Regulating the Revolution: New RBI Guidelines Reshape P2P Lending Ft Mr. Vikram & Mr. Mukesh

Join us on Fintech Ki Baat for a crucial episode that dives into the transformative landscape of Peer-to-Peer (P2P) lending in India, featuring insights from industry experts Mukesh Bubna and Vikram Pandya. As the RBI rolls out new guidelines to regulate this dynamic sector, we explore how these regulations are set to redefine the norms of P2P lending, focusing on enhancing transparency and protecting consumers. 🔍 Episode Highlights: P2P Lending Overview: Get to grips with the fundamentals of P2P lending and how it connects borrowers with lenders directly online. Regulatory Milestones: Trace the evolution of RBI guidelines from their inception in 2017 to the pivotal updates in 2024, and understand their impact on the ecosystem. Building Trust and Safety: Discuss the significance of these regulations in building trust among users and ensuring their protection in the digital lending space. Operational Transformations: Analyze the operational shifts required by the new guidelines, including the restrictions on auto-invest features and the shift away from closed user group models. The Road Ahead: Evaluate the potential for industry consolidation and what the future holds for both new and existing P2P platforms under the stringent regulatory framework. This episode is essential for anyone involved in fintech, lending, and regulatory environments, providing a comprehensive look at how new rules are setting the stage for a safer, more transparent P2P lending market in India. 👉 Make sure to subscribe to Fintech Ki Baat and stay updated with the latest discussions impacting finance and technology across the globe.