

The Money Gains Podcast
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Episodes
Mentioned books

Aug 21, 2025 • 18min
BIG ANNOUNCEMENT - Introducing GAINS App - We'll Make Your Life Less Expensive!
Fancy getting your shopping paid for an entire year?Join the waitlist for Gains App today 👉🏼 https://gainsapp.comLaunching Autumn 2025!Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

8 snips
Aug 20, 2025 • 1h 2min
I Started Investing At 19 And Built A 6-Figure Investment Pot (You Can Too!) - Tom Wickstead
Tom Wickstead, a dynamic personal finance content creator, shares his journey into investing at 19 and reveals harsh truths about financial independence. He emphasizes the urgency of starting to invest, no matter the amount, and discusses the psychological barriers to saving versus investing. Tom also highlights the impact of government policies on purchasing power and the importance of budgeting and consistent contributions to investment funds. His insights aim to empower listeners, urging them to navigate consumerism mindfully and prioritize financial health.

Aug 15, 2025 • 15min
Money Moments 18 - Why Labour Broke Their Promises & Now WE Don't Trust Them (Grace Blakeley)
In this week's Money Moments we talk about why trust in politics is lower than ever and what we can do to fight back.Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/8lyhhApple Podcasts: https://podcasts.apple.com/gb/podcast/why-the-government-is-lying-to-you-about-the-economy/id1670382337?i=1000705500041Spotify: https://open.spotify.com/episode/0keLXZvjTQdP7oTIhegE8J?si=8vPgrWcEROiD7bmFcF_KpA---------Take the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Aug 13, 2025 • 1h 2min
Financial Planner Reveals: Why You’ll Never Retire (Unless You Do This) - George Agan
In this discussion, George Agan, a Chartered Financial Planner and content creator at Principles Personal Finance, highlights the troubling retirement outlook for UK workers earning £40,000. He emphasizes that small increases in pension contributions can yield substantial wealth over time. George also warns against relying on default pension schemes, advocates reframing retirement as 'buying time,' and stresses the necessity of proactive financial planning. This engaging conversation offers essential strategies for securing a more stable financial future.

Aug 6, 2025 • 1h 2min
Financial Advisor Reveals: How To Outperform 92% of Professional Investors (Alan Smith)
Wealth manager Alan Smith, from Capital Partners, shares insights on transforming your financial future. He discusses the alarming rise of government debt and its hidden impacts on everyday purchasing power. Alan introduces a holistic approach to wealth management using the 'three Ps'—plan, portfolio, partner. He emphasizes the importance of financial independence plans and the relevance of diversified investments. The conversation also touches on the influence of AI on finance and the essential balance between technology and personal guidance in investment strategies.

Aug 1, 2025 • 10min
I Have Some Exciting NEWS & Sometimes Life Happens Real Quick...
In this weeks episode I run through some key brand updates, what's happening with the podcast plus the launch of something VERY exciting...Join Stock Market School Here 👉🏼 https://upthegains.thrivecart.com/stock-market-schoolGet The FREE 10 Step Checklist That Grew My Portfolio To Over £140,000+ 👇🔗 https://upthegains.co.uk/investing-checklist👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jul 25, 2025 • 13min
Money Moments 17 - What Makes Women Better Investors Than Men? (Ayesha Ofori)
In this week's Money Moments we talk about why women outperform men when it comes to investing and how we can get more women to start investing 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £140,000+ 👇🔗 https://upthegains.co.uk/investing-checklistTake the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jul 18, 2025 • 14min
Money Moments 16 - There's More To You Pay Package Than Just Salary (Adelle Thompson)
In this week's Money Moments we talk about how to negotiate in job interviews and why things like annual leave could be better than extra pay 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £140,000+ 👇🔗 https://upthegains.co.uk/investing-checklistTake the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jul 11, 2025 • 16min
Money Moments 15 - Enjoying Your Money Is Just As Important As Saving (Laura Ann-Moore)
In this week's Money Moments we talk about why conscious spending and setting financial goals will make you happier and have better control over your money 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £140,000+ 👇🔗 https://upthegains.co.uk/investing-checklistTake the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Jul 9, 2025 • 1h 23min
Why Getting Rich Is EASIER Than Learning To Drive (Andrew Craig)
Investing is for everyone and here's why it's so important 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £140,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------In this episode we welcome economist and best-selling author Andrew Craig back to the show. Andrew reveals why Britain's economic collapse is accelerating, how the government's policies have destroyed ordinary people's wealth and what you can do about it to build your own wealth. ---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Andrew's Books https://plainenglishfinance.co.uk/booksPlain English Finance on YouTube https://www.youtube.com/@PlainEnglishFinancePlain English Finance https://plainenglishfinance.co.uk/---------✅ Why investing every month for 20+ years gives you less than 0.1% chance of losing money regardless of current events✅ How to use the 100 minus your age rule to automatically manage risk as you approach retirement✅ Why UK small companies could present a generational opportunity for contrarian investors✅ How to reframe your savings psychology to dramatically improve success rates✅ Why you should automate everything and ignore the news to become a more successful investor ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist