
Fintech Ki Baat
Fintech ki Baat is an attempt to extract insights about the Fintech ecosystem of India and capture those insights in a bite sized format of audio and video podcast
Latest episodes

May 7, 2024 • 8min
Inside the Mind of Vasanth Kamath: Books, Routines, and Inspirations !
Step into the world of Vasanth Kamath, the innovative founder of Smallcase, on this episode of "Fintech Ki Baat." Vasanth opens up about his personal preferences and habits that shape his daily life and contribute to his success. From his favorite book to his morning routine, and how he unwinds from the intense world of fintech, Vasanth shares valuable insights into balancing life and work. Discover his love for Japan, his guilty pleasures, and the favorite quote that keeps him motivated. This episode is a unique glimpse into the life of a fintech entrepreneur beyond the boardroom.
🔍 Episode Highlights:
00:01 - Vasanth's journey and the lessons he's learned along the way.
00:29 - The book that has impacted Vasanth the most.
01:17 -How a structured morning routine primes him for success.
01:50 - Activities Vasanth engages in to disconnect from work.
02:36 -Why Japan stands out as his favourite vacation spot.
03:05 - The dedication and commitment observed in Japan.
04:52 - Vasanth'sGuilty Pleasure
06:33 - The quote that inspires Vasanth daily.
07:43 - Closing Remarks
This episode not only provides a closer look at what drives Vasanth Kamath but also offers practical tips for personal and professional growth. Tune in to "Fintech Ki Baat" for more episodes that reveal the human side of leading fintech figures.

May 3, 2024 • 41min
How is the Investment landscape changing? ft Vasanth Kamath, SmallCase
Dive into the world of innovative investing on "Fintech Ki Baat" with Vasanth Kamath, the founder of Smallcase, who sheds light on how Smallcase is revolutionizing the investment landscape. This episode details the inception and operational framework of Smallcase, differentiating it from traditional mutual funds, and emphasizing the strategic importance of asset allocation. Vasanth also addresses the nuances of investment safety, including the burgeoning field of cryptocurrencies, and discusses the broader impacts of Smallcase on the financial industry and the macroeconomy. Further insights into the barriers and catalysts for Smallcase penetration in the market, the role of AI in enhancing financial processes, and the slow yet pivotal adoption of AI in wealth tech are also explored.
🔍 Key Highlights:
Origin and Functionality: Understanding Smallcase as a dynamic portfolio of stocks.
Investment Strategies: The crucial differences between mutual funds and Smallcase.
Asset Allocation: Why starting with the right asset allocation matters.
Emerging Investment Classes: Safety and regulation in the context of cryptocurrencies.
Market Impact: The potential transformative effect of Smallcase on the economy.
Technology in Finance: How AI and emerging technologies are shaping the future of Smallcase and the industry at large.
Chapters:
00:05 - Introduction to Smallcase and Vasanth Kamath
03:05 - Smallcase Explained as a Portfolio of Stocks
08:25 - Distinguishing Mutual Funds from Smallcase
12:50 - The Importance of Asset Allocation
19:04 - Assessing the Safety of Different Investment Classes
23:12 - Cryptocurrencies Discussed as an Investment Option
26:18 - How Smallcase Influences the Industry and Economy
31:04 - Growth Catalysts for Smallcase Penetration
34:25 - Analyzing Barriers to Higher Smallcase Penetration
35:05 - Discussing Market Depth and Investment Opportunities
36:07- The Need for Global Ambitions in Companies
37:04 - The Role of Emerging Technologies in Finance
38:14 - Implementing AI in Internal Processes
39:28 - Challenges of AI Integration in Wealth Tech
40:30 - Wrap-Up and Rapid Fire Questions
Join Vasanth Kamath for a comprehensive look at how Smallcase is setting new standards in the investment world and what the future holds for this pioneering platform. Subscribe to "Fintech Ki Baat" for more in-depth discussions and insights from leaders in the fintech industry.

