

The Money Gains Podcast
The Money Gains Podcast
Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.
Episodes
Mentioned books

Sep 19, 2025 • 14min
Money Moments 21 - Former Hedge Fund Manager: How To Pick Stocks (And Should You Listen To The Hype) | Rich McDonald
In this week's Money Moments we're back with Rich Mcdonald, former Head of Emerging Markets at Credit Suisse, to talk about the differences between the American and British stock markets and whether you should listen to hype around stocks.Tune into the full episode ⤵️YouTube: https://yt.openinapp.co/l5j4tApple Podcasts: https://podcasts.apple.com/gb/podcast/dont-invest-in-the-s-p-500-former-credit-suisse-head/id1670382337?i=1000696120586Spotify: https://open.spotify.com/episode/1mjJ1Yt7iqofUsB1mUVVNP?si=vhnLvSVLRwOzIfr29iVpLA---------Take the FREE Money Personality Quiz 👉 https://upthegains.co.uk/quiz---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Sep 17, 2025 • 39min
Why 91% of Brits Are Losing £1,091+ Every Year (And How to Get It Back)
This is how you can start keeping more of your hard-earned cash 💸Join the Gains App waitlist 👇 Everyone who joins is entered to win their food shopping covered by us for an entire year! 🔗 www.gainsapp.com---------In this episode we've flipped things around as I'm interviewed by my good friend and host of the Trying To Adult Podcast, Adam Williams.I shared my transformation from drowning in £24,000 of consumer debt to building one of the UK's top financial education platforms. We also spoke about my huge new project, Gains App, designed to put £1,000+ back in the average person's pocket through intelligent cashback whilst removing the shame and friction from money management, with the goal of changing how millions of Brits handle their finances forever.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------✅ How I escaped £24,000 consumer debt and built a top UK finance education platform✅ Why 91% of people are losing £1,091+ a year by paying full price for everything✅ How you can completely transform your money mindset✅ Why I'm building an AI-powered mobile app to help remove shame and friction from money management ✅ How one simple cashback strategy could pay for your Christmas, holiday, or emergency fund---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Sep 12, 2025 • 12min
Money Moments 20 - Is British Culture Killing Your Business Dreams? (Charlotte Mair)
Charlotte Mair, founder of TFR, dives into the cultural chasm between American and British business practices. She discusses how the UK's transactional mindset can stifle entrepreneurial spirit, compared to the supportive nature found in the US. The conversation also tackles the complexities of personal branding in the digital world, highlighting the struggle to maintain authenticity on platforms like LinkedIn. Mair emphasizes the need for soft skills and genuine engagement to thrive in today's competitive landscape.

12 snips
Sep 11, 2025 • 1h 6min
Investing Experts Reveal: Exactly How To Start Investing (And Where?!)
Join investing experts Ryan King, an Arsenal fan focused on global strategies, and Ayesha Ofori, a former Goldman Sachs banker empowering women in finance. Andrew Craig discusses stock market crashes while Sam North tackles dollar cost averaging and current trends like AI. Michael Taylor explores the emotional aspects of investing compared to dollar cost averaging. They break down index funds, compound interest, and the critical need for early investment, especially for women, offering insightful tips for navigating the complex world of investing.

