
The Martin Lewis Podcast
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Latest episodes

Aug 14, 2024 • 34min
Best Bits: Martin’s “Money-festo” Tell Us Special.
Polly Mackenzie, an expert in policy advocacy, joins to delve into the 'Money Festo' initiative, rating listener suggestions for improving finance laws ahead of the general election. They discuss the labyrinth of consumer rights and the pressing need for reforms, especially for unpaid carers facing financial hurdles. The conversation touches on the lack of effective financial education in schools and the dire necessity of incorporating financial literacy to prepare future generations. Humor and critique blend as they tackle policy complexities, making it a lively discussion.

Aug 7, 2024 • 31min
Best Bits: Holiday money plus passport, car hire and EHIC tips.
Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. He explains to Nick Eardley the smart way to spend abroad plus tips on making sure you’re on top of passports, car hire, EHIC’s and GHIC’s.

Jul 31, 2024 • 42min
Best Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.
Discover how buying voluntary National Insurance years can significantly boost your state pension benefits. Learn why it's crucial to act before the 2025 deadline and explore practical tips to ensure you're maximizing your contributions. Plus, enjoy a light-hearted discussion about the joys of inexpensive snacks, from vinegar crisps to sausage rolls, and hear personal stories about preferring budget-friendly options. It's a delightful mix of financial wisdom and tasty treats!

Jul 24, 2024 • 1h
Childcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)
Discover childcare help entitlements, savings impact on credit scores, mortgage repayments vs saving, and a consumer rights quiz. Dive into cheese and onion crisps taste test, mortgage strategies, childcare cost relief options, consumer protection, financial education challenges, energy price analysis, and locating lost accounts post-mortem.

Jul 17, 2024 • 1h 2min
Car Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills
Financial expert Martin Lewis discusses reclaiming money from car finance misselling within a 10-week deadline. The podcast also covers financial disagreements between partners, advice on balance transfer cards and loyalty, and tips on saving money on rising water bills.

Jul 10, 2024 • 1h
Are you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers
Financial expert Martin Lewis discusses reclaiming overpaid student loans and warns about celebrity scams. Topics include online advertising regulation, impact of pension contributions on loan repayments, and implications after death or disability. The podcast also covers charging adult children rent and offers insights on future episodes.

6 snips
Jul 8, 2024 • 35min
How to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more
Explore pension strategies like leveraging the tax-free lump sum for mortgage payments and maximizing contributions using carry forward options. Understand the difference between guidance and advisory services when making decisions about pension funds and learn about drawdown and annuities for retirement income.

Jul 3, 2024 • 1h 13min
Can shops ban returns? | Student loans, how they really work
Martin Lewis explains all you need to know about student finance, what you could be entitled to, and how much you will pay back.
Martin is joined by a prospective university student and parents concerned about funding their children through university.
We also look at consumer rights - can online shops refuse returns?
AND in Mastermind this week a listener takes on a question all about Lifetime ISA's.

Jul 1, 2024 • 42min
Pension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.

Jun 26, 2024 • 57min
5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind
Martin explains energy meter reading week – key info for everyone who pays energy bills by direct debit, and some on prepay.The big subject, how to boost your savings. There are five key accounts you need to know about from top cash ISAs, top easy access, the savings account that gives you a 50% boost, and a special deal for Nationwide customer.Plus caller Carly asks about getting a Lifetime ISA to help her son save to get on the property ladder.The Tell Us is all about when you prefer cheap, from sausage rolls to bogs rolls we’ve got your answers. And Nihal makes a cameo appearance, from home on the phone, as he couldn’t miss his last ever money mastermind – will he get it right? It’s all about travel insurance.