
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice β no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, weβre here to help you make smarter money moves.
Latest episodes

May 23, 2025 β’ 12min
Money Moments 10 - Starting a Business is Terrifying... Until You Learn This (Amy Knight)
In this week's Money Moments we dive into how to find your perfect side hustle and tips for launching your own business.Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 21, 2025 β’ 1h 3min
835,000 UK Families Should Be Claiming This (But Aren't) - Rick Kelsey
Are you missing out on free money you're entitled to?Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------In this episode we welcome presenter and journalist Rick Kelsey to the show.We discussed the often overlooked financial opportunities for UK families including childcare support that could be worth thousands, plus practical advice about teaching children about money and so much more!---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Rick on Instagram https://www.instagram.com/rickkelseyThe Running Channel on YouTube https://www.youtube.com/@runningchannel/videosThe Running Channel Online https://therunningchannel.com/---------β
Why free childcare hours are expanding to 30 hours per week and what this means for youβ
How to claim your tax-free childcare benefit worth up to Β£2,000 per child per year β
Why you should prioritise paying off high-interest debt before building savingsβ
Helping you understand how long-term investing minimises the risks of losing moneyβ
Why you should consider salary sacrifice schemes to stay under tax thresholds---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 16, 2025 β’ 12min
Money Moments 09 - Financial Expert Reveals The Hidden Truth About Inflation
In this week's Money Moments we dive into how inflation actually impacts you and what you can do about it - featuring Rotimi Merriman-Johnson and Laura Ann-Moore Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 14, 2025 β’ 49min
The Death of Britain's High Streets: What's REALLY Killing UK Retail with Ash Talwar
Is traditional shopping dead?Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------In this episode we welcome business and economics creator Ash Talwar to the show.We discussed the decline of the UK high-street, cultural differences between the UK and US and the need for both government intervention and positive mindset shifts to revitalise British businesses. ---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Ash on Instagram https://www.instagram.com/asht_talks/---------β
How major retailers are surviving by transforming stores into experience centresβ
Why private equity firms are buying up high streets and making it nearly impossible for independent British brands to competeβ
What advantages the UK still has: reliable government, excellent infrastructure and strategic time zone positionβ
Why UK culture needs to shift from risk-averse negativity to celebrating entrepreneurial success---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 12, 2025 β’ 20min
What I Invested Into This Month? - What I Bought & Sold This Month Inside My ISA
In this episode I dive into what I bought in my Stocks and Shares ISA in May. The stocks, funds and also a deep dive into my I've sold most of my S&P500 holding!Join the waitlist for Stock Market Schoolππ https://subscribe.upthegains.co.uk/stockmarketschool---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 9, 2025 β’ 13min
Money Moments 08 - Why Long Term Investors Always Win (Sam North)
In this week's Money Moments we dive into why developing a long-term investing mindset is so important for building wealth.Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

May 7, 2025 β’ 45min
ACCOUNTANT EXPOSES: Why The UK Tax System Stops You Getting Rich with Charlotte Baroukh
UK tax isn't as complex as it seems once you understand the basics...Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------In this episode we welcome qualified accountant and tax consultant Charlotte Baroukh to the show. We discussed common misconceptions about income tax brackets, practical strategies for tax efficiency, and recent controversial changes to inheritance tax and business taxes. ---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Charlotte on Instagram https://www.instagram.com/tax.queen.c/Check out Pie Tax https://www.pie.tax/---------β
Why UK tax isn't actually as complicated as it seems β
How pension contributions reduce your taxable income and are one of the most tax-efficient saving methodsβ
Why you should keep all receipts and track expenses to maximise tax deductionsβ
All about side hustles Β£1000 trading allowance ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

Apr 30, 2025 β’ 57min
Why The Government Is Lying To You About The Economy with Top Economist - Grace Blakeley
The system isn't broken... It's working as intended. Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------In this episode we welcome economics & politics commentator Grace Blakeley to the show. We talked about how the rich keep getting richer, what Trump's tariffs mean for your pension, why it feels like Labour have abandoned the working people and so much more!---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Grace on Substack https://graceblakeley.substack.com/subscribeGrace on Instagram https://www.instagram.com/grace.blakeleyGrace online https://graceblakeley.co.uk/---------β
How our economic system is deliberately designed to benefit the wealthy eliteβ
Why politicians from both parties serve corporate interests rather than votersβ
How Thatcher's policies deliberately destroyed community power and collective actionβ
Why tax havens and wealth inequality lead to political corruption and democratic failureβ
How joining community movements creates the power needed for real economic change ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool

Apr 25, 2025 β’ 15min
Money Moments 07 - How To MAXIMISE Your Wealth Using The 3 Buckets with Rob Dix
Rob Dix, a best-selling author and finance expert, shares his insights on maximizing wealth through the 'three buckets of wealth' framework. He discusses the importance of self-awareness in financial strategies, revealing how each bucket taps into different motivations. Listeners learn to balance lifestyle choices with smart investments, addressing lifestyle inflation. Dix emphasizes effective cash management amid inflation and highlights resources like the Stock Market School, making investing accessible to beginners eager to grow their wealth.

Apr 23, 2025 β’ 1h 5min
Your Colleagues Are Making More Than You (Here's Why) with Adelle Thompson
Why do 60% of workers never ask for pay rises?In this episode we welcome career change and confidence coach Adelle Thompson to the show.We talked about strategies for increasing your income and how to use LinkedIn as a personal brand platform to advance your career as well as so much more!---------Discover how the Stock Market School can help you turn small, consistent investments into life-changing wealth ππ https://subscribe.upthegains.co.uk/stockmarketschoolTake the FREE Money Personality Quiz π https://upthegains.co.uk/quiz---------ππΌ Get a FREE FRACTIONAL SHARE worth up Β£100 when you deposit Β£1 with Trading 212π https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------Adelle on LinkedIn https://www.linkedin.com/in/adelle-thompson-18499125Adelle on Instagram https://www.instagram.com/coachadellet/Adelle online https://www.atenrich.com/---------β
How to leverage your achievements to secure a significant pay rise β
The first 90-day strategy for making a powerful impression in a new role β
Tactical negotiation approaches for salary, benefits, and title improvements β
How to transition between industries without taking a pay cut β
Building a personal brand on LinkedIn to create career opportunities ---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz ππΌ https://upthegains.co.uk/quizDiscover how the Stock Market School can help you turn small, consistent investments into life-changing wealth. π https://subscribe.upthegains.co.uk/stockmarketschool