Sep 5, 2025 • 13min
Money Moments 19 - This Is The Best Way To Invest (If You Can Stomach It) - Michael Taylor
In this week's Money Moments, we talk about US vs UK markets and lump sum investing vs dollar cost averaging 💸Tune into the full episode ⤵️Spotify: https://open.spotify.com/episode/21xbsm1qLmXBEYoD0mfp4a?si=AL9mFDFzTuy_s0ApiWD2aQApple Podcasts: https://podcasts.apple.com/gb/podcast/s-p-500-vs-uk-stocks-where-should-you-invest-right/id1670382337?i=1000702802555YouTube: https://yt.openinapp.co/g7mrq2g---------Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Sep 3, 2025 • 52min
Money Expert Reveals: The Truth About the Top 1% (Less Than You Think) - Mr MoneyJar
Why does even a "good salary" not feel like enough anymore? 💸Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist---------In this episode of the Money Gains Podcast we welcome financial advisor and content creator Rotimi Merriman-Johnson (Mr MoneyJar) back to the show.We dive deep into the UK's current economic crisis and why even those earning in the global top 1% (£45,000+) are struggling to make ends meet in modern Britain. This episode looks at some potentially controversial solutions from wealth taxes to regional economic restructuring, as well as practical ways to build both monetary and non-monetary wealth during these challenging times.---------👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212🔗 https://www.trading212.com/join/MGPIf you don't receive the free fractional share - head to the menu and put the word 'MGP' into the promo code section.(Capital at risk when you invest)---------👉🏼 We're delighted to welcome TIDE as a sponsor for the show.OFFER - Get £100 Cashback when you deposit £5,000 within 30 days (T&C's Apply)🔗 https://www.tide.co/offers/gains/---------Mr MoneyJar online https://www.mrmoneyjar.com/Mr MoneyJar on Instagram https://www.instagram.com/mrmoneyjar---------✅ How earning £45,000 puts you in the global top 1% but barely covers UK living costs ✅ Why you need to build non-monetary wealth through health, skills, and relationships ✅ How to develop skills now that AI can't replace ✅ Why the UK needs economic growth not just wealth redistribution✅ How to use cashback apps to save £1000s every year---------DISCLAIMER:This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you. Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

Aug 29, 2025 • 14min
How I Made £1,000+ In 1 Year From Money I Was Already Spending
Ladies and gentlechaps - this one is for all of you that needs more money in their lives - is that all of you? Thought it might be because that's why you're here right!This episode is all about cashback and how to make money from your cashback.Join the Gains App waitlist (Win your food shopping paid for a year) 👉🏼 https://gainsapp.com/-----Other apps available NOWTopcashback Sign Up Here - Get £10 (T&C's Apply) - https://www.topcashback.co.uk/ref/sammieellardkingEverup - Get up to 20% Instant Cashback on 150+ brands! - https://everup.onelink.me/9lgD/jjnekznlDISCLAIMER:This is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.This description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

16 snips
Aug 27, 2025 • 1h 30min
Ex-Goldman Sachs Banker Exposes: The Real Reason We Feel Broke (Joe Bryan)
In this fascinating discussion, Joe Bryan, an ex-Goldman Sachs banker and economist, reveals how government money printing is the root cause of societal crises—from wealth inequality to housing issues. He critiques the transition from gold-backed currency to fiat money, highlighting its detrimental effects on everyday people. Bryan also discusses Bitcoin as a potential solution, labeling it a revolutionary form of money that could transform our financial landscape. His insights encourage listeners to rethink their financial strategies amidst today's economic challenges.

Aug 21, 2025 • 17min
BIG ANNOUNCEMENT - Introducing GAINS App - We'll Make Your Life Less Expensive!
Fancy getting your shopping paid for an entire year?Join the waitlist for Gains App today 👉🏼 https://gainsapp.comLaunching Autumn 2025!Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quizGet The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇🔗 https://upthegains.co.uk/investing-checklist

8 snips
Aug 20, 2025 • 1h 2min
I Started Investing At 19 And Built A 6-Figure Investment Pot (You Can Too!) - Tom Wickstead
Tom Wickstead, a dynamic personal finance content creator, shares his journey into investing at 19 and reveals harsh truths about financial independence. He emphasizes the urgency of starting to invest, no matter the amount, and discusses the psychological barriers to saving versus investing. Tom also highlights the impact of government policies on purchasing power and the importance of budgeting and consistent contributions to investment funds. His insights aim to empower listeners, urging them to navigate consumerism mindfully and prioritize financial health.


