problem it solves in financial inclusion. 01:07 - Challenges in Underserved Markets: Exploring the economic hurdles in extending credit to less affluent communities. 02:12 - Addressing the Needs of the Underserved Market 03:39 - Economic Challenges in Underserved Areas 05:10 - Analyzing Customer Acquisition Costs 06:28 - Discussing Ticket Sizes and Affordability 09:39 - Combating Exploitation in Informal Lending 11:17 - Digital Solutions to Traditional Lending Issues 12:51 - The Impact of AI on Digital Lending 18:24 - Regulatory Perspectives on AI-based Underwriting 20:35 - Enhancing Credit Access with AI for Thin File Customers 22:29 -The transformative role of AI in enhancing credit assessments and underwriting processes 25:09 - Introducing the Credit Assist Product 28:05 - The Future Landscape of Digital Lending 29:36 - The Potential of Credit on UPI 30:12 - Conclusion and Forward Look This episode is a must-watch for anyone interested in financial technology, digital lending, and the integration of AI in financial services. Subscribe to "Fintech Ki Baat" for more insightful discussions that navigate the frontiers of fintech innovation.

In this enlightening episode of "Fintech Ki Baat," join Mahesh Shukla, the visionary founder of PayMe, as he delves into the origins and growth of a platform designed to extend lending services to the underserved segments of the market. Mahesh shares his personal and professional experiences that led to the creation of PayMe, discusses the pivotal challenges faced in transforming the credit system, and how PayMe strives to bridge the financing gap. He also opens up about his transition from startup to an established entity, the personal trials during the COVID-19 pandemic, and the crucial aspects of maintaining mental health and stress management as a founder. Chapters: 00:02 - The inspiration behind starting PayMe and its mission. 03:18 - Insights into the complexities of the credit system and solutions provided by PayMe. 08:22 - T Evolution from a nascent startup to a robust company. 12:53 - Journey from a Startup to an Established Company 13:03 - Day-to-Day Life as a Founder 17:55 - Reflective Moments and Challenges Faced 21:18- Coping with significant personal and professional challenges. 23:33 - Essential takeaways for aspiring entrepreneurs focusing on impact, mental health, and sustainable growth. Whether you're an aspiring entrepreneur, a professional in the fintech industry, or simply interested in the stories behind innovative startups, this episode offers a profound look at the challenges and triumphs of building a company that aims to make a difference. Tune in to "Fintech Ki Baat" for more inspiring discussions with leaders shaping the finance future.

Step into the world of Vasanth Kamath, the innovative founder of Smallcase, on this episode of "Fintech Ki Baat." Vasanth opens up about his personal preferences and habits that shape his daily life and contribute to his success. From his favorite book to his morning routine, and how he unwinds from the intense world of fintech, Vasanth shares valuable insights into balancing life and work. Discover his love for Japan, his guilty pleasures, and the favorite quote that keeps him motivated. This episode is a unique glimpse into the life of a fintech entrepreneur beyond the boardroom. 🔍 Episode Highlights: 00:01 - Vasanth's journey and the lessons he's learned along the way. 00:29 - The book that has impacted Vasanth the most. 01:17 -How a structured morning routine primes him for success. 01:50 - Activities Vasanth engages in to disconnect from work. 02:36 -Why Japan stands out as his favourite vacation spot. 03:05 - The dedication and commitment observed in Japan. 04:52 - Vasanth'sGuilty Pleasure 06:33 - The quote that inspires Vasanth daily. 07:43 - Closing Remarks This episode not only provides a closer look at what drives Vasanth Kamath but also offers practical tips for personal and professional growth. Tune in to "Fintech Ki Baat" for more episodes that reveal the human side of leading fintech figures.

