Passive Real Estate Investing

Click Here for the Show Notes In this episode, we explore a common question from a real estate investor nearing retirement: Does it make sense to use home equity to purchase turnkey rental properties with a larger down payment and a shorter mortgage term? We break down the numbers across different financing scenarios—20% vs. 40% down, 15-year vs. 30-year mortgages—and how each impacts monthly cash flow, cash-on-cash return, and long-term wealth building. Whether you're investing for income, growth, or legacy, this episode will help you align your strategy with your financial goals. 👉 Tune in now and discover which path could maximize your returns and secure your financial future! Connect with one of our experienced investment counselors. -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2020) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to How Lenders Get the Short End of the Stick Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

In this enlightening discussion, Aaron Chapman, an experienced real estate lender and investor, dives into the strategic use of leverage in property investing. He explains how properly structured debt can enhance returns and accelerate portfolio growth. Surprisingly, he reveals why lenders often find themselves at a disadvantage in the long term. Aaron emphasizes treating lenders as strategic consultants to maximize opportunities and navigate financing effectively. Tune in to discover how leveraging properties can be a game-changer for your investment strategy!

A first-time investor in Southern California grapples with high home prices. Discover a top-down, market-first strategy for smart investing! Learn how to identify markets with job and population growth. Focus on B-plus/A-minus neighborhoods for balanced returns. Uncover which properties to avoid and why quality matters. The importance of assembling a solid investment team, including property managers and lenders, is highlighted. Perfect advice for anyone looking to start their real estate journey without mistakes!

Aaron Chapman, a seasoned lender with over 27 years of experience, shares invaluable insights into real estate financing, focusing on DSCR loans. He discusses how these loans can be the 'holy grail' for self-employed investors looking to finance properties through LLCs. Aaron emphasizes the importance of relationships over interest rates and warns against poor loan decisions that can lead to financial turmoil. He also highlights strategies for scaling portfolios and discusses the critical role of teamwork and transparency in successful real estate investing.

Click Here for the Show Notes In today’s throwback Thursday episode, Marco answers a question from Kelliane — an attorney-turned-entrepreneur who recently exited her eCommerce business and is now diving into consulting, podcasting, and building passive income through real estate. With her husband earning a high W-2 income in medical device sales, they’re exploring passive strategies like turnkey rentals, multifamily, syndications, and hard money lending — all while aiming for financial freedom in 5 to 7 years. But there’s a challenge: how can they leverage the powerful tax benefits of real estate professional status (REPS) with mostly passive investments? Marco unpacks the pros, cons, and creative solutions that could help Kelliane and others in similar situations get the best of both worlds — passive income and major tax savings. 👉 Don’t miss this deep dive into strategic real estate investing, tax optimization, and financial freedom! -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2020) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to From 9-5 Stress to Passive Income Success (Adam’s Story) Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

Click Here for the Show Notes In this episode, we dive deep into a powerful financial journey that started with the simple desire to build real, usable income now—not decades down the road. Adam shares how he and his wife transitioned from traditional investments like 401(k)s and real estate syndications to a proven passive income system through Tardus, which allowed them to create over $20,000/month in passive income in just a few years. From the struggles of living in an expensive area with growing family needs to discovering a snowball strategy that leverages lines of credit for smart investing, this episode is full of practical, game-changing insights. Whether you're just starting out, looking to get out of debt, or ready to scale your income and invest in real estate, this conversation is packed with clarity, hope, and actionable steps to take control of your financial future.  Ready to see what this could look like for you?      Contact our team to schedule a call with Adam - Click Here. Don’t wait for retirement to enjoy life — take the first step toward financial freedom today! -------------------------------- Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. SUBSCRIBE on iTunes   If you missed our last episode, be sure to listen to TBT: Ask Marco - Should I Diversify Into Multiple Locations? Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals. -------------------------------------------------------- #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments

Click Here for the Show Notes In this special rewind episode, Marco answers a listener’s two-part question on diversifying real estate investments across markets and navigating financing options beyond 10 properties. Whether you’re sitting on strong cash-flowing rentals or planning your path to 25 doors, this episode delivers timeless insights into market risk, financing strategies, and how to scale smart. Don’t miss this classic deep dive that’s just as relevant today as when it first aired! -------------------------------- Throwback Thursday Episode (The episode originally took place in the year 2020) This episode is part of our Throwback Series and may include references to older content such as webclasses, events, promotions, or links that are no longer active or available. While the conversation and insights still hold value, please note that some information may be outdated. -------------------------------- If you missed our last episode, be sure to listen to Do you really need an LLC before buying your first rental property? Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Our team of Investment Counselors has much more inventory available than what you see on our website.  Contact us today for more deals.

Melissa Nash, who built a seven-figure rental portfolio from her couch, dives into whether you really need an LLC before buying your first rental property. She explains the advantages of LLCs for asset protection and privacy, and offers insights on loan types, including conventional and DSCR. Melissa shares personal experiences, detailing the process of setting up an LLC in Wyoming, and the crucial steps for managing finances in rental investments. Whether you’re starting fresh or have experience, her tips are invaluable for navigating real estate.

Explore how aspiring real estate investors can rise above low income and poor credit. Discover the essential 'Three C’s': Cash, Credit, and Competence, and learn how to build them. Creative solutions like partnering with others and contributing sweat equity open doors for those facing financial challenges. Gain insights on setting up a business, enhancing financial literacy, and effective strategies to navigate the path to investment success, even from a tough starting point.

Aaron Chapman, an investor-friendly lender with extensive experience, joins to unravel the complexities of the lending process for real estate investors. They tackle common lender inquiries, the dizzying amount of paperwork, and strategies to avoid the chaos of last-minute loan dramas. Aaron shares what appraisers truly consider, how to handle low property valuations, and reinforces that lenders should be viewed as business allies, not adversaries. This conversation is a treasure trove for anyone looking to confidently scale their investments!