Apr 23, 2024 • 32min
"Redefining Finance: Vasanth Kamath's Journey to Build Smallcase
Welcome to "Fintech Ki Baat," where in this episode, Vasanth Kamath, Founder of @smallcase unfolds his entrepreneurial journey and the innovative aspirations behind building a Bloomberg for private companies. Delve into the challenges and triumphs of shaping the financial services industry, the critical role of data in wealth management, and how smallcase is leveling the playing field through technology. Vasanth discusses the immense value of user feedback, the necessity of external validation, and shares personal lessons on co-founder dynamics, trust, and communication.
🔍 Episode Insights:
Innovative Vision: The ambition to transform private company data accessibility.
Startup Foundation: The initial drive and decisions that led to the creation of smallcase.
User-Centric Approach: The pivotal role of feedback and validation in startup development.
Leadership Insights: Lessons on trust, compatibility, and effective communication among founders.
Focus and Balance: Strategies to maintain vision focus and balanced decision-making.
Chapters:
00:00 - Introduction and Background
02:08 - Building a Bloomberg for Private Companies
03:16 - The Entrepreneurial Drive Behind Starting Smallcase
04:57 - Choosing the Wealth Space for Smallcase
07:24 - Technology's Role in Democratizing Financial Services
09:18 - The Importance of User Feedback and External Validation
11:43 - Emphasizing External Validation
12:30 - Foundational Lessons Learned
14:19 - Staying Focused Amidst the Noise
16:16 - Balancing Passion with Pragmatic Deliberation
18:20 - Cultivating Community and Partnerships
21:49 - The Dual Edges of Trust and Skepticism
23:32 - Co-founder Compatibility and Trust
26:57 - Ensuring Effective Communication Among Founders
28:16 - Essential Advice for New Founders
This episode is a must-watch for entrepreneurs, fintech professionals, and anyone interested in the intersections of technology and finance. Subscribe to "Fintech Ki Baat" for more engaging discussions that bring you closer to the heartbeat of fintech innovation.

Apr 15, 2024 • 35min
Investment ReImagined : Nikhil Aggarwal Explores Alternative to Traditional Assets
Tune into "Fintech Ki Baat" for an exclusive deep dive with Nikhil Aggarwal, founder of @GripInvest as he explores the transformative world of alternative investments. In this episode, Nikhil unravels the innovative financial products reshaping investor portfolios, from the foundational ideas behind Grip Invest's unique offerings like LoanX and Leasex, to the broader impact of new age asset classes on wealth creation and the economy.
🔍 Key Highlights:
Grip on Control: The origin story behind the name Grip Invest and its philosophy of empowering investors.
Alternative Investments Demystified: Understanding the risk-reward dynamics and the value proposition compared to traditional investments.
Innovative Products Spotlight: Deep dive into Grip's unique products, LoanX and Leasex, and how they offer diversified, attractive returns.
Ensuring Safety: The role of credit rating agencies in securing democratized asset classes.
Overcoming Barriers: Strategies for increasing adoption of new investment products through transparency and education.
Technological Impact: How platforms like ONDC and account aggregators are set to revolutionize the financial services industry.
Chapters:
00:01 - Introduction to Grip Invest
03:11 - Understanding Alternate Investment Classes
07:00- Highlighting Favorite New Age Investment Asset Classes
11:06 - Ensuring Safety in Democratized Asset Classes
13:12- Overcoming Adoption Challenges
15:00 - Demystifying the Lonex Product
16:29 - Introducing LoanX and Leasex
19:00 - Exploring the Leasex Product
22:26 - Impact of New Age Asset Classes on the Economy
26:27 - Effects on Individual Investor Strategies
30:07 - The Role of Emerging Technologies in Finance
33:57 - Predicting the Future of Financial Services
Whether you're a seasoned investor looking for the next big thing or a newcomer curious about alternative investments, this episode provides a wealth of knowledge and practical insights. Subscribe to "Fintech Ki Baat" for more engaging conversations that help you stay ahead in the fast-evolving world of fintech.