Dive into the world of innovative investing on "Fintech Ki Baat" with Vasanth Kamath, the founder of Smallcase, who sheds light on how Smallcase is revolutionizing the investment landscape. This episode details the inception and operational framework of Smallcase, differentiating it from traditional mutual funds, and emphasizing the strategic importance of asset allocation. Vasanth also addresses the nuances of investment safety, including the burgeoning field of cryptocurrencies, and discusses the broader impacts of Smallcase on the financial industry and the macroeconomy. Further insights into the barriers and catalysts for Smallcase penetration in the market, the role of AI in enhancing financial processes, and the slow yet pivotal adoption of AI in wealth tech are also explored. 🔍 Key Highlights: Origin and Functionality: Understanding Smallcase as a dynamic portfolio of stocks. Investment Strategies: The crucial differences between mutual funds and Smallcase. Asset Allocation: Why starting with the right asset allocation matters. Emerging Investment Classes: Safety and regulation in the context of cryptocurrencies. Market Impact: The potential transformative effect of Smallcase on the economy. Technology in Finance: How AI and emerging technologies are shaping the future of Smallcase and the industry at large. Chapters: 00:05 - Introduction to Smallcase and Vasanth Kamath 03:05 - Smallcase Explained as a Portfolio of Stocks 08:25 - Distinguishing Mutual Funds from Smallcase 12:50 - The Importance of Asset Allocation 19:04 - Assessing the Safety of Different Investment Classes 23:12 - Cryptocurrencies Discussed as an Investment Option 26:18 - How Smallcase Influences the Industry and Economy 31:04 - Growth Catalysts for Smallcase Penetration 34:25 - Analyzing Barriers to Higher Smallcase Penetration 35:05 - Discussing Market Depth and Investment Opportunities 36:07- The Need for Global Ambitions in Companies 37:04 - The Role of Emerging Technologies in Finance 38:14 - Implementing AI in Internal Processes 39:28 - Challenges of AI Integration in Wealth Tech 40:30 - Wrap-Up and Rapid Fire Questions Join Vasanth Kamath for a comprehensive look at how Smallcase is setting new standards in the investment world and what the future holds for this pioneering platform. Subscribe to "Fintech Ki Baat" for more in-depth discussions and insights from leaders in the fintech industry.

Welcome to "Fintech Ki Baat," where in this episode, Vasanth Kamath, Founder of  @smallcase  unfolds his entrepreneurial journey and the innovative aspirations behind building a Bloomberg for private companies. Delve into the challenges and triumphs of shaping the financial services industry, the critical role of data in wealth management, and how smallcase is leveling the playing field through technology. Vasanth discusses the immense value of user feedback, the necessity of external validation, and shares personal lessons on co-founder dynamics, trust, and communication. 🔍 Episode Insights: Innovative Vision: The ambition to transform private company data accessibility. Startup Foundation: The initial drive and decisions that led to the creation of smallcase. User-Centric Approach: The pivotal role of feedback and validation in startup development. Leadership Insights: Lessons on trust, compatibility, and effective communication among founders. Focus and Balance: Strategies to maintain vision focus and balanced decision-making. Chapters: 00:00 - Introduction and Background 02:08 - Building a Bloomberg for Private Companies 03:16 - The Entrepreneurial Drive Behind Starting Smallcase 04:57 - Choosing the Wealth Space for Smallcase 07:24 - Technology's Role in Democratizing Financial Services 09:18 - The Importance of User Feedback and External Validation 11:43 - Emphasizing External Validation 12:30 - Foundational Lessons Learned 14:19 - Staying Focused Amidst the Noise 16:16 - Balancing Passion with Pragmatic Deliberation 18:20 - Cultivating Community and Partnerships 21:49 - The Dual Edges of Trust and Skepticism 23:32 - Co-founder Compatibility and Trust 26:57 - Ensuring Effective Communication Among Founders 28:16 - Essential Advice for New Founders This episode is a must-watch for entrepreneurs, fintech professionals, and anyone interested in the intersections of technology and finance. Subscribe to "Fintech Ki Baat" for more engaging discussions that bring you closer to the heartbeat of fintech innovation.

