The Money Gains Podcast Why The UK Housing Market Will Explode In 2026 - (James Gerrard)
Oct 29, 2025
James Gerrard, a savvy property investor and speaker, shares insights on the UK real estate landscape. He discusses the alarming squeeze on the middle class due to rising asset prices and corporate wealth extraction. James unveils his TIDED framework, revealing how technology and demographics shape wealth. He emphasizes that family homes should be seen as lifestyle choices, not investments, and advises on affordable housing opportunities. With a focus on tracking institutional investment, he highlights the potential in low- and medium-income properties.
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Childhood Loss Shaped His Mission
- James Gerrard recounts his family losing their home after his father's industry vanished due to e-tickets replacing physical ticket wallets.
- That experience shaped his focus on freedom, security and wealth through real estate.
Mentor Opened The 'Top Table'
- James describes meeting a mentor who took him into high-level networks and taught him to raise capital for prime central London projects.
- That relationship accelerated his career and led him to start his own development firm.
The Rising Drawbridge Thesis
- Gerrard frames society as split by a rising 'drawbridge' that separates asset owners from wage earners.
- He defines TIDED (technology, inflation, demographics, economic taxation, deglobalization) as forces lifting that drawbridge.