Apr 14, 2024 • 36min
Nikhil Aggarwal on Building Grip Invest: Lessons in Entrepreneurship and Resilience |
Join us on this inspiring episode of "Fintech Ki Baat," where Shreyas Jani sits down with Nikhil Aggarwal, the visionary founder and CEO of Grip Invest.
Nikhil shares his unique journey from navigating multiple school changes to breaking ground in finance and investment banking, leading up to his entrepreneurial venture with Grip Invest.
This episode delves into the significance of diverse experiences, the relentless pursuit of building a lasting legacy, and the intricacies of customer acquisition in a B2C model. Discover Nikhil's insights on prioritizing product excellence, the art of customer effort for organic growth, selecting aligned investors, and the critical importance of mental health for founders.
🔍 Key Highlights:
Varied Experiences: How diverse career paths can be a foundation for entrepreneurship.
Legacy Building: The motivation to create something enduring.
Product Excellence: Prioritizing great products over rapid scaling.
Customer Acquisition: Strategies for the B2C model and the role of organic growth.
Investor Alignment: Finding investors that share your vision and expectations.
Simplification for Success: Making complex financial products understandable.
Founder Well-being: The importance of managing stress and focusing on mental health.
Chapters:
00:0 - Introduction and Background
06:23 - Journey From Varied Experiences to Entrepreneurship
12:21 - The Drive to Build Something That Lasts
14:51 - The Crucial Role of a Great Product
18:19 - Celebrating Key Milestones and Validation
18:26 - Emphasizing Customer Effort and Organic Growth
21:21 - The Quest for the Right Investors
23:11 - Simplifying Complex Financial Products
28:05 - The Founder's Mental Health Journey
Whether you're an aspiring entrepreneur, a seasoned business owner, or simply interested in the fintech space, Nikhil's story offers valuable lessons on resilience, strategic thinking, and the essence of innovation. Subscribe to "Fintech Ki Baat" for more enlightening conversations that empower and educate the fintech community.

Apr 5, 2024 • 46min
Exploring the VC Universe with Shashank Randev Founder of 100XVC
Join us for a captivating episode of Fintech Ki Baat featuring Shashank Randev, a distinguished VC and founder of 100xVC. From engineering to leading one of the most dynamic VC firms, Shashank shares his journey and deep insights into the venture capital industry. Don't miss these highlights:
01:25 - Discover who Shashank is and what ignited his passion for venture capital.
05:15 - The founding story of 100x VC and its mission.
09:25 - Shashank's perspective on the US economy vs. the Indian ecosystem and their similarities.
12:11 - Evaluating early-stage startups: Shashank's approach.
16:21 - Top 3 tips for early-stage founders pitching to a VC.
21:35 - The standout quality Shashank looks for in founders.
27:03 - Navigating the Indian VC landscape: Local vs. global VC approach.
32:38 - The impact of FOMO on VCs and how it influences decisions.
37:50 - Shashank's fintech focus areas for investment.
40:20 - B2B vs. B2C: Shashank's stance and strategic advice.
Whether you're an aspiring entrepreneur, a startup enthusiast, or simply curious about the venture capital world, this episode offers invaluable insights directly from one of the industry's best. Dive into the discussion and unlock the secrets of successful VC engagement with Shashank Randev.