Tune into "Fintech Ki Baat" for an exclusive deep dive with Nikhil Aggarwal, founder of  @GripInvest  as he explores the transformative world of alternative investments. In this episode, Nikhil unravels the innovative financial products reshaping investor portfolios, from the foundational ideas behind Grip Invest's unique offerings like LoanX and Leasex, to the broader impact of new age asset classes on wealth creation and the economy. 🔍 Key Highlights: Grip on Control: The origin story behind the name Grip Invest and its philosophy of empowering investors. Alternative Investments Demystified: Understanding the risk-reward dynamics and the value proposition compared to traditional investments. Innovative Products Spotlight: Deep dive into Grip's unique products, LoanX and Leasex, and how they offer diversified, attractive returns. Ensuring Safety: The role of credit rating agencies in securing democratized asset classes. Overcoming Barriers: Strategies for increasing adoption of new investment products through transparency and education. Technological Impact: How platforms like ONDC and account aggregators are set to revolutionize the financial services industry. Chapters: 00:01 - Introduction to Grip Invest 03:11 - Understanding Alternate Investment Classes 07:00- Highlighting Favorite New Age Investment Asset Classes 11:06 - Ensuring Safety in Democratized Asset Classes 13:12- Overcoming Adoption Challenges 15:00 - Demystifying the Lonex Product 16:29 - Introducing LoanX and Leasex 19:00 - Exploring the Leasex Product 22:26 - Impact of New Age Asset Classes on the Economy 26:27 - Effects on Individual Investor Strategies 30:07 - The Role of Emerging Technologies in Finance 33:57 - Predicting the Future of Financial Services Whether you're a seasoned investor looking for the next big thing or a newcomer curious about alternative investments, this episode provides a wealth of knowledge and practical insights. Subscribe to "Fintech Ki Baat" for more engaging conversations that help you stay ahead in the fast-evolving world of fintech.

Join us on this inspiring episode of "Fintech Ki Baat," where Shreyas Jani sits down with Nikhil Aggarwal, the visionary founder and CEO of Grip Invest. Nikhil shares his unique journey from navigating multiple school changes to breaking ground in finance and investment banking, leading up to his entrepreneurial venture with Grip Invest. This episode delves into the significance of diverse experiences, the relentless pursuit of building a lasting legacy, and the intricacies of customer acquisition in a B2C model. Discover Nikhil's insights on prioritizing product excellence, the art of customer effort for organic growth, selecting aligned investors, and the critical importance of mental health for founders. 🔍 Key Highlights: Varied Experiences: How diverse career paths can be a foundation for entrepreneurship. Legacy Building: The motivation to create something enduring. Product Excellence: Prioritizing great products over rapid scaling. Customer Acquisition: Strategies for the B2C model and the role of organic growth. Investor Alignment: Finding investors that share your vision and expectations. Simplification for Success: Making complex financial products understandable. Founder Well-being: The importance of managing stress and focusing on mental health. Chapters: 00:0 - Introduction and Background 06:23 - Journey From Varied Experiences to Entrepreneurship 12:21 - The Drive to Build Something That Lasts 14:51 - The Crucial Role of a Great Product 18:19 - Celebrating Key Milestones and Validation 18:26 - Emphasizing Customer Effort and Organic Growth 21:21 - The Quest for the Right Investors 23:11 - Simplifying Complex Financial Products 28:05 - The Founder's Mental Health Journey Whether you're an aspiring entrepreneur, a seasoned business owner, or simply interested in the fintech space, Nikhil's story offers valuable lessons on resilience, strategic thinking, and the essence of innovation. Subscribe to "Fintech Ki Baat" for more enlightening conversations that empower and educate the fintech community.

Join us for a captivating episode of Fintech Ki Baat featuring Shashank Randev, a distinguished VC and founder of 100xVC. From engineering to leading one of the most dynamic VC firms, Shashank shares his journey and deep insights into the venture capital industry. Don't miss these highlights: 01:25 - Discover who Shashank is and what ignited his passion for venture capital. 05:15 - The founding story of 100x VC and its mission. 09:25 - Shashank's perspective on the US economy vs. the Indian ecosystem and their similarities. 12:11 - Evaluating early-stage startups: Shashank's approach. 16:21 - Top 3 tips for early-stage founders pitching to a VC. 21:35 - The standout quality Shashank looks for in founders. 27:03 - Navigating the Indian VC landscape: Local vs. global VC approach. 32:38 - The impact of FOMO on VCs and how it influences decisions. 37:50 - Shashank's fintech focus areas for investment. 40:20 - B2B vs. B2C: Shashank's stance and strategic advice. Whether you're an aspiring entrepreneur, a startup enthusiast, or simply curious about the venture capital world, this episode offers invaluable insights directly from one of the industry's best. Dive into the discussion and unlock the secrets of successful VC engagement with Shashank Randev.