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Passive Real Estate Investing

Latest episodes

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Nov 12, 2024 • 12min

How will the legal settlement by the National Association of Realtors affect real estate investing?

Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- Summary In this episode of Ask Marco, Marco Santarelli discusses the recent legal actions against the National Association of Realtors (NAR) and their potential impact on the real estate market. He addresses a listener's question about how these changes might affect landlords and real estate investors, particularly in relation to commission structures and transaction costs. Marco emphasizes that while there may be some changes in how commissions are handled, the overall impact on real estate investing may not be as significant as some might hope. He concludes by encouraging listeners to stay informed and engaged in the evolving real estate landscape. ---------------------------------------------------------------------------------------------------------------- Timestamp 00:00  Introduction to the Episode 01:24  Understanding the NAR Lawsuit 03:40  Impact of Commission Changes on Real Estate 10:32  Future of Real Estate Transactions 12:28  Conclusion and Final Thoughts ---------------------------------------------------------------------------------------------------------------- Takeaways Changes in commission structures may lead to lower transaction costs. Buyers may start paying their agents directly, increasing transparency. The settlement could enhance affordability for first-time buyers. There may be a shift in buyer-seller dynamics due to commission changes. Real estate investors may not see dramatic impacts in the short term. The housing market may become more competitive and flexible. The legal settlement was seen as long overdue by many in the industry. The demand for rental properties remains high despite potential changes. Overall, minor changes are expected in the real estate industry. ---------------------------------------------------------------------------------------------------------------- Easy, stress-free, and personalized business formation for clever people with big ideas.  Get your FREE LLC up and running fast and hassle-free ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to TBT: 10 Good Reasons to Invest in New Construction Properties Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement
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Nov 7, 2024 • 28min

TBT: Turnkey Real Estate Investing Explained

Dive into the world of turnkey real estate investing, where complexities abound! Discover how to distinguish legit properties with a five-point comparison system. Learn the nuances between investment strategies and actual turnkey options. Explore the benefits of larger companies leveraging economies of scale, and why thorough due diligence is a must. Misconceptions about rent guarantees and the often-misunderstood 2% rental income rule are tackled, encouraging a pragmatic approach to optimal investment.
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Nov 5, 2024 • 42min

How to Access Unlimited Mortgage Loans with Minimal Qualification Criteria

Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- Summary In this episode of Passive Real Estate Investing, Marco Santarelli discusses the benefits and mechanics of DSCR (Debt Service Coverage Ratio) loans with mortgage expert Aaron Chapman. They explore how these loans differ from conventional financing, the ease of qualification, and the potential for real estate investors to expand their portfolios without the typical income verification requirements. The conversation also touches on market trends, interest rates, and the importance of understanding the risks associated with DSCR loans. ---------------------------------------------------------------------------------------------------------------- Timestamp 00:00  Introduction to DSCR Loans 02:51  Understanding DSCR Loans 06:11  Benefits of DSCR Loans 09:05  Qualifying for DSCR Loans 11:53  Comparing DSCR and Conventional Loans 15:11  Documentation Requirements 17:59  Risks and Considerations 21:10  Market Trends and Interest Rates 23:59  Conclusion and Next Steps ---------------------------------------------------------------------------------------------------------------- Takeaways DSCR loans are a powerful tool for real estate investors. Qualification is primarily based on the property's income, not the borrower's personal income. Investors can theoretically obtain an unlimited number of DSCR loans. Documentation requirements are significantly lighter compared to conventional loans. DSCR loans can be issued to LLCs, providing additional asset protection. Interest rates for DSCR loans are often comparable to conventional loans. Investors can leverage DSCR loans for short-term rental properties like Airbnb. Understanding the local rental market is crucial for DSCR loan qualification. There may be prepayment penalties associated with DSCR loans. Market conditions and interest rates are influenced by broader economic factors. ---------------------------------------------------------------------------------------------------------------- Easy, stress-free, and personalized business formation for clever people with big ideas.  Get your FREE LLC up and running fast and hassle-free ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to TBT: 10 Good Reasons to Invest in New Construction Properties Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement
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Oct 31, 2024 • 45min

TBT: 10 Good Reasons to Invest in New Construction Properties

Discover the rising trend of build-to-rent properties and their advantages in today’s real estate market. Explore promising investment areas in Florida with strong growth, including tech hubs and healthcare developments. Learn how investing in new construction can enhance cash flow and tenant quality, while mitigating maintenance costs. Uncover the benefits of bulk purchasing for builders and the potential for higher property values. Lastly, the speakers stress the importance of taking action in real estate investing to achieve financial success.
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Oct 29, 2024 • 17min

Ask Marco: LLCs, Bank Accounts & Umbrella Policies...

Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- Summary In this episode of the Passive Real Estate Investing show, Marco Santarelli addresses listener questions regarding the establishment of LLCs for asset protection, the importance of insurance policies, managing finances through separate bank accounts for LLCs, and finding a knowledgeable tax strategist for real estate investments. The conversation emphasizes the significance of proper financial management and legal structures in building wealth through real estate. ---------------------------------------------------------------------------------------------------------------- Timestamp 02:24 Setting Up an LLC for Asset Protection 06:39 Understanding Insurance: The Umbrella Policy 09:57 Managing Finances: LLC Bank Accounts 10:27 Finding a Tax Strategist for Real Estate Investors ---------------------------------------------------------------------------------------------------------------- Takeaways It's important to have a separate LLC for each property for asset protection. Umbrella policies can provide additional liability coverage but are rarely used. Always keep personal and LLC finances separate to maintain legal protections. Finding a tax strategist who understands real estate is crucial for effective tax planning. Insurance policies should be reviewed regularly to ensure adequate coverage. Using online services can simplify the process of setting up an LLC. Interview potential tax strategists to gauge their expertise in real estate. Consider local real estate investment groups for referrals to tax professionals. Maintaining good records and separate accounts is essential for LLCs. Understanding the nuances of tax law can significantly impact your investment strategy. ---------------------------------------------------------------------------------------------------------------- Easy, stress-free, and personalized business formation for clever people with big ideas.  Get your FREE LLC up and running fast and hassle-free ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to TBT: Retire Early with Real Estate – Chad Carson Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement
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Oct 25, 2024 • 57min

TBT: Retire Early with Real Estate - Chad Carson

Throwback Thursday Episode (The episode originally took place in the year 2022) Click Here for the Show Notes If you missed our last episode, be sure to listen to 7 Strategies to Expand Your Real Estate Portfolio Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed    Websites: Passive Real Estate Investing Norada Real Estate Investments Ask Marco Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties
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Oct 23, 2024 • 24min

7 Strategies to Expand Your Real Estate Portfolio

So today, Pravin asked me a basic question of -  How can I expand my real estate portfolio? So let's answer the question about strategies to expand your real estate portfolio. I want to talk about the major strategies, the things that provide the biggest leverage points, the greatest amount of movement. Let's talk about seven of them. Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- Summary In this episode of Ask Marco - Passive Real Estate Investing, Marco addresses a listener's question about expanding their real estate portfolio. He outlines several strategies, including maximizing leverage through mortgage financing, utilizing 1031 exchanges, scaling with multifamily properties, and employing active strategies like the BRRRR method. Additionally, he discusses house hacking, creative financing options, and the potential of short-term rentals to enhance cash flow. The episode provides valuable insights for both new and experienced investors looking to grow their real estate investments. ---------------------------------------------------------------------------------------------------------------- Timestamp 03:13 - Maximizing Leverage 09:11 - 1031 Exchange 10:42 - Multifamily Properties 13:52 - BRRRR Strategy 16:11 - House Hacking 17:39 - Creative Financing 20:20 - Short Term Rental ---------------------------------------------------------------------------------------------------------------- Takeaways Maximizing leverage allows for more property acquisition. 1031 exchanges enable tax-deferred reinvestment. Multifamily properties can generate multiple rental incomes. The BRRRR strategy is an active approach to portfolio growth. House hacking can reduce personal housing costs. Creative financing opens doors for those unable to secure traditional loans. Short-term rentals can significantly increase cash flow. Leveraging equity in existing properties can fund new purchases. Networking and partnerships can enhance investment opportunities. Understanding local regulations is crucial for short-term rentals. ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to TBT: How to be Your Own Bank, Multiply Your Money, and Invest in Real Estate Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement
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Oct 17, 2024 • 49min

TBT: How to be Your Own Bank, Multiply Your Money, and Invest in Real Estate

Throwback Thursday Episode (The episode originally took place in the year 2021) Click Here for the Show Notes If you missed our last episode, be sure to listen to TBT: Building Wealth One House at a Time with John Schaub Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ----more---- Websites: Passive Real Estate Investing Norada Real Estate Investments Ask Marco Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties
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Oct 10, 2024 • 55min