Mar 27, 2024 • 37min
The Ultimate Guide to Fundraising an Insider's Perspective by Osborne Saldanha Principal at EMVC
Dive into the heart of fintech investment with “Fintech Ki Baat,” where this episode, hosted by Shreyas Jani, features a riveting discussion with Osborne Saldanha, Principal at EMVC. Discover EMVC’s unique investment philosophy, the journey to becoming a VC, and Osborne’s invaluable advice for fintech startups gearing up for early-stage funding.
🔍 What You’ll Learn:
• EMVC’s approach to global fintech investments, with a spotlight on financial services in India.
• The essential qualities for aspiring VCs: curiosity and humility.
• The impact of FOMO on VC decisions and how to navigate it.
• Strategic factors influencing fintech investments in 2023.
• Insights into evaluating startups without an MVP and the key metrics that matter in a pitch.
• Future fintech trends: Where to place your bets in wealth product manufacturing and small business credit.
Whether you’re a fintech enthusiast, an investor, or an entrepreneur, this episode is packed with foresight, strategy, and stories that enlighten and inspire.
Chapters
[00:00] - Introduction to funding eligibility for startups.
[01:02] - Insights into regulatory risks in financial services.
[01:55] - Introduction to VC Unfiltered series.
[02:48] - Welcome and introduction of Mr. Osan Salana, principal at EMVC.
[03:25] - EMVC's investment philosophy and focus.
[05:07] - Detailed strategy on fintech and financial infrastructure investments.
[07:50] - Osborn's journey to becoming a VC and advice for aspiring VCs.
[09:33] - Importance of unique insights for fintech startups.
[11:15] - Evaluating startups without an MVP.
[12:28] - Importance of considering risk factors in business scaling.
[13:40] - Predictions for key fintech investment areas over the next 5 years.
[15:50] - What investors look for in founders' pitches.
[17:33] - Discussion on metrics and pitfalls in startup presentations.
[18:25] - Elaboration on regulatory risks and compliance.
[19:10] - Navigating the regulatory landscape in fintech.
[20:05] - Strategies for creating FOMO among investors.
[21:22] - Influence of FOMO on investment decisions.
[22:40] - Reflections on changes in the investment climate.
[24:15] - Future investment landscape predictions.
[25:30] - Investing in non-MVP startups and market understanding.
[26:50] - Examples of successful pivots based on feedback.
[28:05] - Fintech sectors poised for growth.
[29:40] - Innovation in customer experience and financial inclusion.
[31:20] - Final advice for fintech startups on resilience and adaptability.
[32:45] - Closing advice for seeking investment and scaling.
[34:10] - Summary and closing remarks from the hosts and guest.
🚀 Key Takeaways:
• Unique insights and product-market fit are paramount for early-stage fintech startups.
• The complex dance of investment decisions amidst market uncertainties and political landscapes.
• The evolving focus areas in fintech that are promising lucrative returns in the coming years.
💡 Stay ahead of the fintech curve by subscribing to our channel and never miss an episode of “Fintech Ki Baat.” Share your thoughts, questions, or feedback in the comments below!
#FintechInvestment #StartupAdvice #VCInsights #EMVC #FintechTrends #Entrepreneurship #FintechKiBaat #VentureCapital #StartupFunding #FinancialServices #Innovation

Mar 15, 2024 • 40min
"Decoding Supply Chain Finance with Ram Iyer Founder & CEO of Vayana Network
Join the podcast with Ram Iyer, Founder & CEO of Vayana Network, as he discusses the origin of 'Vayana', the complexities of supply chain processes, authentication of invoices, blockchain's impact, and the use of AI in underwriting. Explore the future of finance in supply chain management.

Mar 12, 2024 • 4min
Asset Allocation Made Simple: Vasanth Kamath's Guide for Beginners"
Today, we're diving into the world of investing with Vasanth Kamath, the visionary founder of smallcase. He's here to break down the complex concept of asset allocation into bite-sized pieces, so even a 5-year-old can understand. Stay tuned to master the art of smart investing!
Vasanth engages the audience with a simple, interactive example to help viewers visualize how asset allocation works in real life, encouraging them to think about how they would divide their own "investment cake."

Feb 28, 2024 • 33min
Unveiling the Success Behind Vayana with Founder Ram Iyer
In an enlightening episode of our podcast, we had the pleasure of hosting Ram Iyer, the visionary founder of Vayana, India's leading supply chain finance company. Despite steering a robust team of 450, Ram intriguingly revealed Vayana operates without a traditional HR department. Here are the key highlights from the interview:
01:20- Ram delves into his rich background, the inception of Vayana, and the profound meaning behind the name 'Vayana', offering a glimpse into the company's ethos.
14:30- He shares insightful perspectives on identifying the perfect moment to embark on an entrepreneurial journey, providing valuable guidance for aspiring founders.
24:20- Addressing the challenge of maintaining work-life balance, Ram discusses his strategies for juggling professional demands with personal life, an essential lesson for entrepreneurs navigating the demanding path of business ownership.
30:16- Offering sage advice to budding entrepreneurs, Ram outlines three critical 'don'ts' to avoid, laying down a roadmap for navigating the pitfalls of entrepreneurship.
This episode offers a rare peek into the mind of a successful entrepreneur who has mastered the art of leading a major company while upholding a balanced personal life, all without the conventional structures of HR. Don't miss these invaluable insights for aspiring and established entrepreneurs alike.
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