TBT: Building Wealth One House at a Time with John Schaub

Throwback Thursday Episode (The episode originally took place in the year 2022) So my guest today, a guy named John has been in real estate for a very, very, very long time. He's one of the OGs and he's been through multiple recessions multiple tax law changes. He has seen interest rates as high as 19 plus percent. And of course the more recent historically lows of 3% or so, but he has been around for a very long time and he has purchased many properties. He's also helped and coached dozens and dozens and dozens of people. In fact, if I'm not mistaken that number is actually well into the hundreds. He lives in Florida, and he has been using all kinds of strategies in terms of buying hold. He focuses single family homes, although he has invested in apartment buildings and pretty much everything else. But what is his favorite? It's the basic building block of residential real estate, the single family home and what he likes to talk about and what he has proven and help many people do is build wealth one house at a time. And that is the title of his book. So I hope you enjoy today's interview. And with that, let us go straight to the interview and let's see what John has to tell us. Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to  Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement
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Oct 8, 2024 • 54min

Freedom at Risk: How to Protect Your Personal & Financial Freedoms with Tony Lopes

Hello my friends and welcome to another episode of Passive Real Estate Investing. I'm your host Marco Santarelli and I'm glad you're joining me today. If you are new to the show or have not subscribed remember to do so. It only takes you a few seconds to subscribe to the show and you'll never miss another episode. Well I have an interesting guest today and kind of an interesting topic for at least for a lot of people but it's often misunderstood and it's a topic about not just personal freedom and financial freedom but what freedoms are at risk. Our freedoms perhaps have been, I hate to the word stolen because it's such a strong word and we live in such a quote unquote free country. But the reality is, that a little at a time, some freedoms are being eroded, slowly evaporated, and many of it is almost unrecognizable. And when you start to learn more about that, you'll start to see that things are constantly changing. And it's not that we are necessarily getting more and more freedoms, but they are being controlled or constrained. And my guest today is one of those people that talk about this in a very clear way and in an interesting way is really what it is. So today, know, my guest, Tony, had a conversation with me, a great interview about how we are losing some of our personal and financial freedoms. And in his book, he talks about this chapter by chapter, just a little bit about how that is happening and also how it's affecting us. But the good news is, is you can do things. You can do things to stop that erosion or that decay and take control of the things that you can control. So the bottom line is it's never too late or even too early to plan and take control of what you can control. In other words, your personal freedoms and your financial freedoms. So today we're gonna chat about things like, the education system and education in general, the cultural and societal issues revolving around, you know, personal financial freedoms, the politics of it, not political, but the politics that impact you, the economics and the monetary system. So it's really a show about personal finance and the freedoms that are there for us to build our future, both financial and personal, I think you'll find it an interesting conversation. It was, I wouldn't say a long interview, it was about an hour, but it's one of those topics that could go on for hours and hours and hours. So anyway, it's about 40, 45, maybe 50 minutes of great content. I hope you enjoy it and would love to know your thoughts. And as always, if you have any comments or questions, you can email those to me at passiverealestateinvesting.com. There's always a link there to either ask questions or submit comments, and I appreciate you doing that. All right, well, enjoy today's show. Click Here for the Show Notes ---------------------------------------------------------------------------------------------------------------- Guest Details: website - dirtybootscapital.com email - tonylopes@dirtybootscapital.com Books Authored by the Guest Freedom At Risk: How To Protect Your Personal & Financial Freedoms ---------------------------------------------------------------------------------------------------------------- Time Stamps: 00:00 Introduction to Tony Lopes 02:02 Tony's Journey to Financial Freedom 08:05 Key Strategies for Achieving Financial Freedom 14:21 Interconnection of Personal and Financial Freedoms 20:30 Understanding the Renter Nation Concept 32:43 Preparing for Economic Changes as Investors 43:53 Actionable Steps for Investors 50:48 Supercharging Your Path to Freedom ---------------------------------------------------------------------------------------------------------------- If you missed our last episode, be sure to listen to TBT: 5 Reasons Why You May Want to Self-Manage Your Properties Download your FREE copy of:  The Ultimate Guide to Passive Real Estate Investing. See our available Turnkey Cash-Flow Rental Properties. Please give us a RATING & REVIEW   (Thank you!) SUBSCRIBE on iTunes  |  Stitcher  |  Podcast Feed  ---------------------------------------------------------------------------------------------------------------- Check Out These Links Norada Real Estate Investments Norada Capital Management #LearningRealEstate #AskMarco #PassiveRealEstateInvesting #Turnkeyproperties #RealEstatePodcast #Investment #investors #RealEstateInvestors #RentalProperties #TurnkeyProperties #NoradaRealEstateInvestments #NoradaCapitalManagement

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